USDA Vs. FHA your options comparison in Gambrills, Anne Arundel County, MD

In 2025, the USDA loan limit for Gambrills, situated in Anne Arundel county, MD, is $466,400. Meanwhile, the FHA limit for a single-family residence is $632,500.

Utilize Lendersa®'s USDA loan calculator to evaluate today's leading rates for USDA versus FHA. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, helping you select the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Gambrills, Anne Arundel, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Gambrills, MD

The goal of Lendersa® is to efficiently obtain the best USDA or FHA loan for you, quickly and without hassle. Choose from one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is guaranteed by the government's Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, and is available in rural neighborhoods only. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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