USDA and FHA Pro and Con in Camp-Springs, Prince George's County, MD

In 2026, the USDA loan limit in Camp-Springs, within Prince George's county, MD, has been set at $657,900. For single-family homes, the FHA limit is $822,375.

Use the Lendersa® USDA loan calculator to compare today's best rates between USDA and FHA. Determine necessary income, credit levels, reserves, and documentations for qualification. Our advanced mortgage calculator provides an overview of USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program in for your financial situation.

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2026 Loan Limits and Downpayment Requirements in Camp-Springs, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Camp-Springs, MD

Lendersa® aims to secure the best USDA or FHA loan for you swiftly and with ease. Choose one of the three initial routes to connect with lenders and explore USDA loan programs.

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What Defines a USDA Loan in MD?

A USDA home loan is insured by the government through the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage. It's exclusively available in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Camp-Springs Lenders

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.