USDA Vs. FHA Pro and Con comparison in Oxon-Hill, Prince George's County, MD

In 2026, the USDA loan limit set for Oxon-Hill, within Prince George's county, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375. Such limits provide pivotal guidelines for potential homeowners seeking financing.

Utilize Lendersa's USDA loan calculator to compare the most advantageous USDA and FHA rates currently available and identify the income, credit, reserves, as well as documentation needed to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your unique financial circumstances in .

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2026 Loan Limits and Down Payment Requirements in Oxon-Hill, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Oxon-Hill, MD

The primary objective of Lendersa® is to promptly and effortlessly secure the best USDA or FHA loan for your needs. Choose one of three starting paths to find lenders matching with your criteria and appropriate USDA loan programs.

Illustrative results of Lendersa USDA loan request and matching segments

What Defines USDA Loans in MD?

The USDA home loan, insured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. Such loans are exclusively available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment, greatly benefiting potential homebuyers in eligible areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • First Choice Credit Union
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  • First Choice Credit Union is located in Marshfield, Wisconsin, and was founded in 1967. At this location, First Choice Credit Union employs approximately 12 people. This business is working in the following industry: Finance other. Annual sales for First Choice Credit Union are around USD 1, 100, 017.00

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  • Exchange Bank of Northeast Missouri, we want to help make the communities we serve better by providing strong financial services. We call these communities home, so we know and understand the challenges you face every day. That’s why we strive to provide the products and services to help you overcome those challenges.

  • Peoples Bank of Wyaconda, Missouri
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  • Success Mortgage Partners, Inc
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  • LANDMARK MORTGAGE AND ASSOCIATES, INC.
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  • Farm Credit of Central Florida
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