USDA Vs. FHA Pro and Con comparison in Oxon-Hill, Prince George's County, MD

In 2025, the USDA loan limit set for Oxon-Hill, within Prince George's county, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375. Such limits provide pivotal guidelines for potential homeowners seeking financing.

Utilize Lendersa's USDA loan calculator to compare the most advantageous USDA and FHA rates currently available and identify the income, credit, reserves, as well as documentation needed to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your unique financial circumstances in .

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2025 Loan Limits and Down Payment Requirements in Oxon-Hill, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Oxon-Hill, MD

The primary objective of Lendersa® is to promptly and effortlessly secure the best USDA or FHA loan for your needs. Choose one of three starting paths to find lenders matching with your criteria and appropriate USDA loan programs.

Illustrative results of Lendersa USDA loan request and matching segments

What Defines USDA Loans in MD?

The USDA home loan, insured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. Such loans are exclusively available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment, greatly benefiting potential homebuyers in eligible areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Mortgage Firm
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  • The Borrowing Club
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  • We offer a consulting, advisory and assistance program for a select group of people meeting certain minimum credit/financial criteria in which we provide consulting, advice and assistance in the areas of unsecured no collateral personal and business loans. There are no up-front fees. We have a very detailed Consultant Service Agreement between us
  • Streamline Financial Group, Inc.
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  • Streamline Financial Group, Inc. is a premier provider of creative financial solutions for various lending needs. Drawing upon a background of over 17 years in the industry, we have the ability, expertiese and experience to fund every type of financing request, from the mundane, to the exotic. Products range.
  • Florida Mortgage Consultants
  • 9899 Kamena Circle, Boynton Beach, FL, 33436
  • Florida Mortgage Consultants is staffed with highly skilled consultants who can provide efficient and practical mortgage solutions that are tailored to your needs and lifestyle. Our company caters to clients in Lake Worth, FL. To learn more about our services and rates, don’t hesitate to get in touch!
  • Prime Rate Mortgage
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  • "Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and the best products to fit their financial profile. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
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  • Trustmark Mortgage Services
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  • Founded in 1889, Trustmark is one of the South’s strongest and most respected financial institutions, comprised of more than 2, 800 professionals serving customers in over 190 locations throughout Alabama, Florida, Mississippi, Tennessee and Texas. We offer a comprehensive range of personal and business banking services - from personal banking.