USDA and FHA Pro and Con in Oxon-Hill, Prince George's County, MD
In 2025, the USDA loan limit set for Oxon-Hill, within Prince George's county, MD, is $657,900. Meanwhile, the FHA limit for a single-family home is $822,375. Such limits provide pivotal guidelines for potential homeowners seeking financing.
Utilize Lendersa's USDA loan calculator to compare the most advantageous USDA and FHA rates currently available and identify the income, credit, reserves, as well as documentation needed to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you determine the best program for your unique financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Oxon-Hill, Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Oxon-Hill, MD
The primary objective of Lendersa® is to promptly and effortlessly secure the best USDA or FHA loan for your needs. Choose one of three starting paths to find lenders matching with your criteria and appropriate USDA loan programs.
The USDA home loan, insured by the Department of Agriculture, is also known as the USDA rural development loan or USDA mortgage. Such loans are exclusively available in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment, greatly benefiting potential homebuyers in eligible areas.
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