USDA Loan Vs. FHA loan for Gaithersburg, MD [Montgomery County Rates 2023]

In 2025, USDA loan limit in Gaithersburg, county of Montgomery, MD is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Gaithersburg, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(626) 712-7651 2275 miles Lender's profile and map Reviews Simple Mortgage Pasadena 898 N. Fair Oaks Avenue, Suite A-1, Pasadena, CA, 91103 Simple mortgage is an elite mortgage firm privately owned and operated in Pasadena California. We are licensed and helping families throughout California. Our team are some of the industry’s leading professionals with over 20 years of experience, and thus have extensive expertise in handling any kind of mortgage scenario.
(562) 861-4100 2275 miles Lender's profile and map Reviews American Home Loans and Realty 8356 Maxine Street, Pico Rivera, CA, 90660 American Home Loans and Realty is committed to honoring the privacy and security of its website visitors. We collect information to process your transactions and to help us provide a better level of service. We do not sell your information to anyone. We strive to protect the security and confidentiality of the information we collect.
(562) 249-1374 2275 miles Lender's profile and map Reviews PLF Real Estate Solutions 9300 Washington Boulevard, Pico Rivera, CA, 90660 I have been a real estate professional for the last 20 years, a period in which the industry has experienced significant change. The real estate industry has been revolutionized as a consequence of the financial crisis of 2008 as well as the evolution of the internet and social media. As a result, the knowledge
626-3212372 2275 miles Lender's profile and map Reviews AAA Capital Investment Inc 117 S Garfield Ave,, Alhambra, CA, 91801 AAA LENDINGS is a direct mortgage lender with many years of lending experience. We have a group of experienced professionals providing services for our clients. We offer variety loan programs in DSCR Loan, Bank Statement Loan, WVOE, Conventional, FHA, VA, and Foreign National Loan. We always put customer's needs first and provide the
(626) 300-6000 2275 miles Lender's profile and map Reviews First Commercial Bank (USA) 200 East Main Street, Alhambra, CA, 91801 First Commercial Bank (USA) is a wholly owned subsidiary of First Commercial Bank in Taipei, one of the premier commercial banks in Taiwan. First Commercial Bank (USA) was established on May 20, 1997 as a California State chartered bank, insured by the Federal Deposit Insurance Corporation.
(626) 284-5555 2275 miles Lender's profile and map Reviews New Omni Bank, National Association 1235 South Garfield Avenue, Alhambra, CA, 91801 New Omni Bank, National Association is a nationally-chartered, FDIC insured, commercial bank. Founded in 1980 as “Monterey Park National Bank, " we have been proudly serving our community for almost 40 years. We offer a range of deposit and loan products, including residential mortgages, commercial real estate loans, commercial loans, & SBA loans.
(626) 284-2815 2275 miles Lender's profile and map Reviews Advanced Lending Institute 1028 South Garfield Avenue, Alhambra, CA, 91801 Our company is committed to delivering the highest level of service to earn the deepest level of trust. While other agents and loan officers spend most of their time looking for new business, we want to commit ourselves to spending 100% of that time focusing on making sure you have a smooth
(626) 554-5541 2275 miles Lender's profile and map Reviews AAA Capital Investment, Inc. 117 South Garfield Avenue, Alhambra, CA, 91801 AAA Lendings is a direct mortgage lender with over 20 years of lending experience. We have a group of experienced professionals providing services for home buyers and people with mortgage needs. We offer 100+ customized loan programs in conventional, FHA, VA, EZ qualified and foreigner nationalloans.
(626) 684-4574 2275 miles Lender's profile and map Reviews Uni First Investment 801 S. Garfield Ave #308, Alhambra, CA, 91801 Uni First Investment company is part of the Investment Firms Industry focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages. We take pride in providing superior customer service and creating satisfied customers.
(866) 731-2622 2275 miles Lender's profile and map Reviews American Mortgage Alliance Company 12110 Slauson Ave, Santa Fe Springs, CA, 90670 We offer a complete range of conforming, non-conforming and government loan programs, as well as a variety of options to help your family successfully budget your mortgage through highly experienced loan consultants utilizing the most innovative technology available. We are committed to customer satisfaction.
(559) 234-0862 2275 miles Lender's profile and map Reviews Granite West Funding, LLC 40879 CA-41, Suite 1A, Oakhurst, CA, 93644 "Granite West Funding as a locally-based Oakhurst mortgage company, we work with customers in and around Oakhurst as well as throughout the state of California. Our goal is to get you quickly and affordably into your dream home, and to make the entire lending experience speedy, friendly and easy."