USDA Vs. FHA Pro and Con comparison in Gaithersburg, Montgomery County, MD
For 2025, the USDA loan limit within Gaithersburg, Montgomery county, MD, is set at $776,600. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.
The Lendersa® USDA loan calculator can be used to compare today's top USDA and FHA rates, assisting in identifying required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision on which program fits your financial needs best in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Gaithersburg, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Programs in Gaithersburg, MD
Lendersa® aims to efficiently connect you with the ideal USDA or FHA loans quickly and without hassle. Choose one of three pathways to find matching lenders and USDA loan programs.
A USDA home loan is a mortgage supported by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
SDC Capital has over 35 years of bridge lending and real estate development experience. Given our real estate development experience, we are uniquely positioned to not only provide capital but to also be a valuable resource for our borrowers. We understand the challenges real estate investors face and have the flexibility to structure our loan.
10925 West Lake Joy Drive North East, Carnation, WA, 98014
We’re not your typical mortgage broker! We're user friendly and in it for the long haul. We have been serving our clients for the past 26 years — so we can work for you and what’s in your interest. Our team concept allows you to talk with any of our representatives — someonAe is always ready to help you.
3151 West Cahuenga Blvd suite 300, Los Angeles, CA, 90068
California Hard Money Lenders, Los Angeles Hard Money, Trust deed investments specialist, Hard money lending solution- we are a direct source for Hard money loans in California. HML Investments Group was founded by Yanni Raz in 2004. Since then, it has been providing hard money loans for hundreds of residential, commercial and construction.
POLAM Credit Union is proud to offer a First Time Buyers Program that will help you get on the property ladder.We offer mortgages up to 90% (LTV) Loan To Value, with no Private Mortgage Insurance, meaning that with just a 10% down you can get financing for your first home at the same rate as we normally offer with 20% down.
606 N. Larchmont Blvd, Suite 4A, Los Angeles, CA, 90004
Pacific Trust Group is committed to providing our clients with the best origination service in home mortgages along with some of the lowest rates available in all of Los Angeles, and throughout the State of California. Whether you are a first time home buyer, ReFinancing an outstanding loan, purchasing your dream home, consolidating debt.
309 South Berendo Street, Apartment 1, Los Angeles, CA, 90020
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We offer commercial hard money & bridge loan lending for multifamily, apartments and rental property.
• Private commercial real estate lending services available nationwide.
• We offer financing options for both residential and commercial properties.
• Specializing in rental property financing to help investors expand their portfolios.
• Our
1800 Vine Street, Suite 344, Los Angeles, CA, 90028
ePlanet Mortgage is a full-service mortgage company based in Hollywood, CA. We specialize in assisting First time home buyers and offering specialty relocation loans in Hollywood. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in any of these we can help you realize your dream of home.
3055 Wilshire Blvd, Suite 530, Los Angeles, CA, 90010
Incorporated since 1994, we provide title loans to California residents. Customer service is a top priority and we know people are in a hurry to get funds, so we give approvals and funding in as little as an hour. We have competitive rates! We provide car title loans to people who are in need of emergency money.
3701 Wilshire Boulevard, Suite 900, Los Angeles, CA, 90010
Pacific City Bank (NASDAQ: PCB) was founded to serve the commercial banking needs of primarily Asian-American owned small and medium-sized enterprises and real estate investors. Specialties include providing various types of financing, such as commercial property loans, small business loans and lines of credit.
3435 Wilshire Boulevard, Suite 100, Los Angeles, CA, 90010
As a community bank offering a wide range of deposit and lending products and services to mid-sized businesses in the multi-ethnic communities of Southern California and beyond, CBB prides itself on providing unparalleled value to our customers, shareholders, community, and employees.
