USDA and FHA Pro and Con in Gaithersburg, Montgomery County, MD
For 2026, the USDA loan limit within Gaithersburg, Montgomery county, MD, is set at $776,600. Meanwhile, the FHA loan limit for a single-family home is $1,089,300.
The Lendersa® USDA loan calculator can be used to compare today's top USDA and FHA rates, assisting in identifying required income, credit, reserves, and documentation for qualification. Our comprehensive mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, facilitating the decision on which program fits your financial needs best in Alabama.
Loan Limits and Down Payment Requirements for 2026 in Gaithersburg, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Programs in Gaithersburg, MD
Lendersa® aims to efficiently connect you with the ideal USDA or FHA loans quickly and without hassle. Choose one of three pathways to find matching lenders and USDA loan programs.
A USDA home loan is a mortgage supported by the U.S. Department of Agriculture, also known as a USDA rural development loan. It is available exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment at all.
First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online
55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
1450 Neotomas Ave, Suite 115, Santa Rosa, CA, 95405
Sonomacountymortgages.com was founded in 2010 by Scott Sheldon, a direct mortgage lending officer who grew tired of the lack of online resources for consumers to access relevant mortgage information for the North Bay/Sonoma County markets.
Today, Sheldon’s vision has created a popular mortgage loan website for fulfilling a need consumers
Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
"SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING.
From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901
Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.
Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.
Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
A-1 Loans & Investments Specializing in private money loans allows A-1 to review each loan on a case by case basis to determine if the loan meets the needs of the borrowers and the requirements of private investors.A-1 is a member of the California Mortgage Association which provides the latest updates regarding changes.
