In 2025, the USDA loan limit for Darnestown within Montgomery county, MD, is $776,600, whereas the FHA limit for a single-family property is $1,089,300.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA versus FHA rates, and identify the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in determining which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The mission of Lendersa® is to provide you with the most advantageous USDA or FHA loan quickly and with ease. Choose one of three initial routes to connect with matching lenders and explore USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans, which require a down payment of at least 3.5%, a USDA loan requires none, offering a more accessible financial option for those qualified.
Enter your location to find out if it qualifies for USDA rural housing loan?
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