USDA VS FHA in North-Potomac, Montgomery County, MD

In 2026, the USDA loan limit for North-Potomac, located in Montgomery county of MD, is $657,900. For a single-family home, the FHA limit is $822,375.

Use the Lendersa® USDA loan calculator to weigh today's best rates for USDA versus FHA loans. Discover the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can review the USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in North-Potomac, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in North-Potomac, MD

The aim of Lendersa® is to quickly provide you the best USDA or FHA loans with ease. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loan in MD

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan, available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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