USDA VS FHA in North-Potomac, Montgomery County, MD
In 2025, the USDA loan limit for North-Potomac, located in Montgomery county of MD, is $657,900. For a single-family home, the FHA limit is $822,375.
Use the Lendersa® USDA loan calculator to weigh today's best rates for USDA versus FHA loans. Discover the income, credit score, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can review the USDA, FHA, Conforming, and VA loans side by side, helping you choose the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in North-Potomac, Montgomery County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in North-Potomac, MD
The aim of Lendersa® is to quickly provide you the best USDA or FHA loans with ease. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan, available exclusively in rural areas. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
Home Refinance Options for your mortgage are designed to offer you a better interest rate or loan term than you have on your current mortgage loan. The benefit of lower interest rates is pretty obvious, but the change in your loan term can mean either a shorter or longer repayment period.
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FINLEND Capital® is a nationwide, private direct lender. Established in 2019, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding. FINLEND
Western Vista has been a trusted source for financial services since 1940. Despite our humble beginnings, we currently serve more than 12, 000 members. We offer a full line of consumer, business and mortgage services designed to help you improve your financial standing, invest in your future and protect your financial well-being
Wallick & Volk has numerous loan programs to help ensure that you are placed in the right loan program, based specifically upon your individual needs. Wallick & Volk mortgage professionals are here to guide you every step of the way! Click on any of the loan programs below to learn more about what we have to offer you.
Gold Summit is committed to educating and guiding our clients with the mortgage process. We aim to be the source of up-to-date mortgage industry information and maintain high trust relationships with our clients, business partners, team members, and community. We are committed to be the top-of-mind choice mortgage broker.
Next Gear Mortgage Company is a Independent Mortgage Broker Company. We dont work for one particular lending institution nor are we tied to just one product line. Not all people and buying situations fit in a traditional bank lending. Which is why Next Gear Mortgage Company was formed. We have a wide range of excellent lenders
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The Reichert Mortgage Team, LLC specializes in residential home loans, VA loans, and refinancing opportunities for the residents of El Paso County. We are dedicated to giving you the best options possible when it comes to purchasing a home, which is why we offer several assistance programs and credit counseling services!
