USDA VS FHA in Travilah, Montgomery County, MD

In 2026, the USDA loan cap in Travilah, Montgomery County, MD, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Utilize Lendersa® USDA loan calculator to gauge today's top USDA versus FHA rates. This tool helps determine income, credit, reserves, and necessary documents for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, guiding you in choosing the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Travilah, Montgomery County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Travilah, MD

Lendersa® is committed to obtaining the most advantageous USDA or FHA loan for you quickly and without hassle. Start with one of three paths to connect with lenders and explore USDA loan programs.

USDA loan request and lending results at Lendersa

Understanding USDA Loans in MD

A USDA home loan, assured by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Travilah Lenders

  • Capital Investors Direct
  • 1201 Seven Locks Road Suite 360, Rockville, MD, 20854
  • Lends in Maryland
  • Capital Investors Direct (CID), a Rockville, Maryland-based leader, offers streamlined commercial real estate financing nationwide. We specialize in hassle-free loans, with fast closing, low-interest rates starting at 5%, and a simple application process. Our custom loan structures and versatile financing options cater to all project sizes, equippi

  • Providence Mortgage
  • 9105 Rouen Lane, Potomac, MD, 20854
  • Lends in Maryland
  • Providence Mortgage to become the best mortgage company- we just don't think that's the most important thing. We decided to be different. We wanted to redefine what a successful business looks like, and that drives our desire to be significant in how we are changing lives. Our core values are simple

  • WH Mortgage
  • 6500 Rock Spring Drive, Suite 204, Bethesda, MD, 20817
  • Lends in Maryland
  • Washington Home Mortgage is an independent mortgage broker company, long-established and highly-respected throughout the D.C./Maryland community for over 20 years. We work with a wide variety of lenders, allowing us to obtain the best possible rates and finanical outcomes for our clients.

  • Infinity Capital Finance
  • 10411 Motor City Dr, 7th Floor, Bethesda, MD, 20817
  • Lends in Maryland
  • "Infinity Capital Finance is a direct private money lender that provides financing through loans secured by non-owner occupied residential real estate.
    With more than 30 years of combined experience, the partners of Infinity Capital Finance have organized operations around sound business practices, integrity, efficiency,"

  • ACC Mortgage
  • 1801 Research Blvd Suite 410, Rockville, MD, 20850
  • Lends in Maryland
  • ACC is the oldest NON QM Lender in the industry! I have been with ACC for 6 years. We offer low rates and flexible UW guidelines. Call or email me and I can assist with your scenario.
    DSCR- down to 0.00
    Bank Statement 12/24 months
    1 YEAR UN Audited P&L
    Second Chance- low credit/tradelines/no credit
    Foreign National- No income/ no credit requi

  • Capital Area REALTORS® Federal Credit Union
  • 5201 Diamondback Drive, Suite 150, Rockville, MD, 20850
  • Lends in Maryland
  • Capital Area REALTORS® Federal Credit Union was started 50 years ago by REALTORS® for REALTORS®. We are proud to have continued the tradition by keeping our board comprised of REALTORS® and Real Estate Brokers. At CAR FCU we think of our members as neighbors and believe they deserve the confidence of working with a local team.

  • NIH Federal Credit Union
  • 111 Rockville Pike, Suite 100, Rockville, MD, 20850
  • Lends in Maryland
  • NIH Federal Credit Union is proud to be the nation’s largest credit union serving the healthcare & biomedical industry.We strive to provide our members with exceptional service, financial advice & banking solutions that exceed expectations & enhance their lives.Our members are focused individuals – too busy to waste time & too smart to waste money.