USDA Vs. FHA your options comparison in Montgomery-Village, Montgomery County, MD
In 2026, the USDA loan limit in Montgomery-Village, situated in Montgomery county, MD, is $657,900. The FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, assessing the income, credit reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you choose the most suitable program for your financial situation in Alabama.
2026 Loan Limits and Down Payment Requirements in Montgomery-Village, Montgomery, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in Montgomery-Village, MD
Lendersa® aims to connect you to the best USDA or FHA loans swiftly and without trouble. Choose one of three starting points to align with matching lenders and USDA loan programs.
A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is available in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.
At Capital Finance Mortgage, we are a residential mortgage lender that believes your home is your most important investment, and when it comes to your mortgage, you deserve expert advice. We believe in using our experience to educate our clients, and in helping you find the right loan for your family, and for your goals.
6 Montgomery Village Avenue, Suite 270, Gaithersburg, MD, 20879
Lends in Maryland
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We were founded in 1952 as Silver Spring Postal FCU to serve postal people working in Silver Spring, MD. We were organized to provide all our members with a safe place to save and borrow at reasonable and affordable rates. All Postal employees in Maryland, Virginia, and Pennsylvania and their families are eligible to join MVP Postal & Printing FCU.
The Mortgage Gallery Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
Lends in Maryland
Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.
Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
Sunny Lending LLC has a combined 25+ years of experience in the mortgage industry, including both residential and commercial mortgages. Our staff commands a wide range of experiences working with different banks and financial institutions. We provide unique service to better serve your financial needs.
656 Quince Orchard Road, Suite 120, Gaithersburg, MD, 20878
Lends in Maryland
At Eagle Creek Mortgage LLC, a one stop shop for all your mortgage needs. You can find information on all of our loan officers, as well as, find all the resources you will need when shopping for a mortgage. EAGLE CREEK MORTGAGE, LLC is a banking company based out of 656 QUINCE ORCHARD RD, Gaithersburg, Maryland, United States.
