USDA Vs. FHA your options comparison in Montgomery-Village, Montgomery County, MD

In 2025, the USDA loan limit in Montgomery-Village, situated in Montgomery county, MD, is $657,900. The FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, assessing the income, credit reserves, and documents required for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to help you choose the most suitable program for your financial situation in Alabama.

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2025 Loan Limits and Down Payment Requirements in Montgomery-Village, Montgomery, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Montgomery-Village, MD

Lendersa® aims to connect you to the best USDA or FHA loans swiftly and without trouble. Choose one of three starting points to align with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, known also as a USDA rural development loan or USDA mortgage, is insured by the Department of Agriculture and is available in rural neighborhoods. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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