USDA and FHA Pro and Con in Fort-Meade, Anne Arundel County, MD
As of 2026, the USDA loan limit in Fort-Meade, within Anne Arundel County, MD, is $430,500. For single-family homes, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA plans side by side, aiding your decision on which program in is most suitable for your financial needs.
2026 Loan Limits and Down Payment Requirements in Fort-Meade, Anne Arundel County, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Fort-Meade, MD
The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you without added hassle. Choose one of three strategies to link with lenders and access USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment at all.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Have you ever considered outsourcing your mortgage loan processing?
Back office mortgage processing services provider A&P Mortgage Processing, LLC - Start the loan process
A&P Mortgage Processing, LLC: - Processes the loan - Submits it to Underwriting - Clears all conditions - Schedules the closure - Follows up on the loan once it's closed
WSSC Federal Credit Union (WSSC FCU) was chartered in April 1964 with an initial asset base of $2, 000. Since then, the Credit Union has grown to over $30 million in assets with over 4, 000 members. We serve WSSC Water employees, retirees, contractors, and their families; members and employees of Reid Temple AME and Kingdom Fellowship AME Churches.
Tower Federal Credit Union was ranked #1 on Forbes Magazine’s Best-in-State Credit Unions for 2021, and was one of only five Maryland credit unions to make the Forbes Best-in-State list in 2020.
Tower Federal Credit Union was formed in 1953 when its seven original members pooled together their money
Diamond Financial Mortgage Corporation has helped many families buy a home with the loan that is right for them. We pride ourselves on our technical expertise and are committed to exceeding our clients' expectations. We work together with our clients to understand their needs, wants, and expectations and offer a flexible approach
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our members entrust us with the enormous responsibility of helping them reach their financial goals. Everyone at APL FCU works tirelessly to be worthy of that trust, and to create the best member experience possible. If you live, work, regularly conduct business in or attend school in Howard County, Maryland.
Market USA, a full-service financial institution, was originally chartered in 1953 to serve Giant Food employees in the Mid-Atlantic region. Throughout the years our membership has grown to include additional grocery store chains such as Giant of Carlisle, Stop and Shop, and BI-LO, as well as over 80 select employer groups.
Vantage Loans Finance Corp. is a mortgage lender in Beltsville, Maryland that is spearheaded by professionals who have been in the loaning industry for more than 25 years. We believe that homeownership is a privilege that everyone should enjoy. Hence, we work to ensure that all our clients can avail.
