USDA and FHA Pro and Con in Fort-Meade, Anne Arundel County, MD

As of 2025, the USDA loan limit in Fort-Meade, within Anne Arundel County, MD, is $430,500. For single-family homes, the FHA limit is $538,200.

Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA versus FHA, and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA plans side by side, aiding your decision on which program in is most suitable for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Fort-Meade, Anne Arundel County, MD

Loan Type Loan Limit Down Payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Fort-Meade, MD

The mission of Lendersa® is to efficiently secure the best USDA or FHA loan for you without added hassle. Choose one of three strategies to link with lenders and access USDA loan programs.

  1. Submit a detailed request for USDA/FHA loan optimization
  2. Prioritize finding USDA and FHA rates & terms
  3. Explore the most extensive database of USDA loans lenders
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Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans need no down payment at all.

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  • First National Bank of Giddings
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  • First National Bank of Giddings is located in Giddings, TX, United States and is part of the Depository Credit Intermediation Industry. First National Bank of Giddings has 34 total employees across all of its locations. We're proud of the fact that we have been serving Giddings and our surrounding communities since 1890.

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  • The Columbus State Bank opened for business on August 19, 1919, with Mr. E.B. Mayes as president. Columbus State Bank was located on the corner of Milam and Walnut streets in the remodeled Boedecker building, which was originally constructed in 1857. The bank opened its doors with $50,000 in capital and received $5,398 in deposits on opening day.

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  • The Granger National Bank
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  • Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.

  • Centera Bank
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  • Centera Bank was originally chartered in 1937 under the name of The Haskell County State Bank. The original bank originated from the merger of three banks: Copeland State Bank, Satanta State Bank and Santa Fe State Bank. It was locally owned from 1937 to 1977. In 1977 a one-bank holding company, Santa Fe Trail Banc Shares, Inc, was formed.

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