USDA Loan Vs. FHA loan for Golden-Beach, MD 2025

In 2025, the USDA loan cap for Golden-Beach, within St. Mary's county, MD, stands at $285,000, while the FHA limit for a single-family home is set at $356,362.

Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA and FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator facilitates side-by-side examination of USDA, FHA, Conforming, and VA options, aiding your decision on the best program for your financial situation in .

USDA and FHA Loan Options in Golden-Beach, MD

The objective of Lendersa® is to quickly secure you the best possible USDA or FHA loan, without hassle. Select one of three starting points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, backed by the government’s Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.

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(479) 782-3133 Lender's profile and map Reviews Dixie Cup Federal Credit Union 4411 Midland Blvd, Fort Smith, AR, 72904 A membership in the Fort Smith Dixie Cup Federal Credit Union is available to you after you become employed by Dixie Cup of Fort Smith or Rock-Tenn of Fort Smith. You may then participate with other credit union members who share in its benefits. You can save and borrow through the credit union.
(952) 992-9315 Lender's profile and map Reviews Roseth Mortgage LLC 18990 238th Avenue Northwest, Big Lake, MN, 55309 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(763) 782-7302 Lender's profile and map Reviews United Family Mortgage Monticello 8623 Elk Ave, Monticello, MN, 55362 United Family Mortgage has been in business for more than 20 years and we strive to offer our local Elk River family and friends the best mortgage services available, in addition to our extended family and friends in the Otsego, Ramsey, Zimmerman and Big Lake, MN areas. If you are in the area
(918) 542-3371 Lender's profile and map Reviews The First National Bank and Trust Company of Miami 2 N Main St, Miami, OK, 74354 The First National Bank & Trust Company of Miami opened for business on February 17, 1900, and has served Miami and the surrounding area for over 100 years. The bank was founded on the theory of community development and usefulness, and it can be truly said that First National has consistently tried to maintain this policy.
(985) 447-9890 Lender's profile and map Reviews American South Mortgage Lending 613 Canal Blvd, Thibodaux, LA, 70301 American South specializes in a seamless home buying experience. We are a local company focused on the client throughout the entire loan process and here to guide you every step of the way. Our customers like us because we offer competitive rates and fees, quick turnarounds on their loans, and great customer service.
(985) 449-0041 Lender's profile and map Reviews Cedotal Mortgage 201 Canal Boulevard, Thibodaux, LA, 70301 Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
(712) 673-2321 Lender's profile and map Reviews Breda Savings Bank 105 Main Street, Breda, IA, 51436 Bank of Breda of Frazier and Frazier originated August 4, 1890. The bank had its first depositor the following day and one month later the bank had ten depositors. Records indicate the bank was paying 8% interest on Time Certificates in September of 1896. The bank was incorporated on January 17, 1906, and the name changed to Breda Savings Bank.
(479) 788-4600 Lender's profile and map Reviews First National Bank of Fort Smith 602 Garrison Ave, Fort Smith, AR, 72902 Founded more than 140 years ago, The First National Bank of Fort Smith is the oldest national bank in the state of Arkansas. The bank was organized February 29, 1872, as "The National Bank of Western Arkansas." In 1888, the name was changed to The First National Bank of Fort Smith.
(785) 359-6533 Lender's profile and map Reviews Bank of Denton 510 Main, Denton, KS, 66017 The Bank of Denton was established on August 27, 1894, with a capital of $6, 000.00. There were fourteen stockholders: Wm M Gillen, J.F. Harpster, Seward McConnel, Dr. Robert Stewart, S.J. Denton, Jacob Denton, L .H. Priester, S.O. Harpster, George Denton, Wm. Denton, James Miller, John Small, W.H. Dorn and James B. Roberts.
(785) 594-2100 Lender's profile and map Reviews Mid America Bank 802 Ames St., Baldwin City, KS, 66006 Mid America Bank is a locally-owned community bank committed to providing our customers great banking services, with a particularly heavy emphasis on residential real estate lending. We take pride in offering local underwriting and local servicing. We think this sets us apart and is what makes us the leading real estate lender in our market.
(479) 784-5600 Lender's profile and map Reviews River Town Federal Credit Union 1001 S 21st St, Fort Smith, AR, 72901 River Town Federal Credit Union began in 1958 as a state-chartered credit union. It was formed by a group of Sparks Hospital employees wanting the benefit of savings and loan products. In 1986, the credit union was granted a federal charter allowing more growth by including other employer groups.
(712) 362-5000 Lender's profile and map Reviews Bank Plus 1202 Central Avenue, Estherville, IA, 51334 Bank Plus, a locally owned financial institution with assets exceeding $130 million, serves more residential, agricultural and commercial customers than ever before with quality financial and real estate products, delivered by knowledgeable personnel from offices in four Northwest Iowa communities.