USDA Vs. FHA your options comparison in Golden-Beach, St. Mary's County, MD
In 2026, the USDA loan cap for Golden-Beach, within St. Mary's county, MD, stands at $285,000, while the FHA limit for a single-family home is set at $356,362.
Utilize Lendersa®'s USDA loan calculator to compare today’s prime USDA and FHA rates, determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator facilitates side-by-side examination of USDA, FHA, Conforming, and VA options, aiding your decision on the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Golden-Beach, St. Mary's, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Golden-Beach, MD
The objective of Lendersa® is to quickly secure you the best possible USDA or FHA loan, without hassle. Select one of three starting points to match with lenders and USDA loan programs.
A USDA home loan, backed by the government’s Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available exclusively in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require none.
Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
The Intrepid Private Capital Group is a leader in providing business funding solutions. We screen Projects for a remarkable number of private funding sources around the world, principally: offshore money management groups, very large trusts, funds, pension plans and several boutique investment groups,
3261 Old Washington Road, Suite 1011, Waldorf, MD, 20602
Lends in Maryland
Colonial Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism
4333 Charles Crossing Drive, White Plains, MD, 20695
Lends in Maryland
LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.
The Police Federal Credit Union, headquartered in the Washington, D.C. metropolitan area, is a full service, not-for-profit, financial institution that has been committed to protecting the financial interests of members of the law enforcement community and serving their financial needs since 1935.
13205 Sunfield Terrace, Fort Washington, MD, 20744
Lends in Maryland
We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
