USDA Vs. FHA your options comparison in Leonardtown, St. Mary's County, MD
In 2025, the USDA loan limit for Leonardtown in St. Mary's county, MD, is $285,000, whereas the FHA ceiling for a single-family home is $356,362.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA and FHA rates and identify the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to find the best program in that suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Leonardtown, St. Mary's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Leonardtown, MD
The goal of Lendersa® is to swiftly secure you the best possible USDA or FHA loan without hassle. Opt for any of the three starting options to match with lenders and explore USDA loan programs.
The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended for rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down payment, USDA loans demand no down payment at all, making them more accessible for eligible buyers.
8721 Plantation Lane, Suite 201, Manassas, VA, 20110
Harry H. Horning Financial Services was founded with the goal of guiding our clients in every aspect of their financial lives in order to help them achieve financial confidence and independence. We are dedicated to you, our client. We work one on one with you to analyse your financial situation, determine a best course of action.
Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.
We are a hard/private money lender covering 46 states. We offer Fix & Flip, Ground up Construction, Bridge and DSCR loans. We have extremely competitive pricing and several unique loan programs geared towards providing a better borrower experience! We offer cash out refinances including on fix and flip, Ground up projects and DSCR. We go up to
Presidential Bank is a full service community and online bank. With branches throughout the metro DC area, we also provide broad service nationally with a robust and state-of-the-art online banking offering. A privately held, entrepreneurial organization, we are able to offer some of the highest deposit rates in the nation.
7200 Wisconsin Avenue, Suite 500, Bethesda, MD, 20814
Paradigm Mortgage Services, Inc. is an independent mortgage brokerage firm in Bethesda, Maryland.
NMLS ID # 205094 (www.nmlsconsumeraccess.org)
Founded in 1991, We are celebrating 29 years of service this year, making our company one of Maryland's most experienced and trusted mortgage experts
4600 East-West Hwy, Suite 400, Bethesda, MD, 20814
Presidential Bank Mortgage is a full service, residential mortgage lender headquartered in Bethesda, MD that has served our community since 1987. As an operating division of Presidential Bank, FSB, Presidential Bank Mortgage provides loans across the USA. Presidential Bank Mortgage continues to grow each year and has doubled in size since 2010.
7501 Wisconsin Avenue, Suite 1200E, Bethesda, MD, 20814
Walker & Dunlop is the largest provider of capital to the multifamily industry in the USA and the fourth largest lender on all commercial real estate including industrial, office, retail, and hospitality. Walker & Dunlop enables real estate owners and operators to bring their visions of communities where Americans live, work, shop and play to life.
4550 Montgomery Avenue, Suite 115N, Bethesda, MD, 20814
Mortgage Star believes that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. we're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction.As a broker, we don’t work for the banks we work for our clients. We seek out the best lender.
We have built a powerful reputation as an outstanding mortgage lender serving the lending needs of real estate professionals, builders and individual homebuyers in California, Florida, Illinois, Maryland, New Jersey, North Carolina, Pennsylvania, Texas, Virginia, and Washington DC.
