USDA Vs. FHA Pro and Con comparison in Hampton, Baltimore County, MD
In the dynamic year 2025, the maximum USDA loan available in Hampton, located in county of Baltimore, MD, has been established at $466,400. Meanwhile, the corresponding FHA cap for a single-family dwelling stands at $632,500. These limits are crucial benchmarks for prospective homeowners considering their financing options.
Leverage the power of Lendersa®'s USDA loan calculator today to draw direct comparisons between the most competitive USDA and FHA rates. Effectively determine the income demographics, credit thresholds, reserve funds, and essential documents necessary for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loan arrangements, empowering you to make informed decisions regarding the most suitable financial package for your personal needs, particularly within .
Detailed Overview of 2025 Loan Limits and Downpayment Specifications in Hampton, Within County of Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Diverse Options for USDA and FHA Loans in Hampton, MD
The ambition of Lendersa® is to provide utmost efficiency in securing the best-fitting USDA or FHA loan promptly and with minimal hassle. Choose from three foundational starting points that seamlessly connect you with matching lenders and specifically tailored USDA loan schemes, enhancing your financing journey.
A USDA home loan is a mortgage option guaranteed by the governmental Department of Agriculture, well known as either a USDA rural development loan or a USDA mortgage. This exceptional financial product is exclusively available to residents in rural communities. Contrary to FHA loans, which necessitate a mandatory minimum down payment of 3.5%, USDA mortgage loans are distinct in that they require no down payment whatsoever, offering substantial advantages for eligible candidates.
Lufkin Federal Credit Union is a full service, not for profit financial institution formed in 1964. The original name of the credit union was LFM Federal Credit Union, formed to serve employees of Lufkin Foundry & Machine Company (later became Lufkin Industries, Inc.) and their family members.
Angelina Federal Employees Credit Union has been open since 1952. The credit union has assets totaling $38.3 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings loans.
Citizens Bank of Kansas is a state bank that specializes in hometown banking needs. CBK has maintained its commitment to helping build strong communities by offering traditional banking services including residential, commercial, and consumer loans, as well as a broad range of deposit accounts for retail and commercial customers.
Redeemer Federal Credit Union (RFCU) was officially chartered on August 26, 2015 and commenced business on January 15, 2016. RFCU's major sponsor is The Redeemed Christian Church of God – North America (RCCGNA). It was the vision of Pastor (Dr.) James Fadel, The Special Assistant to the General Overseer & Chairman of RCCGNA that led to the establis
Citizens Bank of Edmond was founded in April 1901 in Edmond, Oklahoma. We have grown up with Edmond, one of the best suburbs in America! Our bank is comprised of 4th generation family ownership, an Employee Stock Ownership Program and community stockholders, a unique ownership structure that ensures our continued independence.
Prosperity Mortgage, LLC is a full service correspondent mortgage broker, providing the industry with the best solutions in residential purchases, refinances, and renovation loans. Our product offering complements customers throughout Oklahoma metro cities as well as the rural areas including FHA, VA, JUMBO, and Rural Housing Portfolio.
The Land Run Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Oklahoma AgCredit is part of the Farm Credit System that supports rural communities and agriculture with reliable and consistent credit today and tomorrow. We provide loans, leases and financial services to farmers, ranchers and rural businesses and homeowners in 60 counties in eastern and central Oklahoma.
233 East 10th Street Plaza, Suite 3, Edmond, OK, 73034
Spurr Mortgage is a locally and family owned mortgage company in Edmond, Ok helping homeowners since 1990 by Harold Spurr. Spurr Mortgage has stayed true to its mission to provide outstanding home mortgage services in Edmond and throughout Oklahoma. Spurr Mortgage has the distinct honor of being the only remaining mortgage broker in the state.
"MHL and eLEND combine great rates and a wide range of Manufactured and Modular Home loan options, with over 20 years of industry expertise, and excellent customer service. We’re always just a call, message
Being a customer-focused company means we take great pride in our customer service."
