USDA Vs. FHA Pro and Con comparison in Hampton, Baltimore County, MD
In the dynamic year 2025, the maximum USDA loan available in Hampton, located in county of Baltimore, MD, has been established at $466,400. Meanwhile, the corresponding FHA cap for a single-family dwelling stands at $632,500. These limits are crucial benchmarks for prospective homeowners considering their financing options.
Leverage the power of Lendersa®'s USDA loan calculator today to draw direct comparisons between the most competitive USDA and FHA rates. Effectively determine the income demographics, credit thresholds, reserve funds, and essential documents necessary for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loan arrangements, empowering you to make informed decisions regarding the most suitable financial package for your personal needs, particularly within .
Detailed Overview of 2025 Loan Limits and Downpayment Specifications in Hampton, Within County of Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Diverse Options for USDA and FHA Loans in Hampton, MD
The ambition of Lendersa® is to provide utmost efficiency in securing the best-fitting USDA or FHA loan promptly and with minimal hassle. Choose from three foundational starting points that seamlessly connect you with matching lenders and specifically tailored USDA loan schemes, enhancing your financing journey.
A USDA home loan is a mortgage option guaranteed by the governmental Department of Agriculture, well known as either a USDA rural development loan or a USDA mortgage. This exceptional financial product is exclusively available to residents in rural communities. Contrary to FHA loans, which necessitate a mandatory minimum down payment of 3.5%, USDA mortgage loans are distinct in that they require no down payment whatsoever, offering substantial advantages for eligible candidates.
234 South Guadalupe Avenue, Unit B, Redondo Beach, CA, 90277
Our team is committed to providing our clients with the highest quality financial services. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you’re purchasing your dream home,
116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.
1611 South Pacific Coast Highway, Suite 102, Redondo Beach, CA, 90277
South Bay Equity Lending (SBEL) was established in 1998. In 2001, Matthew Hadnett, a former Wells Fargo executive, joined the organization. Matthew has managed SBEL since 2001 and is also the principal. The headquarters are located in the Riviera Village, Redondo Beach. SBEL is both a mortgage broker and a mortgage banker.
200 South Pacific Coast Highway, Redondo Beach, CA, 90277
California Home Financial is a real estate company based out of 200 S Pacific Coast Hwy With a history of integrity & quality California Home Financial is the place where you can find the best possible mortgage solutions to meet your needs. Helping you find the best mortgage options for your situation. We want to make acquiring a mortgage simple.
1801 South Catalina Avenue, Suite 201, Redondo Beach, CA, 90277
Our goal at Riviera Funding is to be the “lender for life” for every one of our clients. Additionally, we expect to continue our growth as a company through the referrals of every one of our past (and current) clients. We have been successful with this philosophy in the past & expect to continue to be successful with this philosophy in the future.
1711 Via El Prado, Suite 103-B, Redondo Beach, CA, 90277
Professional Lending Network is a full-service brokerage for wholesale mortgages. It specializes in single family residences as well as units.With over 15 years of experience as a mortgage broker, real estate broker, and estate planning lawyer, Gregory is uniquely positioned to help his clients with a wide variety of matters.
You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
18321 Ventura Boulevard, Suite 300, Tarzana, CA, 91356
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a
real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been
in real estate and lending industry for more than 30 years. He is real estate mortgage expert
and practitioner. And acquired a great deal of experience"
