USDA Vs. FHA Pro and Con comparison in Hampton, Baltimore County, MD
In the dynamic year 2026, the maximum USDA loan available in Hampton, located in county of Baltimore, MD, has been established at $466,400. Meanwhile, the corresponding FHA cap for a single-family dwelling stands at $632,500. These limits are crucial benchmarks for prospective homeowners considering their financing options.
Leverage the power of Lendersa®'s USDA loan calculator today to draw direct comparisons between the most competitive USDA and FHA rates. Effectively determine the income demographics, credit thresholds, reserve funds, and essential documents necessary for eligibility. Our state-of-the-art mortgage calculator provides a side-by-side analysis of USDA, FHA, Conforming, and VA loan arrangements, empowering you to make informed decisions regarding the most suitable financial package for your personal needs, particularly within .
Detailed Overview of 2026 Loan Limits and Downpayment Specifications in Hampton, Within County of Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Diverse Options for USDA and FHA Loans in Hampton, MD
The ambition of Lendersa® is to provide utmost efficiency in securing the best-fitting USDA or FHA loan promptly and with minimal hassle. Choose from three foundational starting points that seamlessly connect you with matching lenders and specifically tailored USDA loan schemes, enhancing your financing journey.
A USDA home loan is a mortgage option guaranteed by the governmental Department of Agriculture, well known as either a USDA rural development loan or a USDA mortgage. This exceptional financial product is exclusively available to residents in rural communities. Contrary to FHA loans, which necessitate a mandatory minimum down payment of 3.5%, USDA mortgage loans are distinct in that they require no down payment whatsoever, offering substantial advantages for eligible candidates.
6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
Admiral Mortgage Services was designed by loan officers for the benefit of the consumer. Our cutting-edge technology and strategic business relationships allows our customers access to all Conventional Financing options, as well as FHA, VA, USDA and more and even several great options for our self-employed customers
3158 Braverton Street, Suite 204, Edgewater, MD, 21037
Universal Mortgage & Finance, Inc. is a direct lending institution and we pride ourselves on making your needs our top priority because we're committed to building long-lasting relationships in the communities we serve. For two decades, we have successfully facilitated the financial service needs of people .
BLACKWATER FUNDING PROVIDES QUICK COMMERCIAL REAL ESTATE LOANS & CAPITAL FOR INVESTORS & OWNERS OF OWNER-OCCUPIED PROPERTIES. WE ALSO OFFER LOANS FOR UNIQUE PROPERTIES: (CHURCHES, CAR WASHES, MOBILE HOME PARKS, GAS STATIONS,CHILDHOOD CARE, AUTO REPAIR SHOPS, SELF STORAGE,LAND, ETC.)
12123 Heritage Park Circle, Silver Spring, MD, 20906
1RATE is a premier mortgage advisory firm. 1RATE specializes in home purchases, refinance, FHA loans, VA Loans. We guide our clients to review and select the best mortgage that fits their financial strategy - and show them how to leverage their mortgage as a financial tool instead of a burden. We are client-first by being employee-first!
We offer many low & NO down payment financing options.And in many cases the seller can pay part or all of your closing costs so you can purchase a home with not a lot of money.All Credit Home Loans Inc is located in Hanover, PA, USA & is part of the Activities Related to Credit Intermediation Industry. All Credit Home Loans Inc has 2 total employee
Affordable Home Mortgage, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members
