In 2026, the USDA loan limit in Timonium, within Baltimore County, MD, is $466,400, while for a single-family home, the FHA limit is $632,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side, assisting in your decision on the best program in for your financial situation.
2026 Loan Limits and Downpayment Requirements in Timonium, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Timonium, MD
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Select one of three starting methods to connect with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment at all.
Integrity Home Finance, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders.
The Brandon Drew Group is more than a family business, it’s our opportunity to serve our community the best way we know how. Whether you're a home buyer or real estate professional, we're devoted to adding confidence, clarity, and certainty to your biggest investments. After all, we know the type of attention each and every loan deserves.
Monterey Mortgage Hard Money Loans & Trust Deed Investments
9513 Business Center Dr, Suite G, Rancho Cucamonga, CA, 91730
Rancho Cucamonga Mortgage Loans by a Rancho Cucamonga Mortgage Company. Monterey Mortgage 909-944-8001 – Specializing in Bad Credit Home Equity Loans, Hard Money Commercial Loans, and home loans with competitive interest rates and personal service. Rancho Cucamonga Mortgage Company serving all of California with hard money loans
9267 Haven Ave, Suite 255, Rancho Cucamonga, CA, 91730
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
6080 Hamner Avenue, Suite 103, Eastvale, CA, 91752
At Griggs Mutual Realty & Management, the ultimate goal is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. The Griggs Mutual Realty & Management Team is your premier mortgage company located in Eastvale, California.
We are your LOCAL, INDEPENDENT mortgage broker with 50+ YEARS of combined experience serving all of Nevada. The education of our clients is our #1 priority in today’s real estate market. Understanding the type & term of your home loan is extremely important. It is essential to know your mortgage product & interest rate.
At Pacific Seal Mortgage, we specialize in matching borrowers with the right mortgages. Conventional and FHA mortgages are among the many loan programs we have available. As a Mortgage Broker, we work with an array of Direct Lenders and can shop around to give you the most competitive rate available.
We are a committed team, here to help you find the right mortgage rate for your needs. We understand that every borrower is different, and we offer a variety of services to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by working with the latest financial tools.
