USDA and FHA Pro and Con in Timonium, Baltimore County, MD
In 2025, the USDA loan limit in Timonium, within Baltimore County, MD, is $466,400, while for a single-family home, the FHA limit is $632,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side, assisting in your decision on the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Timonium, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Timonium, MD
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Select one of three starting methods to connect with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment at all.
Community owned, community first in mind.” Bank of Iberia has been in business since 1899. We are a locally owned and community-minded, full-service bank. The Tritten family is proud to have served our communities for three generations. Let our experienced and friendly staff be the ones you can count on.
The Bank of Alma…we are your community bank. The Bank of Alma is an independent bank which gives us the ability to make decisions right here so you get the answers you need, when you need them! As a community bank, we work hard to develop products and services that work for the local people.
1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area.
He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.
10710 State Road 54, Suite C101, Trinity, FL, 34655
CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.
Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.
The Bank of Crocker recognizes e-mail as a simple method of communication and inquiries requiring immediate attention should NOT be sent by e-mail. A Bank representative may not be available to immediately review your message. E-mail messages will not serve as a sufficient method for any requirement imposed on you to provide written notice.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. We will help you qualify, apply and be approved for the right mortgage loan for you.
17717 Hunting Bow Circle, Suite 101, Lutz, FL, 33558
"All Florida Home Loans offers a wide range of mortgage options to meet your financial needs.
Whether you’re a first-time home buyer, a seasoned investor, interested in cashing out equity,
or venturing into a commercial property, we're here to guide you all the way - drama free."
