In 2025, the USDA loan limit in Timonium, within Baltimore County, MD, is $466,400, while for a single-family home, the FHA limit is $632,500.
Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates. It helps determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see the USDA, FHA, Conforming, and VA options side by side, assisting in your decision on the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Timonium, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Timonium, MD
The aim of Lendersa® is to efficiently secure the best USDA or FHA loan for you without hassle. Select one of three starting methods to connect with lenders and USDA loan programs.
A USDA home loan, endorsed by the Department of Agriculture and also called the USDA rural development loan or USDA mortgage, is exclusively available in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment at all.
Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.
Crowder Mortgage was established in 1984 to serve the needs of our neighbors in the Boulder area. Changing with the times is always a requirement in our business. Our customers can now work with us from all over the state of Colorado via the internet, phone, fax and email. Nearly all of our business comes from referrals from customers
At LoanStars Mortgage you will find the lowest most competitive interest rates in the industry, always processed promptly with the utmost honesty, integrity and professionalism. I understand that your loan is of the utmost importance to you and take the time that is needed to make you comfortable
The Brownsville City Employees FCU has as its mission the responsibility for providing an efficient, effective & well-managed financial institution that meets the needs of its membership. The Brownsville City Employees FCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.
642 East Washington Street, Brownsville, TX, 78520
Founded in 1995, the Rio Grande Valley Multibank (RGVMB) is a Community Development Financial Institution (CDFI) certified by the United States Department of Treasury. Our mission is to provide financial products and development services to the RGV, particularly in the area of affordable housing and consumer lending.
West Texas Credit Union® began in a small room in the ECISD Administration building in 1953. At that time we were known as Ector County Independent School Employee’s Credit Union. Since then, we have expanded our facilities to include the main office and a branch office in Odessa, as well as a branch office in Ft. Stockton.
New Capital Finance local mortgage company that cares and will move at YOUR speed. No Junk fees ever and we work with SEVERAL banks to ensure the best pricing and service and We work with hundreds of mortgage lenders, shop the rates for you, we're local and have 15+ years of experience.
We have more than 25 years of experience in the mortgage industry – just the expertise you need for a successful outcome. Our team of mortgage consultants work to simplify the process for you, while educating you on this complex process. Whether its your first home, or you’re an experienced home buyer
