USDA Vs. FHA your options comparison in Parkville, Baltimore County, MD
In 2025, the USDA loan limit in Parkville, within Baltimore county, MD, is $466,400, whereas the FHA limit for a single-family residence is $632,500.
Utilize the Lendersa® USDA loan calculator to evaluate the best current rates between USDA and FHA options. This tool will help you determine the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, guiding your decision on the most suitable program for your financial needs in Alabama.
2025 Loan Limits and Downpayment Requirements in Parkville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Parkville, MD
Lendersa® aims to efficiently connect you with the ideal USDA or FHA loans with minimal hassle. Select one of three starting points to link up with relevant lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the U.S. Department of Agriculture and is offered exclusively in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans are available without any down payment.
Access Community Credit Union has been open since 1953. The credit union has assets totaling $156.27 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
FirstBank Southwest is a community bank with nine banking center locations in Amarillo, Booker, Hereford, Pampa, and Perryton, Texas. In addition to our convenient branches, we also offer convenient digital banking for both consumer and commercial needs.
In 2020 and 2021, The American Banker awarded FirstBank Southwest as a Best Bank
Our goal is simple. Deliver the best possible Banking experience so our customers & clients can better manage their finances. We provide a full range of quality financial products that include commercial, consumer, investment & trust services in TX, Ok & CO. Our board of directors, local leadership are committed to exceeding customer expectations.
Open Mortgage is not affiliated with any governmental agency. The material shown on this site is for informational purposes only and is not an offer to lend or extend credit. All applications are subject to underwriting approval and guidelines. Not all applicants will qualify for loan products described.
Crockett National Bank assists our customers in reaching their financial goals. We believe in providing our customers with superior service and outstanding financial products. Our success is based on the satisfaction of our customers. Doing business with people who specialize in Texas lending can really make a difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
909 NE Loop 410, Suite 100, San Antonio, TX, 78209
212 Loans, LLC is a leading source of financing for acquisition and renovation loans. We are able to understand and provide creative financing options for investment real estate transactions. Our process enables us to quickly and easily fund loans while still offering superior customer service.