USDA Vs. FHA your options comparison in Lutherville, Baltimore County, MD
In 2025, the USDA loan cap in Lutherville, part of Baltimore county, MD, is $466,400, whereas the FHA limit for a single-family home is $632,500.
Utilize Lendersa® USDA loan calculator to examine the best rates available today for USDA versus FHA loans and determine the required income, credit score, reserves, and documentation needed to qualify. Our robust mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in aligns with your specific financial needs.
Loan Limits and Down Payment Requirements for 2025 in Lutherville, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Lutherville, MD
The aim of Lendersa® is to efficiently assist you in obtaining the most favorable USDA or FHA loan without unnecessary hassle. Choose one of three starting points to connect with suitable lenders and explore USDA loan programs.
A USDA home loan, insured by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is applicable solely to rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require none, offering a more accessible option for eligible buyers.
Strategic Lending has served the lending needs of Utah residents since 2004. As a mortgage brokerage, Strategic Lending offers many advantages over other brokerages. Not only do we do comprehensive Pre-Qualifications for all interested parties, even before a loan is originated, we are also nationally recognized experts in investment lending
Gravity Capital LLC is a direct lender that provides lending solutions to help establish marketplace scenarios to connect accredited investors to entrepreneurs who need quick, quality funding sources for solid business real estate ventures. Whether you need funding to finish a real estate property project, or you need money to update your company’s
Utah Community Credit Union is an organization rooted in the credit union philosophy of “people helping people” and built on traditional values of commitment to outstanding service, respect for others, and fiscal responsibility. We hold ourselves to the highest standards of honesty.
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Ridge home loan is clients will have a great experience, refer their friends and come back. Lending can be tricky these days and I bring experience and resourcefulness to the equation. If your loan can be done, I'll find a way. If it can't, I'll help you position yourself for a future loan. Expect to have a great experience!
Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing
First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
