In 2025, the USDA loan cap in Lutherville, part of Baltimore county, MD, is $466,400, whereas the FHA limit for a single-family home is $632,500.
Utilize Lendersa® USDA loan calculator to examine the best rates available today for USDA versus FHA loans and determine the required income, credit score, reserves, and documentation needed to qualify. Our robust mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, enabling you to decide which program in aligns with your specific financial needs.
Loan Limits and Down Payment Requirements for 2025 in Lutherville, Baltimore County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Choices in Lutherville, MD
The aim of Lendersa® is to efficiently assist you in obtaining the most favorable USDA or FHA loan without unnecessary hassle. Choose one of three starting points to connect with suitable lenders and explore USDA loan programs.
A USDA home loan, insured by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is applicable solely to rural areas. Unlike FHA loans, which mandate at least a 3.5% down payment, USDA loans require none, offering a more accessible option for eligible buyers.
Total Mortgage Services is an industry-leading direct mortgage lender and mortgage broker, having funded over $10 billion in mortgage loans since 1997.Total Mortgage offers a variety of products and programs including fixed-rate loans, adjustable-rate loans (ARMs), jumbo loans, FHA mortgages and more.
601 University Blvd, Suite 104, Jupiter, FL, 33458
We are a team of mortgage professionals, who are up to today’s complex mortgage challenges. Buying a home is the realization of a dream and it takes hard work to achieve this dream. You deserve a team of mortgage professionals working just as hard for you. With 50 years of combined experience
Axiom Bank, a nationally chartered bank headquartered in Central Florida, serving the financial needs of its customers through a wide range of banking solutions and a commitment to exceptional service. The bank has a rich history dating back to 1963. By definition, “axiom” means “a universally recognized truth.
Colonial Mortgage Corp. is dedicated to providing Florida and North Carolina residents with affordable mortgage products and quality dependable service. Our staff consists of mortgage professionals who strive to provide the highest level of customer services to their clients. With over 75 years combined financial and mortgage-related experience.
At MCL FUNDING, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream.We at MCL FUNDING believe in working hard to get the job done.
Elevate your lending experience with Supreme Lending, a premier consultancy specializing in high-value financing solutions for luxury residential and commercial projects. With the expertise of Rachel Harzewski, you are guided through bespoke, private lending options designed to maximize your investments. Discover smooth deal structuring and unparal
anny Poulos and the Elite Lending at Milestone Mortgage have been proudly serving the mortgage needs of our community for over 25 years providing home loans as a Jupiter, FL mortgage company, broker, banker and lender. * Educator of the Year Awardee - JTHS Council of the Miami Association of Realtors 2017
Greenberg Community Lending Inc To provide the best experience and service for our clients within the markets we serve. may be the best loan option for one may not be for another. Our Loan Officer's take the time to discover your needs in order to properly advise you on the best loan option for you
