In 2026, the USDA loan cap in Mays-Chapel, within Baltimore County, MD, is $430,500. Meanwhile, the FHA limit for a single-family residence is $538,200.
To compare the best rates between USDA and FHA today, utilize the Lendersa® USDA loan calculator. It helps you assess income, credit requirements, reserves, and needed documentation for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you to choose the optimal program in for your financial scenario.
2026 Loan Limits and Down Payment Requirements in Mays-Chapel, County of Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Mays-Chapel, MD
The goal of Lendersa® is to help you obtain the most favorable USDA or FHA loan quickly and without hassle. Choose one of three methods to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans need no down payment.
iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
Frederick Bittle founded Santa Fe Mortgage in 1995 after a successful 10-year career in the microelectronics industry. With a quarter-century of mortgage-origination experience, he has helped thousands of homeowners living in and around Lompoc and consistently receives referrals from the majority of real estate agents.
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2300 First Street, Suite 216, Livermore, CA, 94550
Antonio Cordero is your East Bay Lender! As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, Antonio is ready, willing and able to help you find the mortgage product that is right for you. East Bay Lender is my brand as a mortgage lender here in the East Bay Area and beyond.
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We are a mortgage lender, mortgage banker, direct lender . We process, underwrite and fund loans. Our top priority is to help you make an informed decision by presenting all available options. We offer exceptional customer service, superior loan processing times, competitive mortgage rates, extensive mortgage product offerings
190 S. Orchard Ave, Suite B-115, Vacaville, CA, 95688
We were one of the first Mortgage Brokers in Vacaville. With over 30 years of experience, our specialty is offering products that others cannot and we have competitive rates to ensure satisfaction. Brokers in Vacaville. With over 30 years of experience, our specialty is offering products.
Mortgage Masters of California is a mortgage brokerage made up of experienced brokers hell-bent on delivering top notch customer service. We take pride in providing our clients with quick customized quotes, epic low rates curated with our client’s future goals in mind, then we seal the deal in lightning speed.
McGuire Capital Group has worked with borrowers and investors throughout Solano County and the surrounding area for over 30 years to offer fast private money financing to qualified clients. Our local and in-depth operations allow us to develop strong, lasting relationships built on trust and individual needs.
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Our passion and driving force is to provide exceptional home loans to all California citizens. With that being said, we have partnered with the top portfolio in private wholesale mortgage divisions."
