USDA VS FHA in Mays-Chapel, Baltimore County, MD

In 2025, USDA loan limit in Mays-Chapel, county of Baltimore, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Mays-Chapel, county of Baltimore, MD

Loan Type Loan Limit Down payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Mays-Chapel, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • My Lender Camacho
  • 10907 Downey Ave, Suite 202, Downey, CA, 90241
  • In 2005, Bryan's parents were misled by a mortgage company and purchased a home with a risky variable rate. They struggled to make their payments and had many hardships throughout the years. This motivated me to pursue a career in the mortgage industry in order to help families make intelligent financial decisions.
  • Elite Mortgage Pros
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Power House Mortgage and Real Estate Services, Inc.
  • 9317 Firestone Boulevard, Downey, CA, 90241
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  • First Class Funding Inc
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  • First Class Funding, Inc. is focused on being your premier mortgage solutions company. Through our experienced loan consultants and dedicated work, we will have you pre-approved for a mortgage loan in minutes. Located in Downey, California our office has more than 25 years combined experience
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  • Escala Financial
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  • Escala Financial, your trusted guide through the sometimes confusing and murky waters of home loans. Since our founding in 2009, we have helped hundreds of families through personalized service and programs that achieve their personal financial goals. Whether you’re a new home buyer, want to refinance or are ready to retire.
  • Centurion Mortgage and Finance
  • 10803 Lakewood Boulevard, Downey, CA, 90241
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  • El Camino Mortgage
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  • Square Lending
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  • We're a growing team covering all corners of Southern California. Beyond passionate about all things real estate, we're determined to changing how the industry operates. We strive for seamless experiences & to educate our clients to becoming experts in real estate. To put it simple, we love what we do & we're set out to make sure you love it too.