USDA Vs. FHA Pro and Con comparison in Hillcrest-Heights, Prince George's County, MD

In 2025, USDA loan limit in Hillcrest-Heights, county of Prince George's, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Hillcrest-Heights, county of Prince George's, MD

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Hillcrest-Heights, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

  1. The ultimate request with USDA/FHA loan optimization
  2. Find USDA and FHA rates & terms before anything else<
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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?




  • Verdeo Capital Group, Inc.
  • 4168 Douglas Blvd, Suite 200, Granite Bay, CA, 95746
  • Verdeo Capital Group is one of the largest private money lenders in Northern California.Since 2006, Verdeo Capital Group has Funded over a quarter billion dollars in real estate loans. From the start-up Real Estate investor looking to get into the marketplace to the seasoned home owner looking to purchase a new luxury residence.

  • Always Best Rate Mortgage Company
  • 7035 Morningside Drive, Granite Bay, CA, 95746
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  • Answer Home Loans, Inc
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  • "At Tri Valley Home Loans, we take pride in being a trusted mortgage broker across multiple states, offering exceptional customer service and sound advice throughout the home-buying journey. Whether you're a first-time homebuyer, an experienced investor, or pursuing commercial property, our team is committed to guiding you through every step, ensur

  • California Lending Source
  • 1024 Iron Point Rd, Suite 1017, Folsom, CA, 95630
  • California Lending Source is a residential and commercial loan brokerage that services all of California. Since 2009 we have been helping homeowners and consumers find the most suitable options available for them to achieve their financing goals. We have access to dozens of lenders to find the best loan products available that fit our clients.

  • Heritage Community Credit Union
  • 707 E Bidwell St, California, CA, 95630
  • Heritage Community Credit Union Credit Union (HCCU), not-for-profit financial cooperative, has provided friendly and trusted guidance to members in the greater Sacramento area since 1953. As a financial cooperative, HCCU can — with authentic credibility — deliver the brand promise that we want our members to, “Profit Wherever You Go.

  • United Financial
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  • United Financial Services was founded by Todd Zancaner in 2006. Working for large banks and retail branches I realized that I could provide more to my clients with little over head and more experience then most of the big banks and I could give back to my clients so that is when I knew starting United Financial Services was the best option for me.

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  • CARE Finance Group
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  • Joe Alves, California Home Loans
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  • At California Home Loans we treat you like family not another number like large Banks! As a local independent broker, we have access to lower wholesale rates that big banks and retailers cannot match. We can get you to the closing table in 20 days or less. we offering to our clients Conventional, FHA, VA, USDA, Reverse and JUMBO products.
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