USDA Vs. FHA Pro and Con comparison in Hillcrest-Heights, Prince George's County, MD
For 2025, the USDA loan limit in Hillcrest-Heights, county of Prince George's, MD, is set at $657,900, while the FHA limit for a single-family home is $822,375. These figures are important for determining borrowing potential.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available and evaluate income, credit requirements, reserves, and documentation needed for eligibility. This advanced mortgage tool shows USDA, FHA, Conforming, and VA loans side by side to assist in choosing the best lending option for your financial needs in .
2025 Loan Limits and Down Payment Requirements in Hillcrest-Heights, County of Prince George's, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Hillcrest-Heights, MD
At Lendersa®, our aim is to quickly and smoothly secure the most appropriate USDA or FHA loan for you. Start by selecting one of three paths that lead to matching lenders and USDA loan options tailored to your requirements.
A USDA home loan, provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans that demand a 3.5% down payment, USDA loans offer an advantage by not requiring any down payment, thereby assisting eligible buyers significantly.
We’re a financial services partner for consumers, businesses and wealth clients alike. While our origins are humble, we’ve grown alongside our clients for more than a century. We have unwavering confidence in our ability to build strong relationships, provide diverse expertise and services, and invest in the communities we serve.
Today Lending team; we are excited about providing clients with the best mortgage options, combined with the lowest rates available. The outstanding mortgage professionals here will work with you one-on-one, to ensure that you get a mortgage that is tailored specifically to meet your home loan needs. Whether you are purchasing your dream home.
The Bank of Erath was organized in August of 1910 and opened its door for business on November 18, 1910. With our roots firmly established in Vermilion Parish our founding family names like Moresi, Caldwell, Broussard and LeBlanc are still prominent and recognizable to today's parish residents.
First Oklahoma Federal Credit Union (FOKFCU) is a federally insured credit union. We offer membership to all persons who live, work (or regularly conduct business), worship or attend school in, and businesses and other legal entities located in Tulsa or Creek Counties, Oklahoma. FOKFCU has been serving its members since 1923.
Lowry State Bank was first organized in 1899 but wasn’t officially chartered until December 26, 1907. Andrew Jacobson was the Bank’s first President; he served in that position until January 6, 1926 when Iver Engebretson succeeded him as President.
On November 8, 1932, the Bank assumed the assets.
Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.
Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.
Dawson Co-op Credit Union is a member-owned, nonprofit financial cooperative. A cooperative is an association of people who voluntarily join together to meet their common economic, social, or cultural needs, and aspirations through a jointly owned and democratically controlled enterprise.
In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
Our mission statement "We Help People Succeed" is our duty and our responsibility to you, our Members. We continually strive to be the best at what we do & help those who are often ignored or pushed away by other institutions. The Credit Union philosophy of self-help, self-support & promotion of thrift has not changed since our beginning in 1954.
Mid-Central National Bank has been a partner in this area’s progress since 1957. We have helped consumers and businesses alike to prosper for over 50 years by providing superior services to our customers. Our staff of experienced professionals will respond to your financial needs in a timely and effective manner.
