For 2026, the USDA loan limit in Hillcrest-Heights, county of Prince George's, MD, is set at $657,900, while the FHA limit for a single-family home is $822,375. These figures are important for determining borrowing potential.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates currently available and evaluate income, credit requirements, reserves, and documentation needed for eligibility. This advanced mortgage tool shows USDA, FHA, Conforming, and VA loans side by side to assist in choosing the best lending option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
At Lendersa®, our aim is to quickly and smoothly secure the most appropriate USDA or FHA loan for you. Start by selecting one of three paths that lead to matching lenders and USDA loan options tailored to your requirements.
A USDA home loan, provided by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is designated for rural areas. Unlike FHA loans that demand a 3.5% down payment, USDA loans offer an advantage by not requiring any down payment, thereby assisting eligible buyers significantly.
Enter your location to find out if it qualifies for USDA rural housing loan?
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