USDA VS FHA in Suitland, Prince George's County, MD

In 2026, the USDA loan limit for Suitland in the county of Prince George's, MD, is $657,900, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine the income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program in suited to your financial status.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Suitland, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Suitland, MD

Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and effortlessly. Choose one of three starting paths to connect with lenders that match the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is a government-backed mortgage, referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Andrew Whearty Mortgage Lender
  • 500 Prince Georges Blvd, Upper Marlboro, MD, 20774
  • At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
  • First Funding Inc
  • 9701 Apollo Drive, Suite 495, Largo, MD, 20774
  • "Incorporated in 1997, the home loan experts at First Funding, Inc. have been serving clients since 1990 and continues building strong relationships with some of the best lending institutions nationwide. First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
  • PAHO/WHO FEDERAL CREDIT UNION
  • 506 23rd Street NW, Washington, DC, 20037
  • Pan American Health Organization (PAHO) and the World Health Organization (WHO) have put their trust in us. It’s an alliance we do not take lightly. It’s why we call ourselves PAHO/WHO FCU. It is our honor to ensure the people who put in the long hours and devote years of their lives to humanity are given the financial tools they need to succeed
  • Prince George's Community Federal Credit Union
  • 15201 Hall Road, Bowie, MD, 20721
  • Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
  • The Mortgage Mall Inc
  • 804 Jennings Mill Drive, Bowie, MD, 20721
  • The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
  • DC Credit Union
  • 3059 Mount Pleasant Street NW, Washington, DC, 20009
  • DC Credit Union We're a community development financial institution, serving over 10, 000 member-owners' with affordable financial transactions and education. We have three branches: the Reeves Center, the Municipal branch, and the ACCESO branch. Check out our website for more details on locations, hours, and services
  • City First Bank of D.C., National Association
  • 1432 U Street NW, Washington, DC, 20009
  • We are proud of our expanded 75 year history with the merger with Broadway Federal Bank. Our founders in Los Angeles and Washington, DC were local leaders who saw a need in the community for a bank that addressed the lack of access to capital for historically excluded and disinvested urban majority minority communities.
  • FedChoice Federal Credit Union
  • 10001 Willowdale Road, Lanham, MD, 20706
  • FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members
  • IBEW 26 Federal Credit Union
  • 4371 Parliament Place, Suite C, Lanham, MD, 20706
  • The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.
  • All Homes Financial LLC
  • 4601 Presidents Drive, Suite 155, Lanham, MD, 20706
  • Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,
  • Phi Beta Sigma Federal Credit
  • 145 Kennedy Street NW, Washington, DC, 20011
  • PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally. While it is similar to a bank in terms of the services it provides, it is philosophically different in operation. PBSFCU is a full-service financial services provider, serving Sigmas, Zetas and their families internationally.