USDA Vs. FHA Pro and Con comparison in Suitland, Prince George's County, MD

In 2026, the USDA loan limit for Suitland in the county of Prince George's, MD, is $657,900, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine the income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program in suited to your financial status.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Suitland, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Suitland, MD

Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and effortlessly. Choose one of three starting paths to connect with lenders that match the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is a government-backed mortgage, referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LaPorte Group, Inc.
  • 614 2nd St, Jackson, MN, 56143
  • "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.
    We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family

  • State Bank & Insurance of Spencer
  • 728 Grand Avenue, Spencer, IA, 51301
  • State Bank is a single-family locally owned organization, owned by Wayne and Ryan Johnson. In 1980, Wayne Johnson started Everly Bancorporation with the purchase of the Everly State Bank. Since then, State Bank has grown to $70 million in assets, with banking offices in Everly, Peterson,

  • Farmers Bank
  • 125 W 4th St, Spencer, IA, 51301
  • Our Mission - People First. Service Always. is our niche! As an independent community bank, our mission is to protect the safety of depositors funds through prudent management of risk, provide superior products and services, attract highly skilled, motivated professional employees, and create a fair return on investment to our shareholders.

  • Neighbors Federal Credit Union
  • 12529 Perkins Road, Baton Rouge, LA, 70810
  • Neighbors Federal Credit Union is a not-for-profit financial cooperative operating as an association dedicated to "people helping people."​ A handful of educators started Baton Rouge Teachers in 1954 with a shoe box, a couple hundred dollars and the goal of making financial services available to school system employees in our area.

  • The Exchange State Bank of St. Paul, Kansas
  • 408 5th St, Saint Paul, KS, 66771
  • Exchange State Bank had its beginning in South Mound, Kansas, on September 26, 1914, as The South Mound State Bank. It wasn't until twenty years later that the charter was moved to St. Paul, Kansas & became The Exchange State Bank on November 14, 1934. The bank was located at the northwest corner of 5th & Main Streets & remained there for 35 years.

  • Jonesboro State Bank
  • 109 Main Street, Jonesboro, LA, 71251
  • The Jonesboro State Bank was founded in January of 1913 and for over 100 years has provided sound, reliable hometown banking services for the people and businesses of Jackson Parish and surrounding communities. The well-being of the citizens of our area drives our efforts to deliver the personal financial assistance.

  • Jackson Parish Bank
  • 201 Main Street, Jonesboro, LA, 71251
  • Jackson Parish Bank – Jonesboro & Jackson Parish’s oldest financial institution, has been serving the financial needs of Jonesboro & other outlying communities continually since our establishment in 1904. During these past 100 plus years we have operated as a community bank, with our main focus of providing top-flite, personal banking services.

  • Department of Corrections Credit Union
  • 704 Mayflower Street, Baton Rouge, LA, 70802
  • Department of Corrections Credit Union has been open since 1957. The credit union has assets totaling $104.92 Million and provides banking services to more than 13, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • LES Federal Credit Union
  • 950 North 22nd Street, Suite C, Baton Rouge, LA, 70802
  • The mission of the LES FCU is to provide maximum services to investors & borrowers alike, utilizing educated, professional, & loyal, personnel & volunteers while maintaining a competitive risk free environment still adhering to the credit union philosophy of People Helping People but always seeking new ideas for an innovative future.

  • La Capitol Federal Credit Union
  • 700 Main Street, Baton Rouge, LA, 70802
  • Founded in 1961, La Capitol’s first office was in the basement of the state capitol building. But from our humble beginnings serving employees of the State Department of Commerce and Industry, we’ve grown into a statewide network with branches stretching from Ouachita to Tangipahoa.

  • American Heritage National Bank
  • 2915 2nd Street South, Saint Cloud, MN, 56302
  • American Heritage Bank – The oldest family-owned and operated bank in St. Cloud since 1881, including bank offices in Clearwater, Avon, Long Prairie and Browerville. Also known as the Log Bank, both banking locations in St. Cloud are constructed from full-sized cut pine logs occupying 30, 000 square feet each.