USDA and FHA Pro and Con in Suitland, Prince George's County, MD

In 2026, the USDA loan limit for Suitland in the county of Prince George's, MD, is $657,900, while the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to compare today's USDA and FHA top rates. Determine the income, credit score, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program in suited to your financial status.

Explore loan offers from a selection of 100 lenders

2026 Loan Limits and Down Payment Requirements in Suitland, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Suitland, MD

Lendersa® is dedicated to helping you secure the best USDA or FHA loan quickly and effortlessly. Choose one of three starting paths to connect with lenders that match the USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is a government-backed mortgage, referred to as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Suitland Lenders

  • None Suffer Lack Federal Credit Union
  • 4929 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.

  • Andrews Federal Credit Union
  • 5711 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).

  • Library of Congress Federal Credit Union
  • 8100 Professional Place, Suite 308, Hyattsville, MD, 20785
  • Lends in Maryland
  • The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.