USDA and FHA Pro and Con in Marlow-Heights, Prince George's County, MD

In 2026, the USDA loan limit for Marlow-Heights, located in Prince George's county, MD, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine what income, credit, reserves, and documents are necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in best fits your financial needs.

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2026 Loan Limits and Down Payment Requirements in Marlow-Heights, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Marlow-Heights, MD

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three initial paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them more accessible for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marlow-Heights Lenders

  • None Suffer Lack Federal Credit Union
  • 4929 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.

  • Andrews Federal Credit Union
  • 5711 Allentown Road, Suitland, MD, 20746
  • Lends in Maryland
  • Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).

  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • Lends in Maryland
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal

  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Lends in Maryland
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.

  • U. S. Postal Service Federal Credit Union
  • 7905 Malcolm Road, Suite 311, Clinton, MD, 20735
  • Lends in Maryland
  • U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.