USDA and FHA Pro and Con in Marlow-Heights, Prince George's County, MD

In 2026, the USDA loan limit for Marlow-Heights, located in Prince George's county, MD, is $657,900, whereas the FHA limit for a single-family home is $822,375.

Use the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and determine what income, credit, reserves, and documents are necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to decide which program in best fits your financial needs.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Marlow-Heights, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Marlow-Heights, MD

Lendersa® aims to swiftly secure the best USDA or FHA loan for you, hassle-free. Choose from three initial paths to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the government through the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, making them more accessible for eligible borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Industry State Bank
  • 16886 Fordtran Blvd, Industry, TX, 78944
  • Industry State Bank was founded as an institution involved in the progress of the town of Industry, Texas and the surrounding area. On February 9, 1911, a group of interested citizens took the initiative to begin the process of forming a bank in Industry. Its first name was the First Guaranty State Bank of Industry, and 100 shares of capital stock.

  • First National Bank in Cimarron
  • 121 N. Main, Cimarron, KS, 67835
  • We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.

  • Security State Bank
  • 402 Broadway, Cheyenne, OK, 73628
  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.

    Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.

  • First Security State Bank TX
  • 307 N. Third, Cranfills Gap, TX, 76637
  • Our deep heritage, headquartered in Cranfills Gap, makes us proud to offer the best banking services of a modern financial institution. Experienced people maintaining the integrity of our community bank by working to make life better. We are deeply involved in church, education, civic, and preserving our heritage.

  • Farmers and Merchants State Bank
  • 816 Third Street, Langdon, ND, 58249
  • The Farmers and Merchants State Bank of Langdon has been serving the residents and businesses of Langdon and surrounding Cavalier County since 1974. We offer a wide variety of traditional banking products as well as state-of-the-art services like internet banking and bill pay. Our friendly, knowledgeable, and professional staff members are always r

  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.

    We always say it's our people that make us special

  • Scott & White Employees Credit Union
  • 2401 South 31st Street, Temple, TX, 76508
  • Scott & White Employees Credit Union (SWECU) was chartered in 1962 by the employees of Scott & White. The Credit Union is state chartered and regulated by the Texas Credit Union Department. Deposits are federally insured up to $250, 000.00 per account by NCUSIF, which is regulated by the National Credit Union Administration

  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it

  • Western State Bank
  • 110 4th St SE, Devils Lake, ND, 58301
  • Western State Bank is an employee-owned community Bank, with assets totaling approximately $1 billion. The Bank offers superior full-Banking services, investments and mortgage financing to personal and business customers, as well as nationwide equipment financing services. Western State Bank’s locations are in the North Dakota communities.

  • FRAZER BANK
  • 110 East Broadway, Altus, OK, 73521
  • Delivering total convenience is the goal at Frazer Bank. We are a full service community bank offering personal and customized financial solutions to individuals and businesses in Oklahoma and Texas. Founded in 1902, we are in our second century of serving the people of our region.

  • Red River Federal Credit Union
  • 2721 N Main Street, Altus, OK, 73521
  • Red River Federal Credit Union has been open since 1957. It's the 23rd largest credit union in Oklahoma with assets totaling $114.95 Million and providing banking services to more than 9, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area

  • Temple Santa Fe Community Credit Union
  • 1750 W Avenue A, Temple, TX, 76504
  • The team at Temple Santa Fe Community Credit Union want to turn your dreams and wishes into plans and doing. We offer products you want and need, like saving and checking accounts, credit cards, and loans. We go above and beyond by providing you with financial coaching, educational tools, and programs that will help you