USDA and FHA Pro and Con in National-Harbor, Prince George's County, MD

For 2025, the USDA loan limit in National-Harbor, within Prince George's county of MD, is $657,900, while the FHA cap for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates today. Determine the necessary income, credit scores, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in for your financial situation.

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2025 Loan Limits & Downpayment Details in National-Harbor, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Digging into USDA and FHA Loans in National-Harbor, MD

Lendersa® strives to quickly connect you with the best USDA or FHA loan seamlessly. Choose one of three starting points to find matching lenders and USDA loan programs.

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Exploring USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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