For 2026, the USDA loan limit in National-Harbor, within Prince George's county of MD, is $657,900, while the FHA cap for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates today. Determine the necessary income, credit scores, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, aiding your decision on the best program in
| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® strives to quickly connect you with the best USDA or FHA loan seamlessly. Choose one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
Bridge Loan Guides
