USDA and FHA Pro and Con in Silver-Hill, Prince George's County, MD
As of 2026, the USDA loan limit in Silver-Hill, within Prince George's county, MD, is set at $657,900, whereas the FHA ceiling for a single-family home is $822,375.
With the Lendersa® USDA loan calculator, you can compare today's USDA versus FHA best rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Silver-Hill, Prince George's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Understanding USDA and FHA Loan Options in Silver-Hill, MD
Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose any of the three starting points that align you with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and also known as a rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering less financial barrier to eligible buyers.
"Founded on August 20, 1934, Industrial Bank is the oldest and largest African American owned commercial bank in the metropolitan Washington region.
Since 1934, the bank has delivered essential banking and financial services that have contributed greatly to the growth and development of the Washington, D.C. community.
Georgetown University Alumni & Student Federal Credit Union
3700 O Street NW, Suite 1328, Washington, DC, 20057
The mission of the Georgetown University Alumni and Student Federal Credit Union is to grant credit for provident and productive purposes, to provide affordable financial services to its members, and to educate its members and volunteers about the credit union movement through practical business experience
2233 Wisconsin Ave NW, Suite 232, Washington, DC, 20007
First Washington Mortgage is a premier mortgage lender serving the Maryland, Washington DC, Virginia, New Jersey, Pennsylvania, Delaware and Florida areas. We offer mortgage loans for individuals with all types of credit, providing service for all residential real estate related purposes.
2300 Wisconsin Avenue NW, Suite 100B, Washington, DC, 20007
Cornerstone First Financial is a leading mortgage broker and lender in the Washington D.C. Metropolitan Area. Founded by Mark Livingstone in 2001, this Christian owned company provides residential mortgage solutions to individuals and families who want to refinance their existing mortgage or purchase a new home or investment property.
1010 Wisconsin Ave N.W., Suite 307, Washington, DC, 20007
Evergreen Private Finance is an active real estate lender and investor based in Washington, DC. Our firm was founded on the belief that Washington is a world-class city with unparalleled investment opportunities. We provide both debt and equity investments for projects that enhance the city. We specialize in hard money loans, bridge loans, acquisit
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1005 North Glebe Road, Suite 100, Arlington, VA, 22201
Continental Mortgage has been exceeding our clients’ expectations for all mortgage and financial needs, helping our clients many times over. In fact, much of our business comes directly from repeat clients and their referrals.we focus on building client relationships with an emphasis on customer service rather than racing through the loan process.
Fortis Mortgage is a respected mortgage brokerage company that helps clients in Washington, DC, Maryland and Virginia get the best possible mortgage for their home-buying or refinancing dollars. Guided by the deep industry expertise of our President, Shawn Williams, we collaborate closely with clients to determine their loan eligibility, and work
In 1952, Greenbelt Federal Credit Union was faced with its greatest challenge. The Public Housing Administration was selling the Greenbelt project and announced that down payments on at least 500 of the homes must be made by the end of the year in order for the resident-formed corporation to buy the project.
6401 Golden Triangle Dr, Suite 150, Greenbelt, MD, 20770
RoundPoint Mortgage Servicing Corporation was founded in 2007 and is a large, fully integrated, non-bank mortgage lending and servicing company. We are a proud member of the Freedom Mortgage Corporation family of companies. We measure success in many ways—first and foremost by our customers’ satisfaction, in our growth as a company
SLG is a dynamic and dependable direct private lender that provides financing to real estate entrepreneurs. Established in 2007 to fill the void caused by the contraction of the traditional lending market, and to help real estate professionals capitalize on undervalued and distressed real estate, SLG has grown into one of the most respected and rel
