USDA Loan Vs. FHA loan for Silver-Hill, MD [Prince George's County ]

As of 2026, the USDA loan limit in Silver-Hill, within Prince George's county, MD, is set at $657,900, whereas the FHA ceiling for a single-family home is $822,375.

With the Lendersa® USDA loan calculator, you can compare today's USDA versus FHA best rates and determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, helping you decide which program in fits your financial needs best.

Understanding USDA and FHA Loan Options in Silver-Hill, MD

Lendersa® is committed to securing the best USDA or FHA loans quickly and without hassle. Choose any of the three starting points that align you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MD?

A USDA home loan, guaranteed by the Department of Agriculture and also known as a rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans which require a minimum 3.5% down payment, USDA loans do not require any down payment, offering less financial barrier to eligible buyers.

Get top 10
USDA LENDERS
customized to yout needes

Silver-Hill Lenders
(301) 899-0300 Lender's profile and map None Suffer Lack Federal Credit Union 4929 Allentown Road, Suitland, MD, 20746 Lends in Maryland The None Suffer Lack Federal Credit Union (NSLFCU) was established to minister to the financial needs of believers in the Body of Christ, and their family members. The credit union is a biblically based financial institution governed and operated by godly principles; thereby making it good ground to plant your financial seed.
(800) 487-5500 Lender's profile and map Andrews Federal Credit Union 5711 Allentown Road, Suitland, MD, 20746 Lends in Maryland Andrews Federal Credit Union was founded in 1948 to serve military and civilian personnel along their financial journeys. With over $2 Billion in assets, Andrews Federal has grown to serve more than 134, 000 members in the District of Columbia, Joint Base Andrews (MD), Springfield, Virginia (VA), Joint Base McGuire-Dix-Lakehurst (NJ).
(202) 707-5852 Lender's profile and map Library of Congress Federal Credit Union 8100 Professional Place, Suite 308, Hyattsville, MD, 20785 Lends in Maryland The Library of Congress Federal Credit Union has been proudly serving the library community since 1935. We believe the library community advances America's great story. And we are here to advance your financial life story. This is our way of giving back to a library community that gives so much to the world.
(301) 856-5000 Lender's profile and map U. S. Postal Service Federal Credit Union 7905 Malcolm Road, Suite 311, Clinton, MD, 20735 Lends in Maryland U. S. Postal Service Federal Credit Union is a member-owned and operated not-for-profit financial cooperative chartered in 1934 under federal law. USPS FCU provides sound financial support for Postal Workers, Postal Retirees, and Postal Family Members. We encourage our members to make wise financial choices for the well-being of themselves.