For 2025, the loan limit set by the USDA in Ilchester, within the county of Howard, MD, is $466,400. Meanwhile, for a single-family home, the FHA limit is $632,500.
Use the Lendersa® USDA loan calculator to weigh today's top rates between USDA and FHA. Ascertain the necessary income, credit, reserves, and needed documents to qualify. Our advanced mortgage tool places USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option in for your finances.
2025 Loan Limits and Down Payment Requirements in Ilchester, County of Howard, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ilchester, MD
Lendersa® is dedicated to swiftly securing the best USDA or FHA loan for you, hassle-free. Choose from these three starting points to effectively match with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
3131 South Bascom Avenue, Suite 210, Campbell, CA, 95008
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Mark Hicks have been in this business for a while now and helping you make the best possible decisions is my number one priority. Accomplished Real Estate and Mortgage Broker skilled at evaluating and marketing commercial and residential investment properties through large scale open houses, comparable property analysis and short sale.
1475 South Bascom Avenue, Suite 211, Campbell, CA, 95008
North First Mortgage Smooth Process. Personalized Service. Independent Broker. Offering California homeowners & buyers a complete mortgage experience, balancing technology to save you time & prompt, personalized service to answer your questions & provide straightforward advice. Our mission is simple: to make you happy.
116 East Campbell Avenue, Suite 5, Campbell, CA, 95008
CTM Pros team has always been dedicated to providing tailor-made mortgages for first-time home Buyers, move-up Buyers and investors, whether it is a purchase loan or refinance. Providing clients with mortgage services that meet the needs of both Buyer and Seller in a competitive market has given us a valuable edge over our competitors.
1875 South Bascom Avenue, Suite 2550, Campbell, CA, 95008
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
1901 South Bascom Avenue, Suite 1410, Campbell, CA, 95008
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide loans to our clients while providing them with the great service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.We know you have a lot of options when it comes to yourmortgage financing.
1999 South Bascom Avenue, Suite 700, Campbell, CA, 95008
BeneGroup, Inc. provides Residential and Commercial Real Estate consulting and financing services to a broad range of national and international clientele. In the current lending market, with its dynamic and ever changing guidelines, you need a firm that is well versed with the current lending rules and legislative regulations to assist you.
51 E Campbell Avenue, Suite 110, Campbell, CA, 95008
"Bayview Residential provides home lending and real estate services as one of the largest independent mortgage and real estate brokerages in California and recently ranked as the number 10 mortgage brokerage in the US.
Established in 2004, Bayview works with over 150 agents, 90 of whom are endorsed as Mortgage Loan Officers."
Diversified Loan Services, Inc. (DLS) is committed to providing sound and secure trust deed investment opportunities for private individuals looking for higher rates of return on their investment. We value personal relationships and integrity in meeting our client’s investment needs.
2542 South Bascom Avenue, Ste. 130, Campbell, CA, 95008
Kal Financial offers many great resources on our website please make sure you get the following free resources such as how does the loan process work with Kal Financial? We have a Free Campbell California Mortgage Calculators or fill out a 100% FREE, No-Obligation, Secure Online Loan Application or give us a call at the office no.
4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
At Mobile Home Mortgage, we pride ourselves with providing outstanding customer service and value for your money. As your loan officer, it's my job to guide you through the sometimes difficult job of applying for a loan. We make it easy, and jump through the hoops for you.
It is really quite simple to get started. You can give us a call
