For 2025, the loan limit set by the USDA in Ilchester, within the county of Howard, MD, is $466,400. Meanwhile, for a single-family home, the FHA limit is $632,500.
Use the Lendersa® USDA loan calculator to weigh today's top rates between USDA and FHA. Ascertain the necessary income, credit, reserves, and needed documents to qualify. Our advanced mortgage tool places USDA, FHA, Conforming, and VA loans side by side, helping you choose the best option in for your finances.
2025 Loan Limits and Down Payment Requirements in Ilchester, County of Howard, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Ilchester, MD
Lendersa® is dedicated to swiftly securing the best USDA or FHA loan for you, hassle-free. Choose from these three starting points to effectively match with lenders and explore USDA loan programs.
The USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Since 1875, American National Bank of Texas (ANBTX) has been a community bank deeply involved with local business owners, possessing a clear understanding of their challenges, goals, and financial needs. We strive to build lifelong relationships by listening first and then building an integrated product and services mix from our portfolio.
My passion is to positively impact the lives of individuals & families by providing wise mortgage advice & Godly direction to improve their financial future.
All home loans, FHA, VA, Conventional, Jumbos, USDA and Section 184. Purchases or refinances and also Jolynn has the knowledge and expertise to help you
The formation of The Yukon National Bank is closely associated with the formation of the Yukon Mill and Grain Company and the initial growth of the City of Yukon. Even though the Yukon Mill and Grain Company is no longer active, the buildings act as a reminder of where we’ve been and how we got there. Today, YNB boasts five locations
First American Mortgage, Inc. is locally owned & operated. Everything is done onsite from loan application/ underwriting to close! We are located at 1501 S. Ranchwood Blvd, Yukon, Ok I understand that buying a home is the single biggest financial event in most people's lives and take great pride in being able to offer superior personal service.
7290 Virginia Pkwy, Suite 2000, McKinney, TX, 75071
As professionals working within the real estate industry, Cynthia Brugge and her associates recognized the lack of information, education and choices available to the purchasing public and in 1982 they pioneered a new type of brokerage firm. This education has shifted power from the real estate and financial institutes to the consumer
We are extremely proud to have had the opportunity to serve our market since 1902. Our team of professionals continues a long-standing commitment to superior customer service. We remain dedicated to providing the most up to date technology, while not wavering from our values of being a strong and healthy community bank.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Heritage Funding Co LLC is located in Rockwall, Texas, and was founded in 2001. This business is working in the following industry: Loan companies. Annual sales for Heritage Funding Co Our Reach Is Big As Texas! Anywhere In The Lone Star State - We Can Help and also Charles Michael Kamps, President/Director
Mortgage Resources of Texas is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering
Our mission here at IBEW Community Federal Credit Union is to assist our members in a manner that will be understanding and responsive to their changing financial needs. As we continue to expand our services and provide our members with more opportunities to invest and save their money, some things about us will always remain the same.
CommonCents is Crazy Good. Extraordinary. We are Not your typical credit union. We are Top notch. We are simply Sensible. CommonCents Credit Union is member-owned and was originally chartered as Goodyear Federal Credit Union on August 20, 1963. Our Vision is Most admired for passionately fulfilling financial dreams.
Riverfork Federal Credit Union got its start in 1959 by a group of City of Grand Forks employees. The original name of the credit union was Grand Forks City Employees Federal Credit Union. To exemplify the “people helping people” philosophy of the credit union movement, the employees pooled their money and loaned it to those employees in need.
