USDA and FHA Pro and Con in Ellicott-City, Howard County, MD
In 2025, the USDA loan limit in Ellicott-City, within Howard county, MD, is $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates. Determine the necessary income, credit, reserves, and documents for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding your decision for the best suited option considering your financial situation in Alabama.
Loan Limits and Down Payment Requirements for 2025 in Ellicott-City, Howard, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Ellicott-City, MD
The mission of Lendersa® is to quickly connect you with the ideal USDA or FHA loans, hassle-free. Select from three starting paths to match with lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is designated for rural areas. Notably, unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
3100 Esperanza Crossing, Suite 6254, Austin, TX, 78758
360 LENDING GROUP LLC IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE
Visio Financial Services Inc offers unique mortgage loans designed to meet the needs of investors purchasing single-family residences. Since our founding in 2011, we have originated more than 4,500 loans to investors nationwide, assisting investors in the redevelopment of houses into quality, affordable homes.
Randy Walsh lives in Round Rock and serves Texas with mortgage programs tailored to fit the needs of first-time home buyers, & homeowners who need to refinance a mortgage. Randy can educate you about all the loan products offered including conventional loans, FHA home loans, VA home loans, home improvement or renovation loans and USDA home loans.
2800 E Whitestone Blvd, Suite 120, Cedar Park, TX, 78613
Approved Commercial Correspondent Loan Broker and Lender specializing in SBA loans, SBA 7a Loans, SBA 504 Loans, restaurant, foreign national, apartment, and commercial hard money loans. Whether you're launching, acquiring, refinancing, or expanding a business or property, rely on Karen and her team to design personalized commercial loan solution
201 S. Lakeline Blvd, Suite 901, Cedar Park, TX, 78613
We specialize in helping military families and veterans receive the lowest VA Home Loan interest rates on the market. We have helped thousands of military home owners use their hard-earned VA benefits and save hundreds to thousands of dollars on their home mortgage and also LowVARates.com is not affiliated with any government agencies.
1907 Cypress Creek Road, Suite 103, Cedar Park, TX, 78613
Advantage One Mortgage is an Austin, Texas based Mortgage Banker. We specialize in the origination of residential mortgage loans including Conventional, FHA and VA products. We have helped people finance homes all over Texas and in many other states as well.
The Advantage One Mortgage team is committed to providing clients with the highest quali
We are a financial institution devoted to offering high level of service, great rates, & affordable financial products and services. In comparison to banks, we're like a breath of fresh air because we're truly focused on you & what's in your best interest. We are a member-driven, not-for-profit financial institution that returns any earnings back.
4515 Seton Center Parkway, Suite 165, Austin, TX, 78759
Velocity Credit Union is a full-service financial institution that provides our community unique value through a personalized local banking alternative.
The credit union was originally chartered in 1947 as Austin Municipal Federal Credit Union to serve City of Austin employees. In 1998, we moved from a federal to a state charter,
