USDA VS FHA in Milford-Mill, Baltimore County, MD

For 2026, the USDA loan limit in Milford-Mill, within Baltimore county, MD, is set at $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, assessing the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side to assist in choosing the best option for your financial scenario in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Milford-Mill, Baltimore, MD

Loan Type Loan Limit Down Payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Milford-Mill, MD

Lendersa® strives to secure you the best USDA or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is applicable in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • United Fidelity Funding Corp
  • 1300 NW Briarcliff Parkway, Suite 275, Riverside, MO, 64150
  • United Fidelity Funding is recognized for being the gold standard of home loan mortgages. We show our clients that there are mortgage companies that you can rely on & trust by providing best-in-class service, competitive interest rates & cutting-edge technology. Between working with our experienced loan experts and having no underwriting overlays.

  • Bank of Labor Kansas City
  • 756 Minnesota Avenue, Kansas City, KS, 66101
  • Bank of Labor cares about individuals, small businesses, and the community. You see it in our actions and what we offer. We make sure our products and services go above and beyond, such as our reward program options that can help customers get points toward travel, merchandise, and the perks that other places may not offer to everyone.

  • Reliance Credit Union
  • 540 Minnesota Avenue, Kansas City, KS, 66101
  • Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.

  • Lamar Bank and Trust Company
  • 1000 Broadway, Lamar, MO, 64759
  • Lamar Bank & Trust Company is a locally owned and operated full-service financial institution located in Lamar, Missouri. LBT is a leader in technology and is known for being one of the first banks in Missouri to offer e-statements. Internet banking and debit cards have been regular products of the bank for years.

  • Ross Home Loans
  • 960 W.41St Street, Suite 212, Miami Beach, FL, 33140
  • Ross Home Loans is a Miami Mortgage Company that offers residential and commercial Florida mortgage products. We work with homeowners, first time buyers and business owners who have strong, good and challenged credit. Ross Home Loans is dedicated to providing you with exceptional rates and quality service.

  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.

  • SimpliFast Lending
  • 4312 Rainbow Boulevard, Kansas City, KS, 66103
  • SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,

  • Diamond Lakes Federal Credit Union
  • 7333 Highway 270, Malvern, AR, 72104
  • Diamond Lakes Federal Credit Union is a full service financial institution ready to serve you as a member, not just as a customer! We are a not-for-profit financial cooperative owned by the folks that save and borrow money at Diamond Lakes. Profits are returned to members in the form of lower rates on loans, less fees

  • Malvern National Bank
  • 501 South Main Street, Malvern, AR, 72104
  • MNB is a full service community Bank committed to providing top quality personal and business financial services, delivered by associates who are dedicated to the highest level of personal service. Since 1934, we have been providing professional Banking services to central Arkansas.

  • Minnesota Lakes Bank
  • 710 Babcock Blvd. E., Delano, MN, 55328
  • This bank is dedicated to providing superior customer service. The Minnesota Lakes Bank ownership prides itself on being industry-leading. We embrace new technology and delivery methods, and we are excited to bring our more than 100 years of banking experience to bear in new markets where we have a connection and history.

  • Ely Area Credit Union
  • 2 E Chapman Street, Ely, MN, 55731
  • The Ely Cooperative Credit Union, now known as the Ely Area Credit Union, was organized in 1938 to serve the financial needs of the members of the Ely Coop Association and their families. Then in 1976, the state of Minnesota granted us a community charter to serve all those who live or work in the Ely school district.