For 2026, the USDA loan limit in Milford-Mill, within Baltimore county, MD, is set at $430,500. Meanwhile, the FHA limit for a single-family home is $538,200.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates, assessing the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side to assist in choosing the best option for your financial scenario in Alabama.
Compare loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $430,500 | 0% |
| FHA | $538,200 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to secure you the best USDA or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and appropriate USDA loan programs.
A USDA home loan, commonly known as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is applicable in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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