USDA Vs. FHA your options comparison in Woodlawn, Baltimore County, MD

In 2025, USDA loan limit in Woodlawn, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Woodlawn, county of Baltimore, MD

Loan Type Loan Limit Down payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Woodlawn, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Wholesale Mortgage Services
  • 6880 S. McCarran Blvd, Suite 6, Reno, NV, 89509
  • "We know that each Nevada mortgage customer has specific needs, so we strive to meet those needs with a wide array of mortgage products for Nevada homeowners and home buyers. The Wholesale Mortgage Services team and lenders takes pride in our outstanding customer service and individual attention.
  • Community Commerce Bank
  • 390 W. Foothill Blvd., Claremont, CA, 91711
  • Community Commerce Bank (CCB), formed in 1976, is part of The East Los Angeles Community Union (TELACU) family of companies. CCB prides itself on serving the financial needs of California residents through a wide range of loan products and deposit accounts. CCB specializes in commercial real estate loans, loans to non-profit.
  • MCapital Holdings LLC
  • 2065 New Haven Avenue, Claremont, CA, 91711
  • Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. MCapital Holdings LLC. has provided private money products to clients who are interested in our ethical, intelligent approach. Our long history in this business
  • Susana Rhoades Lending Team
  • 414 Yale Avenue, Claremont, CA, 91711
  • Susana Rhoades Lending Team been in the mortgage industry over 30 years I have learned never to approach my clients with a “one-size-fits all” mentality. Understanding the unique needs of each individual is my top priority. I take the time to come up with the best plan of action for their needs based on personal desires
  • Crescent Tree Corporation
  • 206 W Bonita Ave, Suite 2-N, Claremont, CA, 91711
  • Crescent Tree Corporation with over two decades of experience, Jeannette Navarro started a boutique brokerage offering a new approach to the lending experience. Shortly after opening her Claremont, CA office in 2020, mortgage specialists and brokers adamantly sought the brokerage.and also We believe that every customer deserves.
  • First Choice Funding Solutions Inc.
  • 415 West Foothill Boulevard, Suite 239, Claremont, CA, 91711
  • First Choice Funding Solutions Inc We are committed to quality customer service putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online todayWe specialize in all your home financing needs. From Conventional, Fha and Va loans to hard to verify income loans.
  • Rudy Muniz Real Estate
  • 415 W. Foothill Blvd, Suite 239, Claremont, CA, 91711
  • Rudy Muniz is the all around real estate professional because he is a real estate agent, Mortgage loan officer, and an active real estate investor. The fact that Rudy can do anything real estate has to offer speaks volume of where Rudy Muniz has been, his unmatched work ethic, and shows his persistence to perfecting his craft for you, his client.
  • Legacy Private Funding
  • 405 W. Foothill Blvd., Suite 102, Claremont, CA, 91711
  • "Legacy Private Funding caters to the needs of Investors, Rehabbers, and Subprime Money Borrowers who cannot meet the requirements of of conventional banks. The Legacy Private Funding Difference: • We only lend on non-owner occupied and commercial real estate in Southern California, keeping all properties close"
  • Destiny Six Financial
  • 6904 Federal Boulevard, Lemon Grove, CA, 91945
  • Destiny Six Financial, a family owned and operated, real estate and mortgage company. We have been serving southern California for over 20+ years. At Destiny Six Financial, we strive to treat every client with the respect and personal service that you deserve. We understand the big commitment you are making in buying or selling a home
  • mrmortgage.us
  • 4380 Bonita Rd, Bonita, CA, 91902
  • At MrMortgage.US. We are a full-service mortgage company based in Bonita, CA. We specialize in VA, Conventional, FHA and USDA loans, Purchase & Refinancing in California statewide. We also serve the surrounding cities in San Diego County. Whether you are buying a home or refinancing, we will protect your bottom line.