USDA Vs. FHA your options comparison in Kettering, Prince George's County, MD

In 2025, the USDA loan cap for Kettering, located in Prince George's County, MD, is $657,900. For a single-family home, the FHA loan ceiling is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA top rates. Determine the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which option in suits your financial scenario best.

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Loan Caps and Down Payment Details for 2025 in Kettering, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Financing Options in Kettering, MD

The goal of Lendersa® is to quickly assist you in securing the most advantageous USDA or FHA financing without hassle. Consider one of three initial approaches to connect with lenders and USDA loan offerings.

lenders matching results for USDA loan at Lendersa

Understanding USDA Loans in MD

A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages eliminate any down payment necessity.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • OC Mortgage Solutions Inc.
  • 600 Anton Blvd, Suite 1100, Costa Mesa, CA, 92626
  • OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs
  • United American Mortgage
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.
  • Trojan Financial Solutions
  • 1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
  • "We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve. Today's technology is providing a more productive environment to work in."
  • JCAP
  • 3151 Airway Ave Ste Q3,, Costa Mesa, CA, 92626
  • Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
  • DH Leffridge & Company
  • 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
  • Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
  • Apple Direct Funding
  • 8622 E. Garvey Ave, Suite 206, Rosemead, CA, 91770
  • Apple Direct Funding Corp was founded in 1994. The Company's line of business includes arranging loans for others on a commission or fee basis. We are a mortgage correspondent. We are using our warehouse line to fund loans which means faster service to close transactions. Company Headquarter located in 8622 Garvey Ave # 206, Rosemead, CA 91770.
  • Alliance Home Loan Inc
  • 7940 E. Garvey Ave, Suite 204, Rosemead, CA, 91770
  • Alliance Home Loan Inc. is located in Rosemead, CA, United States and is part of the Activities Related to Credit Intermediation Industry. Alliance Home Loan Inc. has 2 total employees across all of its locations and generates $272, 197 in sales (USD). (Sales figure is modelled). Our Offers variety of programs for Purchase
  • Transpac Investment Corp.
  • 9800 Valley Boulevard, Rosemead, CA, 91770
  • Transpac Investment Corp, started by a husband and wife duo, has been helping the Southern California area since 1998. Since then we have helped thousands of borrowers with all types of financial situations purchase and refinance their homes! We work with both english and mandarin speakers, helping a range of clients
  • Interstate Lenders
  • 3153 Gladys Ave, Monterey Park, CA, 91770
  • "I have been helping friends and families with mortgage home loans since 2002. Prior to being a full time loan agent, I worked with Chase, Wells Fargo Bank and Bank of America. I have over 20 years of loan and financial services experience. I will always provide you with expert advice and give my best effort to meet your goals"
  • Mega Bank
  • 245 West Valley Boulevard, San Gabriel, CA, 91776
  • Mega Bank is a Chinese American community bank opening for business in February 2008. Our board of directors is composed of experienced bankers who have had successful careers with community banks in the San Gabriel Valley. Five of our board members are former bank directors and three of them served as bank presidents and chief executive officers.