USDA Loan Vs. FHA loan pro & con for Kettering, Prince George's County, MD

In 2025, USDA loan limit in Kettering, county of Prince George's, MD is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kettering, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(877) 787-7463 2294 miles Lender's profile and map Reviews Prime Choice Funding, Inc 17852 17th St, Suite 107, Tustin, CA, 92780 Prime Choice Funding, Inc, headquartered in California, PCF has been providing quality home loans since 2007. We have a proven track record and serve the lending needs of homeowners throughout the US. We have access to a full range of mortgage resources and are committed to finding the right loan for the customer.
(714) 731-3908 2294 miles Lender's profile and map Reviews Santiago Financial, Inc. \| Manufactured & Mobile Home Loans 17842 Irvine Blvd # B204, Tustin, CA, 92780 Santiago Financial, Inc we believe in helping the consumer make an educated choice, understanding the process, and assisting them from beginning to end. With over forty years of experience, Santiago Financial, Inc. provides world-class service in all facets of manufactured or mobile housing lending.
(949) 208-8020 2294 miles Lender's profile and map Reviews New American Funding - Riverside 14511 Myford Road, Suite 100, Tustin, CA, 92780 New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
(714) 508-0780 2294 miles Lender's profile and map Reviews Dove Financial 14742 Plaza Dr, Ste 200, Tustin, CA, 92780 We are a mortgage broker with over 30 years experience in the mortgage lending industry, Dove Financial prides itself to be one of the few companies that specializes in Mobile Home Loans in California. We have a great selection of programs for mobile home loans and manufactured home financing in addition to Conventional Loan Programs.
(949) 200-6550 2294 miles Lender's profile and map Reviews Alta Capital Group 17332 Irvine Blvd, Suite 235, Tustin, CA, 92780 Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management. Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
(888) 505-8960 2294 miles Lender's profile and map Reviews Equinox Home Financing 17291 Irvine Blvd, Suite 400, Tustin, CA, 92780 Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs.
(888) 838-7101 2294 miles Lender's profile and map Reviews Equinox Home Financing, Inc. 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780 Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
(949) 200-6550 2294 miles Lender's profile and map Reviews Alta Equities 17332 Irvine Blvd, Ste 235, Tustin, CA, 92780 Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management.Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
(714) 612-3957 2294 miles Lender's profile and map Reviews Gemini Financial 426 East Washington Avenue, Orange, CA, 92866 Rebecca Valderrama established Gemini Financial in 1997. As an expert in the Mortgage Industry, Rebecca has over 35 years of experience, a strong Underwriting background, and an FHA Underwriting designation. This allows Gemini Financial, as a Company, to provide homeowners one of the best opportunities for homeownership
(714) 752-5700 2294 miles Lender's profile and map Reviews Mark 1 Mortgage of Orange County 1342 E Chapman Ave, Orange, CA, 92866 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.