USDA Vs. FHA your options comparison in Kettering, Prince George's County, MD
In 2026, the USDA loan cap for Kettering, located in Prince George's County, MD, is $657,900. For a single-family home, the FHA loan ceiling is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA top rates. Determine the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which option in suits your financial scenario best.
Loan Caps and Down Payment Details for 2026 in Kettering, Prince George's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Financing Options in Kettering, MD
The goal of Lendersa® is to quickly assist you in securing the most advantageous USDA or FHA financing without hassle. Consider one of three initial approaches to connect with lenders and USDA loan offerings.
A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages eliminate any down payment necessity.
Money One Federal Credit Union is a not-for-profit, full service financial institution. We were formed in 1951 to promote wise financial responsibility and provide a source of low-cost credit. Money One is member owned and operated. Our only reason for existence is to help people do better financially.
9500 Medical Center Drive, Suite 102, Upper Marlboro, MD, 20774
Lends in Maryland
The Mortgage Experts Team is your premier mortgage team located in Largo, Maryland. We pride ourselves on offering some of the lowest rates nationwide and make the loan process easy, straightforward and fast for borrowers seeking a mortgage in the Largo area.
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500 Prince Georges Blvd, Upper Marlboro, MD, 20774
Lends in Maryland
At NASA Federal Credit Union, we have great people creating and building a world-class organization in an ever-changing world. Our success as an organization is based on the vision, mission and values that guide us in how we do business every single day. Empowering people to achieve a brighter financial future is OUR MISSION.
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First Funding, Inc. provides access to the most flexible lending solutions that not only meet the financial needs of its clients
Prince George’s Community FCU is one of Prince George's County best kept secrets. Founded in 1967 to provide financial services to Prince George’s County employees, this organization has grown to a community-based institution serving over 16, 000 members. We are currently over $160 million in assets and welcome anyone who lives, works.
The Mortgage Mall, Inc. was established with the vision of our clients enjoying the benefits of having a broad array of mortgages and lending services under one roof. The business model ensures that each financial professional can engage in an open dialogue to access the exact needs of each client
FedChoice Federal Credit Union is home to almost 25, 000 members who look to us for their day-to-day financial needs, future prosperity and retirement security. We serve federal civilian employees, as well as federal government contractors in the Washington D.C., Baltimore, and Philadelphia metro areas, along with their family and household members
The IBEW 26 FCU is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members.
4601 Presidents Drive, Suite 155, Lanham, MD, 20706
Lends in Maryland
Specializing in Maryland, Washington DC and Licensed by the State Corporation Commission Virginia License# MC5156. Do you need to consolidate debt, need home improvement or just cash? We have helped homeowners receive millions of dollars with our loan programs and easy qualification. Refinance that high second mortgage/equity line of credit,
