USDA VS FHA in Kettering, Prince George's County, MD

In 2026, the USDA loan cap for Kettering, located in Prince George's County, MD, is $657,900. For a single-family home, the FHA loan ceiling is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA top rates. Determine the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which option in suits your financial scenario best.

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Loan Caps and Down Payment Details for 2026 in Kettering, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Financing Options in Kettering, MD

The goal of Lendersa® is to quickly assist you in securing the most advantageous USDA or FHA financing without hassle. Consider one of three initial approaches to connect with lenders and USDA loan offerings.

lenders matching results for USDA loan at Lendersa

Understanding USDA Loans in MD

A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages eliminate any down payment necessity.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Mortgage Advantage Lending is a full-service mortgage lender serving the states of Florida and Connecticut. Our professionals have decades of combined experience in the prime, non-prime and government mortgage industries. With a direct relationship with the top lending institutions in the country,

  • Florida Mortgage Solutions Group
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  • Florida Mortgage Solutions Group is Direct Lender and Mortgage Broker in Weston, FL. We provide financing to home buyers and seasoned investors! We are approved and experienced with FHA Loans, Fannie Mae, Freddie Mac, and especially VA Loans. We are here to help you from beginning to the end. Our wholesale rates and competitive pricing.

  • Prime Lenders Mortgage Corp.
  • 1555 North Park Drive Suite 102, Weston, FL, 33326
  • Prime Lenders is celebrating 20 years in business! We have been successfully helping Florida Home Buyers with finding the perfect Home Financing Solutions since 1993. Rated A+ by the Better Business Bureau, Glenn Gordon and his team will provide service with Honesty, Reliability and Integrity.

  • HG Mortgage LLC
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    To be regarded as the most reliable, caring and goal oriented Mortgage Company by providing quality service and building personalized relationships based on the value we bring to our clients. HG Mortgage is a company led by professionals like Hermes Garcia.

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  • Craig Cornelius Principal at Uplands Mortgage. Uplands Mortgage will come to you at your home or office - including evenings & weekends. Craig has over thirty years of experience in consultative sales, always acting with integrity and a commitment to deliver on his promises. Uplands Mortgage has Operate from 2 Location, Connecticut and Florida.

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  • United Capital Point Llc
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  • United Capital Point was founded by a group of professionals with more than 15 years of combined experience in the areas of Commercial Real Estate Lending and Business Working Capital Loan Funding. There’s a lot to consider when searching for the right loan program for your immediate investment.