USDA Vs. FHA your options comparison in Kettering, Prince George's County, MD

In 2025, the USDA loan cap for Kettering, located in Prince George's County, MD, is $657,900. For a single-family home, the FHA loan ceiling is $822,375.

Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA top rates. Determine the necessary income, credit, reserves, and documentation required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA programs side by side, aiding your decision on which option in suits your financial scenario best.

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Loan Caps and Down Payment Details for 2025 in Kettering, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Financing Options in Kettering, MD

The goal of Lendersa® is to quickly assist you in securing the most advantageous USDA or FHA financing without hassle. Consider one of three initial approaches to connect with lenders and USDA loan offerings.

lenders matching results for USDA loan at Lendersa

Understanding USDA Loans in MD

A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is limited to rural areas. In contrast to FHA loans, which mandate a minimum 3.5% down payment, USDA mortgages eliminate any down payment necessity.

Enter your location to find out if it qualifies for USDA rural housing loan?



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