USDA and FHA Pro and Con in Lake-Arbor, Prince George's County, MD

In 2025, the USDA loan limit for Lake-Arbor, situated in Prince George's County, MD, is $657,900. Meanwhile, for a single-family home, the FHA limit is $822,375.

Use the Lendersa® USDA loan calculator to compare today's top rates for USDA versus FHA loans. Identify the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, helping you decide the best program in suited to your financial situation.

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2025 Loan Limits and Downpayment Requirements in Lake-Arbor, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Lake-Arbor, MD

The aim of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Select one of three starting points to discover matching lenders and explore USDA loan programs.

USDA loan request and matching results at Lendersa

Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture and also called a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which need a minimum of 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • "CharterStone Mortgage has perfect balance of technology and the right people to make getting a loan simple and fast. We close in a fraction of the time it takes our competitors. Positioned with the latest technology, we provide elite service to the local community that our borrowers and referral partners love."
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