USDA Vs. FHA Pro and Con comparison in Springdale, Prince George's County, MD

For the year 2026, the USDA loan limit in Springdale, located within the county of Prince George's, MD, is $657,900. The limit for an FHA loan for a single-family home stands at $822,375.

Utilize Lendersa®'s USDA loan calculator to compare today's top USDA and FHA rates. This tool helps you determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, assisting you in selecting the best program for your financial needs in .

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2026 Loan Limits and Down Payment Details in Springdale, Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Possibilities in Springdale, MD

Lendersa® aims to efficiently and swiftly secure you the best USDA or FHA loan. Choose one of three starting points to find matching lenders and loan programs.

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Understanding USDA Loans in MD

A USDA home loan, backed by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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