USDA and FHA Pro and Con in Westphalia, Prince George's County, MD

As of 2026, the USDA loan cap in Westphalia, situated in Prince George's County, MD, is $657,900. Simultaneously, the FHA limit for a single-family home is $822,375.

Utilize the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. This tool helps identify the necessary income, credit, reserves, and documentation needed to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the best program in for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Westphalia, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in Westphalia, MD

The goal of Lendersa® is to quickly secure the best USDA or FHA loan for you without hassle. Choose one of three approaches to connect with lenders and examine USDA loan programs.

Results of USDA loan requests at Lendersa

Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that mandate a minimum 3.5% down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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