As of 2026, the USDA loan limit in Largo, within the county of Prince George's, MD, stands at $657,900. For a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates, helping you determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in selecting the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
The aim of Lendersa® is to promptly secure the best USDA or FHA loan without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural neighborhoods. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans need no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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