As of 2026, the USDA loan limit in Largo, within the county of Prince George's, MD, stands at $657,900. For a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to evaluate today's leading USDA vs. FHA rates, helping you determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding in selecting the best program in for your specific financial situation.
2026 Loan Limits and Down Payment Requirements in Largo, Prince George's County, MD
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Largo, MD
The aim of Lendersa® is to promptly secure the best USDA or FHA loan without hassle. Start with one of three pathways to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is accessible only in rural neighborhoods. Unlike FHA loans, which have a minimum down payment requirement of 3.5%, USDA loans need no down payment.
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417 West Arden Avenue, Suite 121-C, Glendale, CA, 91203
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