USDA Vs. FHA Pro and Con comparison in Woodmore, Prince George's County, MD

In the year 2025, the limit for a USDA loan in Woodmore, located in the county of Prince George's, MD, is $657,900. On the other hand, the FHA loan cap for a single-family home reaches $822,375, defining crucial benchmarks for potential buyers looking to finance their dream home in this region.

Lendersa® provides a powerful USDA loan calculator, allowing you to compare today's USDA versus FHA best rates efficiently. This handy tool helps you estimate the income, credit score, reserves, and necessary documentation required for qualification. With our innovative mortgage comparison tool, you can examine USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program for your specific financial circumstances in .

Browse through and compare loan offers from a diverse group of 100 lenders

Comprehensive Overview of 2025 Loan Limits and Downpayment Needs in Woodmore, County of Prince George's, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Diverse USDA and FHA Loan Possibilities in Woodmore, MD

Lendersa® is committed to helping you secure the best USDA or FHA loan available, ensuring the process is swift and uncomplicated. Choose from one of three strategic starting points that guide you to matching lenders and specialized USDA loan programs tailored to your needs.

Lendersa's effective USDA loan request and matching results

An Introduction to USDA Loans in MD

USDA home loans are a remarkable opportunity as they are guaranteed by the U.S. government through the Department of Agriculture. Known as USDA rural development loans or USDA mortgages, they are tailored for rural communities. A key advantage over FHA loans, which require at least a 3.5% down payment, is that USDA loans demand no down payment, making them notably accessible to eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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