As of 2025, the USDA loan ceiling in Lochearn, Baltimore county, MD, stands at $466,400, contrasting with the FHA limit for a single-family house, which is $632,500.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. It assists in assessing income, credit scores, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice in for your financial condition.
2025 Loan Limits and Down Payment Necessities in Lochearn, Baltimore County, MD
Type of Loan
Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lochearn, MD
Lendersa® strives to quickly provide you with the optimal USDA or FHA loan without complications. Choose from these three pathways that match you with lenders and USDA loan schemes.
The USDA home loan, backed by the Department of Agriculture, is also called the USDA rural development loan or mortgage. This financial product is offered only in rural zones, distinguishing it from FHA loans that require at least a 3.5% down payment; in contrast, the USDA mortgage needs no down payment.
125 E. Colorado Blvd, Suite 1A, Spearfish, SD, 57783
Pioneer Bank & Trust offers a varied and complete assortment of state-of-the-art banking products and services. Although we believe our products are highly competitive in today’s high-tech banking world, it is our hometown, personal service that is responsible for our significant growth.
We want to welcome you to Junction National Bank's website! We hope our website provides valuable information to you either as a customer, or as a prospective customer. We hope your visit to our site is pleasant and informative and as always, we welcome your thoughts and suggestions.
Texas Champion Bank makes it convenient and easy to borrow for any purpose. We offer a complete range of loan products while delivering personal, efficient customer service. All decisions are made locally and in a professional and expedient manner. Texas Champion Bank can assist you with the following types of loans
HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”
5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.
CoastLife Credit Union is committed to serving all persons within its field of membership, including those with disabilities. We strive to make not only our physical branches accessible, but also to conform to WCAG 2.0 guidelines for website accessibility. Our efforts are ongoing including frequent testing and updates to improve accessibility.
The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.
Castroville State Bank was originally founded by a group of local citizens who recognized the need for a banking facility in Castroville. After traveling to Austin to meet with officials of the Texas Banking Commission, the delegation received approval to begin state banking operations on January 14, 1959.
