As of 2025, the USDA loan ceiling in Lochearn, Baltimore county, MD, stands at $466,400, contrasting with the FHA limit for a single-family house, which is $632,500.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA and FHA rates. It assists in assessing income, credit scores, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, guiding you to the best choice in for your financial condition.
2025 Loan Limits and Down Payment Necessities in Lochearn, Baltimore County, MD
Type of Loan
Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Lochearn, MD
Lendersa® strives to quickly provide you with the optimal USDA or FHA loan without complications. Choose from these three pathways that match you with lenders and USDA loan schemes.
The USDA home loan, backed by the Department of Agriculture, is also called the USDA rural development loan or mortgage. This financial product is offered only in rural zones, distinguishing it from FHA loans that require at least a 3.5% down payment; in contrast, the USDA mortgage needs no down payment.
FAMU Federal Credit Union is a not for profit financial institution located at 1610 South Monroe Street Tallahassee, Florida 32301 in the United States. Established in 1935, FAMU Federal Credit Union is a low income and minority designated federal credit union with a Community Development Financial Institutions (CDFI) certification
Envision Credit Union in North Florida and South Georgia is dedicated to providing products and services that improve our members’ financial positions including checking accounts, savings accounts, mortgages, auto loans, business loans and much more. Bank online, with our mobile app or visit one of our conveniently located branches in FL and GA
1741 Old St. Augustine Road, Tallahassee, FL, 32301
"First Commerce is committed to the well being of our community and all of us living in it. We're committed to making a difference with every person we meet and proudly support organizations that show that same level of passion and commitment.
Initially, it may be difficult to see the difference in the types of services"
The Consortium provides information and education regarding credit counseling and the process of purchasing a home to low income and very low income families. In addition, the Consortium administers the City of Tallahassee's Down Payment Assistance Programs and assists local lenders.
The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
4200 8th Street South, Wisconsin Rapids, WI, 54494
Established in 1923, Paper City Savings has served our community for over 95 years. The Association operates as a locally managed financial institution, owned by our depositors. Paper City Savings began with the purpose of providing mortgage loans for single-family homes in the South Wood County area.
WoodTrust Bank engages in a wide variety of financial service activities on behalf of a diverse group of corporate, family, individual and not-for-profit customers. The company serves approximately $3.0 billion in client assets and in the past has been named the #1 community Bank holding company in the United States by U.S. Banker magazine.
CAMPUS serves over 100,000 members from all over the world. As a not-for-profit cooperative, we are owned by our members. Profits are returned to our member-owners in the form of no- and low- cost financial services. Since our members own CAMPUS, we can never be bought, nor can we merge with another institution without our members’ approval.
