In 2026, the USDA loan limit for Randallstown in Baltimore county, MD, is $466,400. For a single-family home, the FHA limit is $632,500.
Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help you decide which program best fits your financial situation in Alabama.
Review loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to quickly securing the best USDA or FHA loans for you, easily and without hassle. Choose one of three pathways to match with lenders and suitable USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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