USDA VS FHA in Randallstown, Baltimore County, MD

In 2025, USDA loan limit in Randallstown, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Randallstown, county of Baltimore, MD

Loan Type Loan Limit Down payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Randallstown, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Sound Financial Mortgage LLC
  • 24267 Southeast 47th Place, Issaquah, WA, 98029
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans that make sense for our clients. We have the experience to help borrowers solve problems throughout the loan process. John Barlow is the President, Owner, Designated Mortgage Broker & Mortgage Loan Officer for Sound Financial Mortgage LLC.
  • BEN LINK, MORTGAGE
  • 9506 4th St NE, Lake Stevens, WA, 98258
  • Ben Link, Mortgage Broker. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here. and also you can help you with that, too. Sometimes you may not need to sell your current home.
  • Rancho Federal Credit Union
  • 12620 Erickson Ave, Suite H, Downey, CA, 90242
  • Rancho Federal Credit Union (RFCU) has been serving members and families since 1936 – meaning that we are celebrating our 85th anniversary this year. Rancho Federal has strong ties to union workers, and a long tradition of dedicated service. Unlike profit-driven banks, Rancho Federal believes it is our obligation to promote financial literacy.
  • American 1st Home Loans
  • 12067 Paramount Boulevard, Downey, CA, 90242
  • American 1st Home Loans offers a variety of loan programs. Perhaps you might be looking for your first home, an investment home or even a second/vacation home. Maybe you just need to only refinance your existing mortgage into a lower fixed rate or refinance your mortgage while consolidating other high interest loans.
  • Addison Funding
  • 1022 Olancha Drive, Los Angeles, CA, 90065
  • We, on the other hand, work for you, are approved on a wholesale level with a multitude lenders and have the marketing knowledge that can direct us to that wholesale conduit offering Conventional, FHA, VA, expanded conforming, jumbo or super jumbo financing at the best prevailing rates, but it doesn’t stop there.
  • Spada Loans
  • 12027 Paramount Boulevard, Downey, CA, 90242
  • SPADA, Italian for sword, epitomizes our strength, will, and ambition to cut down the time and money it takes to buy a property. It is recommended that you shop around with 3 or 4 lenders before you make a mortgage or loan decision. But with SPADA, we have partnerships with dozens of lenders and can do the shopping for you.
  • Pillar Financial Group
  • 8345 Firestone Boulevard, Suite 320, Downey, CA, 90242
  • Pillar Financial supports customers by providing Commercial and Residential lending solutions to help our customers reach their Real Estate goals you are in the research phase at the beginning of your refinancing or purchase search, And also founder of the Jonathan Calderon want to help you I am a real estate professional and finance specialist.
  • Straight deal mortgage
  • 300 PCH STE 405, Huntington Beach, CA, 92648
  • Discover home financing made easy with Straight Deal Mortgage! As a comprehensive Mortgage Brokerage, we connect you to a myriad of wholesale lenders, presenting a range of mortgage options tailored to your requirements. Rest assured, we're here to guide you in finding your ideal mortgage, ensuring you feel right at home with a trusted lender.
  • The Wright Loans
  • 2100 Main St, Suite 255, Huntington Beach, CA, 92648
  • At The Wright Loans, our commitment to transparency and educating the client separates us from our competitors. Our communication and negotiating skills are paramount to the value we create for his clients. As a referral business, the client’s satisfaction is the #1 priority. United American Mortgage Co is a full servimortgage Banker
  • Dove Lending Group Inc
  • 20422 Beach Blvd, Suite 305, Huntington Beach, CA, 92648
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • J&J Coastal Lending
  • 214 5th Street, Suite 205, Huntington Beach, CA, 92648
  • Our uncompromising integrity & dedication leads us to exceed customer expectations in all we do. You & your mortgage is our sole focus, & we make this process simple, fast & fun! It’s our promise to you. Working directly with Fannie Mae, Freddie Mac, (FHA & VA), & other portfolio mortgage loan programs. we’re able to provide the perfect mortgage.