USDA Vs. FHA your options comparison in Randallstown, Baltimore County, MD

In 2025, the USDA loan limit for Randallstown in Baltimore county, MD, is $466,400. For a single-family home, the FHA limit is $632,500.

Use the Lendersa® USDA loan calculator to compare today's best rates for USDA versus FHA loans, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side to help you decide which program best fits your financial situation in Alabama.

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2025 Loan Limits and Downpayment Requirements in Randallstown, Baltimore, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Randallstown, MD

Lendersa® is committed to quickly securing the best USDA or FHA loans for you, easily and without hassle. Choose one of three pathways to match with lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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