USDA VS FHA in Randallstown, Baltimore County, MD

In 2025, USDA loan limit in Randallstown, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Randallstown, county of Baltimore, MD

Loan Type Loan Limit Down payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Randallstown, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Neighborhood Trust Federal Credit Union
  • 1112 St Nicholas Avenue, New York, NY, 10032
  • Neighborhood Trust Federal Credit Union is a federally-regulated nonprofit financial institution serving Upper Manhattan since 1997. We are one of over 200 community development credit unions in the U.S. with a shared commitment to economic opportunity. Our Credit Union services are tailored to the nontraditional behavior of the financially underse
  • MGN Funding Corp
  • 115-01 Lefferts Blvd, South Ozone Park, NY, 11420
  • At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
  • cfsbank
  • 101 McKean Avenue, Charleroi, PA, 15022
  • At cfsbank, our tellers and managers take the time to get to know you and your needs. We want to hear about your plans to build the perfect house or take that dream vacation or open a business. We want to know how you’re doing and how we can help. And that’s as true today as it was 85 years ago.
  • Medisys Employees fcu
  • 8900 Van Wyck Expressway, 2nd Floor, Jamaica, NY, 11418
  • Medisys EFCU was chartered in 1972 as Jamaica Hospital Employees FCU, to serve the employees working at Jamaica Hospital Medical Center in Jamaica, Queens, NY. Over the years, and as the hospital’s influence has grown and changed, we have expanded our field of membership to include employees working for the many entities
  • Easton Financial Corp
  • 125-15 Liberty Avenue, 2nd Floor, South Richmond Hill, NY, 11419
  • We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different & we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Drexel Mortgage Corporation
  • 103-44 108th Street, Richmond Hill, NY, 11419
  • Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
  • OMNI MORTGAGE CORP.
  • 118-18 101 Avenue S, South Richmond Hill, NY, 11419
  • Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
  • Elizabeth Building & Loan Association
  • 519 Washington Street, Portsmouth, VA, 23704
  • In 1912 the founding members formed a mutual association named Elizabeth Building & Loan. Collectively the members put in their own funding to provide resources for lending. EB&L offers an alternative lending opportunity for first time home owners, repeat borrowers and investors.
  • Virginia Beach Postal Federal Credit Union
  • 501 Viking Drive, Suite A, Virginia Beach, VA, 23452
  • Virginia Beach Postal FCU was chartered on April 5, 1963 to accommodate the financial needs of Virginia Beach Postal Employees. In 2019 we expanded our field of membership to include all United States Postal Service Richmond Virginia District employees. Virginia Beach Postal Federal Credit Union, a member-owned financial institution.
  • Beach Municipal Federal Credit Union
  • 4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
  • Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
  • Easy Money EMG
  • 272 Bendix Road, Suite 500, Virginia Beach, VA, 23452
  • For over 25 years, Easy Money EMG has helped hundreds of thousands of good people get access to funds when they need them. We believe that everyone deserves a trustworthy source of credit to handle short-term needs whether they have good, fair or credit that needs a little help. We promise to work with you directly.