USDA Vs. FHA your options comparison in Pikesville, Baltimore County, MD

As of 2026, the USDA loan limit for Pikesville, located in Baltimore county, MD, is $466,400. In contrast, the FHA limit for a single-family home is $632,500.

Utilize the Lendersa® USDA loan calculator to compare today's prime USDA and FHA rates, evaluating the income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator enables you to view USDA, FHA, Conforming, and VA options side by side, helping you make an informed decision about the best program for your financial situation in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Pikesville, Baltimore, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Pikesville, MD

Lendersa® is here to efficiently connect you with the best USDA or FHA loans, without any hassle. Choose from three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and reserved for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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