USDA Vs. FHA Pro and Con comparison in Maryland-City, Anne Arundel County, MD
In 2025, the USDA loan cap in Maryland-City, within Anne Arundel county, MD, stands at $430,500. Meanwhile, the FHA limit for a single-family property is $538,200. These specified limits assist potential homeowners in making informed financial decisions.
Utilize the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA loans today, and determine the necessary income, credit health, reserves, and documentation required to meet eligibility criteria. With our advanced mortgage tool, you can visually compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program that best fits your financial strategy in .
2025 Loan Limits and Down Payment Requirements in Maryland-City, Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Maryland-City, MD
Lendersa® aims to swiftly secure the most favorable USDA or FHA loan seamlessly. Choose one of three approaches to find compatible lenders and USDA loan programs tailored to your needs.
The USDA home loan, backed by the U.S. Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is designed specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans provide the advantage of no down payment needed, thus facilitating an easier entry into homeownership for eligible applicants.
189 South Orange Ave., Suite 970, Orlando, FL, 32801
FBC Mortgage, LLC is a Top 20 National Mortgage Lender headquartered in Orlando, Florida. FBC is licensed in 47 states and has over 81 branches and 750 employees nationwide. FBC specializes in residential mortgage lending through our retail and wholesale/correspondent channels, and offers purchase, refinance, construction, and renovation loans
We understand that each client is unique with different needs.Therefore we offer many programs from Conventional, FHA, VA, USDA, to Bank Statements, & Investor Quick Fix and Flip loans.All designed for a successful approval and closing.
We work directly with wholesale lenders which offers us low wholesale rates passed directly to the client.
Florida Home Funding, an Orlando Florida mortgage broker, we have the experience, financial strength, and personalized service you can count on. As a client of Florida Home Funding, you will benefit from the personal attention and experience of our licensed mortgage professionals coupled with our wide range of competitive mortgage products.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Brannen Bank has been providing personalized banking service since 1926 when our founder, George H. Brannen, Sr., established the first Brannen Bank in historic Homosassa as the Bank of Homosassa. Relocated to Inverness in 1929 and renamed The Bank of Inverness Brannen Bank was the only bank in Citrus County to survive the economic crash of 1929.
We are a Mortgage Broker Business located in Inverness, FL. We pride ourselves on the highest level of client satisfaction and face to face service. We are available at any time, in our office or after hours. We can be reached by phone, text or emails. We consider it a privilege to work together in providing for your mortgage needs.
The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
Insight Credit Union is a state-chartered credit union dedicated to improving the financial lives of those who live and work in the communities it serves. With 13 locations and more than 125 employees, Insight serves over 50,000 members in Orange, Seminole, Volusia, Osceola, Lake, Sumter, Citrus and Marion Counties.
