USDA Vs. FHA Pro and Con comparison in Maryland-City, Anne Arundel County, MD
In 2025, the USDA loan cap in Maryland-City, within Anne Arundel county, MD, stands at $430,500. Meanwhile, the FHA limit for a single-family property is $538,200. These specified limits assist potential homeowners in making informed financial decisions.
Utilize the Lendersa® USDA loan calculator to compare the top rates between USDA and FHA loans today, and determine the necessary income, credit health, reserves, and documentation required to meet eligibility criteria. With our advanced mortgage tool, you can visually compare USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program that best fits your financial strategy in .
2025 Loan Limits and Down Payment Requirements in Maryland-City, Anne Arundel, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Options in Maryland-City, MD
Lendersa® aims to swiftly secure the most favorable USDA or FHA loan seamlessly. Choose one of three approaches to find compatible lenders and USDA loan programs tailored to your needs.
The USDA home loan, backed by the U.S. Department of Agriculture and often called a USDA rural development loan or USDA mortgage, is designed specifically for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans provide the advantage of no down payment needed, thus facilitating an easier entry into homeownership for eligible applicants.
Founded in 2002, Greentree Mortgage has helped hundreds of people with their purchase and refinancing needs. We are a people first company with our client’s best interest as our primary goal. This philosophy has helped us grow into the successful company that we are today. We have great relationships with big and small banks alike.
Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
375 E Horsetooth Rd, Building 2, Suite 201, Fort Collins, CO, 80525
Our team is your dedicated mortgage broker located in Fort Collins, Colorado. We believe your mortgage is more than a liability. If designed properly it can be a vital tool in helping you achieve your personal and financial goals.
Since your home is likely to be one of your largest assets, and your mortgage your largest debt
149 West Harvard Street, Suite 302, Fort Collins, CO, 80525
Integrity Lending Solutions Inc, was established in 2005 by Justin Obert and Mark Martino. We are local transplants from Colorado Springs, we both attended Colorado State University and never left the beautiful city of Fort Collins. Once we graduated we came upon the realization that we need to start a career. After learning the ropes.
Central Park Mortgage industry for over 20 years. I have done everything from Underwriting, Closing, Secondary Market, and Post Closing. My specialty is Jumbo Underwriting. However my true passion is thinking outside of the box to help customers obtain financing and ultimately the dream of home-ownership.
3578 Hartsel Dr. Ste E-620, Colorado Springs, CO, 80920
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Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7150 Campus Dr, Suite 265, Colorado Springs, CO, 80920
“Affinity Mortgage Brokers” came to be just a few years ago, but its history stretches so much further than that. Dwight Howard, President and CEO of Affinity Mortgage, has been working in the mortgage industry since the 1990s. In the beginning, he was a Soldier by day and a Home Loan Specialist by night.
