USDA Vs. FHA your options comparison in Maryland-City, Anne Arundel County, MD

In 2025, USDA loan limit in Maryland-City, county of Anne Arundel, MD is $430,500 while FHA limit is $538,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Maryland-City, county of Anne Arundel, MD

Loan Type Loan Limit Down payment
USDA $430,500 0%
FHA $538,200 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Maryland-City, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • We Lend, LLC
  • 54 W 40th Street, New York, NY, 10018
  • We Lend is a nationwide Private lender focused on providing quick and low-cost capital for investment properties. We Lend’s approach to lending is centered around the investor, allowing the investor to focus more on their investment and less on the loan process. The We Lend team is here to assist in the expansion of your real estate portfolio!
  • Dominion Capital Holdings LLC
  • 256 West 38th Street, 15th Floor, New York, NY, 10018
  • Dominion Capital is a U.S. investment advisory firm based in New York City. We invest in Capital Markets, Real Estate, Structured Products, and Venture Capital. Capital Markets: Our trading desk has relationships with several financial institutions to provide liquidity to public markets.
  • SBA Loan Group
  • 1650 Eastern Parkway, Suite 207, Brooklyn, NY, 11233
  • SBA Loan Group was founded in 2012 to guide small business owners about the SBA loan program and how it works. We specialize in SBA loans, and you are not just a number on a check l-list, but a client and can have personalized attention because each deal is unique for us. Yankie Markowitz is the Chief Executive Officer of SBA Loan Group.
  • Lamar M. Collins, CMPS
  • 197 Ralph Avenue, Ground Floor, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. All loans arranged with third party providers.
  • GCT Mortgage Brokers LLC
  • 253 Ralph Avenue, Suite 100, Brooklyn, NY, 11233
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • http://www.blueskyfundingusa.com
  • 887 Myrtle Avenue, Brooklyn, New York, NY, 11206
  • Blue Sky Capital Funding is a distinguished provider of financial solutions, specializing in offering tailored funding options to meet the diverse needs of businesses. Founded with the mission to support growth and facilitate financial stability, Blue Sky Capital Funding has established itself as a trusted partner in the capital markets.
  • Habib American Bank
  • 99 Madison Avenue, New York, NY, 10016
  • Discover Habib American Bank - your trusted partner in financial innovation. With a legacy of commitment towards personalized banking, we empower you with modern solutions crafted to meet your unique financial needs. Explore our tailored banking services and join a community where your financial future is our priority. Contact us today for a bankin
  • The First National Bank of Long Island
  • 232 Madison Ave, New York, NY, 10016
  • The First National Bank of Long Island, the sole subsidiary of The First of Long Island Corporation (NASDAQ:FLIC), is a local bank founded in 1927 in Glen Head, New York. Through its branch network branded as First National Bank LI, the Bank focuses on business and consumer needs on Long Island and in New York City. We offer a broad set of lending