USDA VS FHA in South-Laurel, Prince George's County, MD

In the year 2025, the USDA loan limit for South-Laurel, located in the county of Prince George's, MD, is set at $657,900. For a single-family residence, the FHA limit stands at $822,375.

To compare the best rates for USDA and FHA today, make use of the Lendersa® USDA loan calculator. This tool will assist you in understanding the income, credit score, reserves, and documentation required to meet qualifications. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your specific financial needs in .

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2025 Loan Limits and Downpayment Requirements in South-Laurel, County of Prince George's, MD

Loan Type Loan Limit Down Payment Requirement
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Options in South-Laurel, MD

The prime objective of Lendersa® is to facilitate you in securing the fastest and most efficient USDA or FHA loan without unnecessary difficulties. Choose from three starting options that align lenders with USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development or USDA mortgage, offered specifically in rural areas. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Bank of Forest
  • 211 West Third Street, Forest, MS, 39074
  • Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
  • Integrity Financial Services
  • 13129 66th Street, Largo, FL, 33773
  • Integrity Financial Services is a full service residential and commercial lending company. Our staff of mortgage professionals are committed to 100% customer satisfaction. We understand our clients have choices for their mortgage needs. That is why we pride ourselves in a sound consultative approach to deliver the right loan program
  • DDA Mortgage Inc
  • 11701 South Belcher Rd, Suite 101A, Largo, FL, 33773
  • "DDA Mortgage Brokerage NMLS# 324326 Didier Malagies NMLS# 212566 Great partner to Realtors by offer a broad array of loans and outstanding service. FHA, FNMA, FHMC, VA, Conventional, HomePath, USDA, FHA 203k, Jumbo, Foreign, Construction, and more. 34 years of experience partnering with real estate professionals"
  • First Community Bank Arkansas
  • 1325 Harrison Street, 2nd Floor, Batesville, AR, 72501
  • First Community Bank is a locally owned and operated bank with a big heart for the communities we serve. Upon founding First Community Bank in 1997, we made a pledge to put community first in every decision we made. Our slogan "Where Community Comes First" is our commitment to be good community partners.
  • Citizens Bank
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  • Citizens Bank now exceeds assets of $1.1 billion and remains headquartered in Batesville, AR. Citizens Bank is a financial services organization committed to meeting the needs of the communities it serves. Our progressive community Banking model focuses on the delivery of exceptional customer service while employing advanced technology.
  • Generation Mortgage
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  • Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending
  • Peoples Savings Bank
  • 106 South Second Street, Montezuma, IA, 50171
  • In 1946, after numerous requests from Montezuma citizens, Melvin Arendt bid farewell to his brother, Louis, at Gibson Savings Bank and moved his family to Montezuma to start Peoples Savings Bank. Melvin was joined in the bank by his two sons Richard and Jim and son-in-law Bill Bolen. Jim later retired in July of 2001.
  • Lincoln Financial Mortgage Corporation
  • 10658 Seminole Blvd, Seminole, FL, 33778
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Ocean Blue Mortgages Inc
  • 14562 Vista Lane, Largo, FL, 33774
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.