USDA Vs. FHA your options comparison in South-Laurel, Prince George's County, MD
In the year 2026, the USDA loan limit for South-Laurel, located in the county of Prince George's, MD, is set at $657,900. For a single-family residence, the FHA limit stands at $822,375.
To compare the best rates for USDA and FHA today, make use of the Lendersa® USDA loan calculator. This tool will assist you in understanding the income, credit score, reserves, and documentation required to meet qualifications. Our advanced mortgage calculator provides a side-by-side look at USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program for your specific financial needs in .
2026 Loan Limits and Downpayment Requirements in South-Laurel, County of Prince George's, MD
Loan Type
Loan Limit
Down Payment Requirement
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in South-Laurel, MD
The prime objective of Lendersa® is to facilitate you in securing the fastest and most efficient USDA or FHA loan without unnecessary difficulties. Choose from three starting options that align lenders with USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development or USDA mortgage, offered specifically in rural areas. In contrast to FHA loans that necessitate a minimum down payment of 3.5%, USDA mortgages have no down payment requirement.
At Cross Mortgage we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
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