For 2026, the USDA loan limit in Savage, within Howard county, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is $632,500.
Use Lendersa® USDA loan calculator to compare the top USDA vs FHA rates today. Identify the income, credit, reserves, and documentation required for eligibility. Our dynamic mortgage calculator compares USDA, FHA, Conforming, and VA programs side by side, helping you find the best financial option in .
2026 Loan Limits and Down Payment Requirements in Savage, Howard County, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Savage, MD
Lendersa® aims to provide you with the best USDA or FHA loans quickly and hassle-free. Choose from three initial options to connect with matching lenders and explore USDA loan programs.
The USDA home loan is guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, and it is available only in rural areas. Unlike FHA loans which require a minimum 3.5% down payment, the USDA loan has no down payment requirement, making it more accessible for eligible buyers.
31726 Rancho Viejo Road, Suite 209, San Juan Capistrano, CA, 92675
RSI Financial Services is a direct lender and mortgage broker headquartered in San Juan Capistrano, California. Founded in 2003, RSI Financial Services provides a range of home loan options for buying and refinancing. Our experienced loan professionals are dedicated to helping you through the loan process
31910 Del Obispo Street, Suite 100, San Juan Capistrano, CA, 92675
Hybrid Agents in our brokering platform can choose from many different lending sources to give consumers the best available product, rates, cost, and service. We partner with some of the most competitive investors in the industry. Hybrid Agents practicing lending and real estate use a fully integrated
30220 Rancho Viejo Road, Suite E, San Juan Capistrano, CA, 92675
Linear Home Loans was founded in 2008 on the principles of fair and ethical lending, with a customer-centric strategy to deliver great service and competitive rates.We strive to provide only the best customer service as it is our goal to make sure every client of ours has a positive mortgage experience.
30448 Rancho Viejo Road, Suite 120, San Juan Capistrano, CA, 92675
"Introducing, a one of a kind new program exclusively for Active Military and Veterans, it occurred to us that there must be a better way for “VA folks” just like you to BUY your ultimate home!
Your VA loan benefit is a very powerful tool, but it falls desperately short when it comes to paying for everything to actually finish the home"
2545 Chino Hills Pkwy, Suite D, Chino Hills, CA, 91709
ERA Prime Properties satisfaction of such propels business. Success is based on getting what you want, happiness is liking what you get.So, when my customers get what they want, happiness permeates the environment and a win/win situation is established which leads to growth and development thus success.
We've been in business since 1994. We are a small family owned and operated mortgage company. We are dedicated to providing the highest level of service and expertise to our clients. Our approach is unique. We listen. We listen to what your needs and goals are. Then we use our knowledge and expertise
SoCal Pacific Real Estate Services, where we specialize in residential mortgages. At SoCal Pacific Real Estate Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
At Pacific Tech Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
