USDA VS FHA in Laurel, Prince George's County, MD

In the year 2025, the USDA loan limit for Laurel, nestled in Prince George's county, MD, is set at $657,900, whereas for a single-family home, the FHA limit is $822,375.

Utilize the Lendersa® USDA loan calculator to contrast today's leading USDA and FHA rates. This enables you to assess the needed income, credit status, reserves, and documents to qualify. With our state-of-the-art mortgage calculator, view the USDA, FHA, Conforming, and VA options side by side to decide which loan program in best suits your financial needs.

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2025 Loan Limits and Downpayment Requirements in Laurel, Prince George's County, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Exploring USDA and FHA Loan Opportunities in Laurel, MD

Lendersa® aims to secure the best possible USDA or FHA loan swiftly and with ease. Choose from three starting paths to connect you with lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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