In 2026, the USDA loan limit for Riva, situated in Anne Arundel county, MD, is $466,400. Meanwhile, the FHA limit for a single-family home is set at $632,500.
Leverage the Lendersa® USDA loan calculator to compare today’s prime USDA and FHA rates. Determine the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best option in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $466,400 | 0% |
| FHA | $632,500 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to secure the best USDA or FHA loan for you quickly, with minimal hassle. Choose from three starting points that lead to matching lenders and USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically for rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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