USDA Vs. FHA Pro and Con comparison in Cockeysville, Baltimore County, MD
In 2025, USDA loan limit in Cockeysville, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Cockeysville, county of Baltimore, MD
Loan Type
Loan Limit
Down payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Cockeysville, MD
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
26111 Marguerite Pkwy #A, Mission Viejo, CA, 92692
Home Financing Inc. is a direct lender that boasts a record 8 calendar day close on a purchase with most loans ready to close in 17 days. Both clients and business partners rave about Home Financing's expertise, customer service and mastery of its trade. Home Financing Inc. does one thing better than anyone else and it's all in the name!!
26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
At Prime Broker Loans LLC. We are a full-service mortgage company based in Yorba Linda, CA. We specialize in FHA and Jumbo Home Loans in Yorba Linda. We also serve the surrounding cities in Orange County. Whether you are buying a home or refinancing in the zip code 92886, we can help you realize your dream of homeownership
We provide our home buying clients with local expertise to help them find the ideal home and neighborhood to suit their lifestyle. We represent new home developers who specialize in building luxury homes in prime residential neighborhoods. Each home is crafted to offer the best in contemporary design and amenities.
American Commerce Mortgage has been providing clients in California with mortgage financing solutions since 1986. Our excellent reputation as a trusted mortgage professional has been built on our ability to provide fast financing solutions for borrowers. Our integrity and dedication to customer service.
4676 Lakeview Ave, Suite 204, Yorba Linda, CA, 92886
The Brokerage, We are home loan experts dedicated to making sure your home purchase or refinance experience is uniquly customized to meet or exceed your needs and goals. We've been helping customers afford the home of their dreams for over 18 years and love what we do. There are a number of different types of home loans available to you
18431 Yorba Linda Boulevard, Suite 3, Yorba Linda, CA, 92886
Professional Financial Mortgage, it is our mission to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
18431 Yorba Linda Boulevard, Yorba Linda, CA, 92886
Citizens Direct was founded in May 2008 during a time when many other mortgage companies were radically down-sizing or even closing. We saw the need to assist homeowners when no one else seemed interested in helping. This usual lending environment and the obvious need from customers to get help was the inspiration for our name, Citizens Direct
