USDA Vs. FHA your options comparison in Cockeysville, Baltimore County, MD

In 2025, for Cockeysville in Baltimore, MD, the USDA loan limit is $466,400, and the FHA limit stands at $632,500 for a single home.

Use Lendersa®'s USDA loan calculator to contrast today's prime USDA vs. FHA rates and find out the required income, credit level, reserves, and documents to qualify. Our advanced mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you in selecting the best program for your financial circumstances in .

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2025 Loan Limits and Downpayment Conditions in Cockeysville, Baltimore, MD

Loan Type Loan Limit Down Payment
USDA $466,400 0%
FHA $632,500 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cockeysville, MD

Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan, minimizing hassle. Start from one of three options that match you with lenders and USDA loan opportunities.

Results from Lendersa USDA loan request and matching

Understanding USDA Loans in MD

A USDA home loan is a government-backed mortgage by the Department of Agriculture, known also as a USDA rural development loan. Available solely to rural areas, this loan requires no down payment, in contrast to FHA loans with at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Florida Home Mortgage Corp
  • 1949 Par Drive, Naples, FL, 34120
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Wilson Mortgage Services
  • PO Box 332, Cornwall, PA, 34135
  • Wilson Mortgage Services Inc is committed to providing personalized origination service for your mortgage financing needs. We've been in business since 1997 and have established business relationships with numerous lenders in an effort to help borrowers. Eileen Wilson, the owner, personally handles your file from start to finis
  • Park Shore Mortgage Corp
  • 8891 Brighton Lane Suite 102, Bonita Springs, FL, 34135
  • Park Shore Mortgage Corp has specialized in all types of residential financing to help people fund their place in paradise. Located just minutes from the Gulf of Mexico along Florida’s southwest coast, Park Shore Mortgage Corp takes the philosophy of the idyllic lifestyle to heart.
  • Buckeye Lending Solutions, Inc
  • 9990 Coconut Rd #257, Bonita Springs, FL, 34135
  • "Buckeye Lending Solutions values partnerships with reliable professionals in the real estate, financial and home services industries. If you are in need of a reference, please call us! Buckeye Lending Solutions is committed to providing your clients with: Answers to their questions Responsive proactive communication"
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  • 5600 La Centre Ave, Suite 100, Albertville, MN, 55301
  • St. Cloud Financial Credit Union is a local not-for-profit. That means it is natural for us to focus on our members' needs, not our bottom line. We care, we partner with our members on their banking needs, and we build genuine relationships. We are committed to creating a meaningful difference for our members and our community.
  • First Security Bank Missouri
  • 4 And Cedar, Union Star, MO, 64494
  • First Security Bank was originally established on June 3rd, 1890 in Union Star, Missouri. After over 110 years of growth in Union Star, the decision was made to establish another facility. On April, 2001, First Security Bank opened its new facility in Trimble, MO. The Trimble area was chosen because it fit well into First Security Bank's goal.
  • Southeast American Financial Group, Inc
  • 1745 N University Drive, Hollywood, FL, 33024
  • Janette Davis is the President and co-owner of Southeast American Financial Group, Inc. which was established in 2004. Janette L. Davis, MBA, CPA has been a CPA for 24 years. She also has over 20 years of experience in the South Florida Banking industry where she held various executive positions.
  • Family Home Loans
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  • City First Mortgage Corporation
  • 6100 Hollywood Blvd, Suite 305, Hollywood, FL, 33024
  • City First Mortgage was established in 1988 as a licensed mortgage Lender. Our mission has been to offer alternative financing options to the Florida consumer. We are a non-conforming Lender catering to the Florida Mortgage Brokerage and Real estate brokerage industry. Our corporate offices are located in Hollywood, Florida