USDA Vs. FHA your options comparison in Cockeysville, Baltimore County, MD
In 2026, for Cockeysville in Baltimore, MD, the USDA loan limit is $466,400, and the FHA limit stands at $632,500 for a single home.
Use Lendersa®'s USDA loan calculator to contrast today's prime USDA vs. FHA rates and find out the required income, credit level, reserves, and documents to qualify. Our advanced mortgage calculator displays side-by-side comparisons of USDA, FHA, Conforming, and VA loans, guiding you in selecting the best program for your financial circumstances in .
2026 Loan Limits and Downpayment Conditions in Cockeysville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Cockeysville, MD
Lendersa® aims to quickly connect you with the most suitable USDA or FHA loan, minimizing hassle. Start from one of three options that match you with lenders and USDA loan opportunities.
A USDA home loan is a government-backed mortgage by the Department of Agriculture, known also as a USDA rural development loan. Available solely to rural areas, this loan requires no down payment, in contrast to FHA loans with at least a 3.5% down payment.
10260 SW Greenburg Road, Suite 830, Portland, OR, 97223
Mortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
10300 SW Greenburg Road - Suite 270, Portland, OR, 97223
Silverado Funding LLC is a mortgage banker and lender specializing in private money loans to individual borrowers or businesses in need of financing for real estate transactions. Established in 2006, we have provided funding on more than 900 investment transactions. We originate, process, fund, and service all of our loans.
10260 SW GREENBURG ROAD, SUITE 830, Portland, OR, 97223
ortgage Express has been an industry leader in residential lending since our doors opened in 1999. From a single office located just outside of Portland, OR, Mortgage Express has grown to 8 offices throughout Oregon and Washington by developing lasting relationships with our valued clients and referral partners.
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
FIRST FOOTHILL MORTGAGE is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools
Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070
Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070
Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224
Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.
Westcorp is a local wholesale mortgage broker licensed to do business throughout Oregon & Washington. We have numerous lender partners that we use to shop low rate loan options personalized to our client's particular need and situation.Westcorp Mortgage Group is always on the lookout for mortgage loan officers who want what wholesale has to offer..
