USDA and FHA Pro and Con in Middletown, Frederick County, MD
For the year 2025, the USDA loan ceiling in Middletown, situated in the county of Frederick, MD, is set at $776,600. In contrast, the FHA limit for a single-family dwelling stands at $1,089,300. These figures play a crucial role in financial planning for potential homeowners.
Maximize the benefits of the Lendersa® USDA loan calculator to closely examine the most competitive rates between USDA and FHA today. This tool also helps identify necessary income, credit score details, reserves, and essential documentation for qualification. Our sophisticated mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side by side, simplifying your decision on which program is optimal for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Middletown, Frederick, MD
Loan Type
Loan Limit
Downpayment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Middletown, MD
The mission of Lendersa® is to simplify the process of obtaining the best USDA or FHA loan efficiently and with minimal stress. Begin by choosing from three pathways to connect you with lenders and detailed USDA loan programs.
A USDA home loan is a government-backed mortgage, specifically through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages. These loans are uniquely available in rural localities. Unlike FHA loans that mandate a minimum downpayment of 3.5%, USDA loans require no downpayment, offering a significant advantage for eligible applicants.
You will work with a team that has 57 years of combined mortgage industry experience. Vista Loans uses the latest comparative analysis software which allows us to research and compare hundreds of loan programs & rates to find the best options to meet your needs. Your satisfaction is our Top Priority! Most Important to Us is Customers Satisfaction.
Westar Funding Inc. is a leading private money lender. We produce fast, reasonable, secure real estate loans that enable you to close quickly on residential & commercial investment properties. Westar offers financing that avoids the time-consuming process and onerous requirements of conventional lenders.
Private Capital Northwest is primarily a private money lender. Other names normally associated and used synonymously with private money lending include hard money, soft money, non-conforming, alternative, and asset- or equity-based lending Our loans are based on the asset, meaning the real property secures the loan.
Northwest Neighborhood Realty and Northwest Home Loan is committed to helping you either find the right home or mortgage product for your needs. We understand that every buyer and borrower is different. We offer a variety of products to meet your individual requirements. When you submit a loan request with us, we will work closely.
eLink Realty LLC, doing business as eLink Realty is a licensed real estate broker. Our associates may have acted as a real estate broker representing the buyer/seller in the sale of properties.eLink Mortgage would like to provide mortgage brokerage services to you in connection with your loan to purchase properties.
With over 34 years of experience I come with a fresh prospective on the mortgage world. Being a mortgage broker at the beginning of my career and now here again after working in all other aspects of the business, I have a full understanding of the lending world and how to find the best product and pricing for my clients.
16300 Christensen Rd, Suite 350, Seattle, WA, 98188
We started Certain Lending to standardize mortgage lending and correct market inefficiencies through software. We created a direct lending company to research, develop and perfect the borrower experience, loan origination, and capital markets features that a successful platform must address.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
18321 Ventura Boulevard, Suite 300, Tarzana, CA, 91356
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a
real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been
in real estate and lending industry for more than 30 years. He is real estate mortgage expert
and practitioner. And acquired a great deal of experience"
