USDA Vs. FHA Pro and Con comparison in Middletown, Frederick County, MD
For the year 2025, the USDA loan ceiling in Middletown, situated in the county of Frederick, MD, is set at $776,600. In contrast, the FHA limit for a single-family dwelling stands at $1,089,300. These figures play a crucial role in financial planning for potential homeowners.
Maximize the benefits of the Lendersa® USDA loan calculator to closely examine the most competitive rates between USDA and FHA today. This tool also helps identify necessary income, credit score details, reserves, and essential documentation for qualification. Our sophisticated mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loans side by side, simplifying your decision on which program is optimal for your financial circumstances in .
2025 Loan Limits and Downpayment Requirements in Middletown, Frederick, MD
Loan Type
Loan Limit
Downpayment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Opportunities in Middletown, MD
The mission of Lendersa® is to simplify the process of obtaining the best USDA or FHA loan efficiently and with minimal stress. Begin by choosing from three pathways to connect you with lenders and detailed USDA loan programs.
A USDA home loan is a government-backed mortgage, specifically through the Department of Agriculture, also known as USDA rural development loans or USDA mortgages. These loans are uniquely available in rural localities. Unlike FHA loans that mandate a minimum downpayment of 3.5%, USDA loans require no downpayment, offering a significant advantage for eligible applicants.
In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.
AFECU purchased the building it currently operates from in January 2011.
For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.
We exist to help you meet all of your financial needs.
Red River Credit Corporation, we want to make getting a loan and paying it off as easy as possible. We'll listen to you needs and consider your budget to pair you with the loan option that best suits your situation. Once you're approved, you'll quickly have access to the cash you need, up to $1620.00 And paying for your loan is easy.
We offer a wide range of personal and business services to meet all of your financial needs while providing the personal touch and responsiveness our clients deserve and expect. Talk with us about your individual needs and we will work with you to determine the perfect accounts for you. We sincerely appreciate your business and pledge to work
Harwood State Bank was one of the banks to survive that era with a strong capital ratio. The bank sold $7,000 more in stock in 1951 to raise the capital stock to $25,000. There have been two stock splits since that time. The first in 1959 and the second in 1980, and our capital stock is now $100,000.
Bank of Doniphan is located directly in the heart of Central Nebraska, founded in 1965 on the principal that treating people right simply never goes out of style.
We firmly believe that by placing our customer’s interest first, we contribute to the financial success of our customers and in turn the communities we serve.
Red River State Bank is one bank serving many communities in the Red River Valley. Since the beginnings of First State Bank of Fertile in 1887 & Red River State Bank in Halstad in 1904 we have taken the same approach, one-on-one personal service. Everyone has different banking needs, from agricultural loans and lines of credit to personal deposit.
The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
