USDA Vs. FHA Pro and Con comparison in Boonsboro, Washington County, MD
In 2026, the USDA loan limit for Boonsboro, located in the county of Washington, MD, is $336,500, while the FHA limit for a single-family home is $472,030.
You can use the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans. This tool helps you assess income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Boonsboro, Washington, MD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Boonsboro, MD
The goal of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you, without hassle. Choose from three starting points to find matching lenders and USDA loan programs.
The USDA home loan is backed by the government’s Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.
322 S. Cascade Avenue, Colorado Springs, CO, 80903
Pikes Peak Regional Development Corporation (PPRDC) was formed in January, 1976, under the name of the Old Colorado City Development Company. The organization originated through the cooperative efforts of the City of Colorado Springs and business persons from the “Westside” area of the city.
501 S Tejon Street, Suite 250, Colorado Springs, CO, 80903
My name is Ivan Acosta and I want to thank you for taking the time to visit my website. I guarantee you'll find plenty of helpful information to assist you in purchasing your new home or ReFinancing your current Colorado Springs Home Loan. I am a Colorado Springs Mortgage consultant, serving all of Colorado Springs, and the surrounding communities.
1 South Nevada Avenue, Suite 105, Colorado Springs, CO, 80903
Established in 1995, CB&T Mortgage has grown to become one of the largest and most trusted Colorado-based mortgage bankers. Distinguished by our local, personal approach, every loan that crosses our desk is underwritten and closed here in Colorado. Because there’s no outsourcing of files to someone.
422 East Vermijo Avenue, Suite 414, Colorado Springs, CO, 80903
Handcrafted Home Mortgage, a Colorado Springs mortgage lender specializing in purchase home loans and refinance loans. As artists in the craft of lending, our Mortgage Craftsmen are dedicated to making your home loan process a different experience than what you may have experienced in the past. With a focus on helping our families explore.
2 S Wahsatch Ave, Suite 100, Colorado Springs, CO, 80903
UMortgage is a local mortgage broker serving home buyers and clients in Colorado. With access to innovative technology and a centralized support team, Herman Combs ensures a faster, easier, and cheaper loan process. broker serving home buyers and clients in Colorado. With access to innovative technology
118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs
711 North Cascade Avenue, Suite 100, Colorado Springs, CO, 80903
Hans Fetterhoff prides himself on taking an honest and educated approach to each and every unique situation that he encounters with his clients. Hans has the knowledge, experience and professionalism that real estate buyers demand in this difficult market. If you're looking for an experienced, efficient and professional mortgage lender.
7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
"ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND.
Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
