USDA Vs. FHA Pro and Con comparison in Boonsboro, Washington County, MD

In 2025, the USDA loan limit for Boonsboro, located in the county of Washington, MD, is $336,500, while the FHA limit for a single-family home is $472,030.

You can use the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans. This tool helps you assess income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Boonsboro, Washington, MD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Boonsboro, MD

The goal of Lendersa® is to quickly and effortlessly secure the best USDA or FHA loan for you, without hassle. Choose from three starting points to find matching lenders and USDA loan programs.

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Understanding USDA Loans in MD

The USDA home loan is backed by the government’s Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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