USDA and FHA Pro and Con in Frederick, Frederick County, MD
In 2025, the USDA loan limit for Frederick in the county of Frederick, MD, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the current top rates of USDA against FHA loans. It will help you understand the income, credit, reserves, and documentation essential for qualification. With our advanced mortgage calculator, you can assess USDA, FHA, Conforming, and VA side by side, ensuring you select the most suitable program in Alabama for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Frederick, Frederick, MD
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Frederick, MD
The mission of Lendersa® is to connect you swiftly and easily with the perfect USDA or FHA loans. Choose one of three starting paths that lead you to compatible lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and is specifically for rural locales. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans have no down payment requirement.
At Elite Financial, our collective goal advanced us to high standard in the mortgage industry by word-of-mouth referrals and mission What others can’t do Elite Financial can. For over 30 years, we've been a growing team from dynamic people with talent of 100% loan approval to trust, information security and privacy.
At Elite Financial Lending our clients’ goals are our first priority without compromise, we provide unparalleled service with expertise that will exceed your expectations whether you are needing to purchase a home or re-finance and we strive to ensure that each and every client is completely satisfied. This is our commitment to you.
Since 1995, we have remained true to putting others first. Now with Loan Officers from coast-to-coast, we know it's the right way to do business and (in our humble opinion) the only way. We're dedicated to finding great rates & loan options for our customers while offering some of the fastest turn times in the industry.
I have been providing my customers exceptional customer service for over 15 years I have had several positions in the mortgage industry that have giving me the insight and understanding of the entire loan process. With this knowledge I am able to get loans approved quicker with fewer conditions which lead to a shorter loan process times.
In April 1957, a small group of community and business leaders came together and voted to establish a home-owned bank in Corvallis. The organizers intended to fill a need for a friendly banking service dedicated to all of the community and to the building of a thriving local economy.
Gateway Credit Union represents a strong and secure financial institution. Still committed to quality service, GCU looks forward to many years of serving the financial needs of its membership. Gateway Credit Union (formerly known as Food Industries Credit Union) has been open since 1963.
Our mission is To provide members with low rates on loans and a high return on their savings as well as other financial services based upon co-operative principles. To provide our members with a convenient, friendly atmosphere and offer them the opportunity to achieve a higher standard of living with a feeling of ownership of the credit union.
"FLUENT MORTGAGE CORP is in the Mortgage Bankers and Loan Correspondents industry in Springfield, OR. This company currently has approximately 1 to 5 employees and annual sales of Under $500, 000.
Chris B. is the owner speak Mortgage Fluently We specialize in VA, Conforming, & Portfolio Residential Financing
AIC is a Eugene/Springfield OR based company offering Private Money loans for Non-Owner occupied residential as well as Commercial properties located in Oregon. AIC's common sense real estate loans are for bona fide business purposes and not intended for personal or household purposes.
We proudly offer customized products and services to small and medium size businesses in our local area. We supplement our traditional bank loans with government guaranteed options that can provide benefits to our clients that they may not have in our conventional loan product. Our mission is to provide exceptional personal banking services.
Wholesale Direct Lending buying, selling, Refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
"Rafael Jauregui and his staff have dedicated themselves to providing outstanding services to customers involved in the financing of residential real estate
Rafael Jauregui is committed to providing excellence you deserve. From the first-time homebuyer needing down payment assistance to the sophisticated investor"
