USDA and FHA Pro and Con in Brunswick, Frederick County, MD

In 2025, the USDA loan limit in Brunswick, within Frederick County, MD, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you pick the best program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Brunswick, Frederick County, MD

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Brunswick, MD

The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three ways to connect with lenders and explore USDA loan programs.

USDA loan request and matching results at Lendersa

What is a USDA Loan in MD?

A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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