In 2026, the USDA loan limit in Brunswick, within Frederick County, MD, is $776,600. For a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's top rates between USDA and FHA. Identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, helping you pick the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The mission of Lendersa® is to swiftly secure the best USDA or FHA loan for you without hassle. Choose one of three ways to connect with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum of 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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