USDA Vs. FHA your options comparison in Braddock-Heights, Frederick County, MD

In 2025, the USDA loan limit for Braddock-Heights, located in Frederick county, MD, is $657,900, whereas the FHA limit for a single-family home stands at $822,375.

Utilize Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Braddock-Heights, Frederick, MD

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Options in Braddock-Heights, MD

Lendersa® is dedicated to promptly securing you the best USDA or FHA loan with ease. Choose one of three starting points to connect with matching lenders and USDA programs.

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Understanding USDA Loans in MD

A USDA home loan, supported by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • This bank is dedicated to providing superior customer service. The Minnesota Lakes Bank ownership prides itself on being industry-leading. We embrace new technology and delivery methods, and we are excited to bring our more than 100 years of banking experience to bear in new markets where we have a connection and history.
  • Elite Mortgage Source LLC
  • 1616 Cape Coral Pkwy West, Unit 102 - 271, Cape Coral, FL, 33914
  • Elite Mortgage Source of Cape Coral get you prequalified for a mortgage loan so you will know IF you can buy and HOW MUCH of a mortgage you can qualify for so you can shop with confidence. Elite Mortgage Source is the best mortgage lender in Cape Coral, Florida and is committed to helping you find the right mortgage product for your needs.
  • Genesis Lending Group
  • 5785 Cape Harbour Drive, Suite 201, Cape Coral, FL, 33914
  • GLG corporate headquarters is in Cape Coral, Florida.We are veterans with over 25 years in the mortgage industry and have vast experience in all phases of mortgage lending.GLG is currently licensed in Florida as a Mortgage Brokerage Business.This business model allows us to have strategic relationships with over 25 national and local lenders.
  • McComb Federal Credit Union
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  • McComb Federal Credit Union, your member-owned financial institution, we are committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are non-profit financial services coop own by our members and devoted to helping them achieve their financial goals.
  • District One Highway Credit Union
  • 3011 N Belt Highway, Suite B, Saint Joseph, MO, 64506
  • District One Highway Credit Union was founded in 1954. An inquiry dated March 13, 1954 was sent to Jim Riegel of the Missouri Credit Union League. His response to this inquiry stated that it would take a minimum of 7 people to sign a charter and someone would need to put up $5 to the Secretary of State.
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  • 2316 Village Drive, Saint Joseph, MO, 64506
  • St. Joseph Teachers’ Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you, the member-owner, in the form of higher dividend rates on deposits.
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  • Postal & Community Credit Union have been providing great financial services to Northwest Missouri and Northeast Kansas residents for over 80 years. Postal and Community Credit Union recognizes the importance of a positive experience for everyone who visits our website, including those with disabilities.
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  • 4150 Kansas Ave, Kansas City, KS, 66106
  • It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota. They recognized the need to provide an alternative to ""for-profit""​ financial institutions.
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  • Legacy Lending & Mortgages LLC
  • 5954 Glasgow Way, Tamarac, FL, 33321
  • "LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager. L. Levin Wilson Is a licensed mortgage lending professional,"