USDA Loan Vs. FHA loan for Braddock-Heights, MD 2026

In 2026, the USDA loan limit for Braddock-Heights, located in Frederick county, MD, is $657,900, whereas the FHA limit for a single-family home stands at $822,375.

Utilize Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your financial needs in .

USDA and FHA Loan Options in Braddock-Heights, MD

Lendersa® is dedicated to promptly securing you the best USDA or FHA loan with ease. Choose one of three starting points to connect with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, supported by the government’s Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require none.

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Braddock-Heights Lenders
(855) 436-4100 Lender's profile and map Nymeo Federal Credit Union 5210 Chairmans Court, Frederick, MD, 21703 Lends in Maryland Nymeo is a cooperative, not-for-profit credit union dedicated to personalized services for its members. If you live, work, worship, attend school or conduct business in Frederick County Maryland, you are welcome to become a member! Since we are a nonprofit, we have members NOT customers.
(301) 228-9048 Lender's profile and map Addison Mortgage Consultants 5 Hillcrest Dr, Suite B203, Frederick, MD, 21703 Lends in Maryland Addison Mortgage Consultants, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(301) 371-6700 Lender's profile and map Middletown Valley Bank 24 West Main Street, Middletown, MD, 21769 Lends in Maryland Middletown Valley Bank has been a cornerstone for our customers’ financial planning, residents and businesses alike. Though many advances of the 21st century have made the financial world more competitive, Middletown Valley Bank continues to provide the flexibility and responsiveness only a true community bank can offer.
(301) 371-8850 Lender's profile and map Mlend 8803 Baltimore National Pike, Middletown, MD, 21769 Lends in Maryland "Mlend has built a strong reputation as an outstanding mortgage firm offering ""Home Loans Made Fast & Easy"" to homebuyers throughout the mid-atlantic region. We're a full service mortgage lender with dedicated mortgage consultants and an experienced in house support team offering expertise in every area of mortgage financing.
(301) 662-7266 Lender's profile and map FERKO Maryland Federal Credit Union 502 W Patrick Street, Frederick, MD, 21701 Lends in Maryland FERKO Maryland Federal Credit Union was established in 1955 to meet the financial needs of employees of the Frederick County, Maryland Public Schools, the Frederick Community College and members of their immediate families. From the original eight charter members, FERKO has grown to where it services over 4, 000 members.
(301) 620-0220 Lender's profile and map Revolutionary Mortgage Company 9099 Ridgefield Drive, Suite 104, Frederick, MD, 21701 Lends in Maryland Revolutionary Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(301) 898-4000 Lender's profile and map Woodsboro Bank 5 North Main Street, Woodsboro, MD, 21798 Lends in Maryland Woodsboro Bank was established in 1899 in response to the growing agricultural, commercial and residential needs of the community. We’re headquartered in a historic three-story, pressed red brick Italianate structure at 5 North Main Street in Woodsboro, that was constructed specifically for the bank in 1901.
(301) 529-2563 Lender's profile and map Nations Funding LLC 20028 Apperson Place, Germantown, MD, 20876 Lends in Maryland Nations Funding is a fully diversified Mortgage Lender. From First, Second and Equity Loans to Commercial and Small Business Loans. Mortgages are our only business. We pride ourselves on being small enough to offer each client personal attention yet large enough to finance significant lending transactions.
(301) 829-5325 Lender's profile and map Community Mortgage LLC 602 Center Street, Suite 107, Mount Airy, MD, 21771 Lends in Maryland Community Mortgage LLC, owning property can quickly turn into a reality. We are highly experienced professionals who will do everything in our power to help you get into an affordable property loan. We will also give you a quick response when Home-page-housedoing so. Our goal is client satisfaction