For the year 2026, the USDA loan limit for Perry-Hall in the county of Baltimore, MD, is $430,500, while for a single-family home, the FHA limit is $538,200.
Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. It will help you understand the income, credit, reserves, and documentation you need to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to select the most suitable program for your financial scenario in .
2026 Loan Limits and Down Payment Requirements in Perry-Hall, County of Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$430,500
0%
FHA
$538,200
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Perry-Hall, MD
Lendersa® is committed to quickly and easily finding you the best USDA or FHA loan with minimal hassle. Choose one of these three starting paths to connect with lenders and explore available USDA loan programs.
A USDA home loan is secured by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage. It is intended for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not have any down payment requirements.
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