USDA Loan Vs. FHA loan for Perry-Hall, MD [Baltimore County ]

For the year 2026, the USDA loan limit for Perry-Hall in the county of Baltimore, MD, is $430,500, while for a single-family home, the FHA limit is $538,200.

Utilize the Lendersa® USDA loan calculator to compare the best available USDA versus FHA rates today. It will help you understand the income, credit, reserves, and documentation you need to qualify. Our sophisticated mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, enabling you to select the most suitable program for your financial scenario in .

USDA and FHA Loan Options in Perry-Hall, MD

Lendersa® is committed to quickly and easily finding you the best USDA or FHA loan with minimal hassle. Choose one of these three starting paths to connect with lenders and explore available USDA loan programs.

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Understanding USDA Loans in MD

A USDA home loan is secured by the U.S. Department of Agriculture and commonly referred to as a USDA rural development loan or USDA mortgage. It is intended for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not have any down payment requirements.

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Perry-Hall Lenders
(888) 222-6960 Lender's profile and map Open House Lending Corporation 7939 Honeygo Boulevard, Suite 203, Baltimore, MD, 21236 Lends in Maryland Open House Lending Corporation is a full-service mortgage company that goes the extra mile and produce's results. Our team has helped hundreds buy and refinance their homes decade after decade. Families have trusted our experienced team to handle not only their mortgage's but their family and friends too.
(410) 663-2500 Lender's profile and map Destinations Credit Union 8767 Satyr Hill Road, Parkville, MD, 21234 Lends in Maryland Destinations Credit Union is a not-for-profit full service financial institution serving Parkville/Carney and employees/members of more than 150 businesses and community groups in the Baltimore Metro area. Because we return our profits to our members, we can generally offer low or no fees for services
(410) 665-7600 Lender's profile and map Chesapeake Bank 2001 East Joppa Road, Baltimore, MD, 21234 Lends in Maryland Chesapeake Bank of Maryland was founded in 1913 as New Eastern Avenue Permanent Savings and Loan Association. The name was changed to Chesapeake Federal Savings and Loan Association in 1960. In 1998 the Bank, became Chesapeake Bank of Maryland. The Bank operates from its main office in Parkville
(410) 828-4500 Lender's profile and map Central Credit Union of Maryland 8501 LaSalle Rd, Baltimore, MD, 21286 Lends in Maryland We're small enough to know you but big enough to put 24/7 banking in the palm of your hand. From better rates to lower fees, we give you greater control over your future. Whatever an amazing life looks like for you, we’re here to help you get there! It’s easy to add us as a partner in your financial future!
(410) 687-5240 Lender's profile and map LM Federal Credit Union 101 Chesapeake Park Plaza, Middle River, MD, 21220 Lends in Maryland 1949 Credit Union is organized by the employees of the Glen L. Martin Aircraft Company in Baltimore. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves manufacturing employees. Membership is also open to immediate family of current members.
(866) 817-0378 Lender's profile and map RESIDENTIAL MORTGAGE SOLUTIONS 1515 Martin Blvd., Baltimore, MD, 21220 Lends in Maryland Residential Mortgage Solutions is both a licensed mortgage lender and broker in several states. We specialize in originating first and second conforming and non-conforming mortgage loans. Some companies can talk about customer service but here at Residential Mortgage we deliver it, loan after loan!
(410) 534-4500 Lender's profile and map Johns Hopkins Federal Credit Union 2027 E Monument Street, Baltimore, MD, 21205 Lends in Maryland Johns Hopkins Federal Credit Union was founded by a small group of Johns Hopkins University employees in 1971. As a credit union, our charter allows us to serve various groups. In our case, we have stuck to our roots, expanding to serve other Johns Hopkins and related entities. We truly are built by and for the Hopkins community.
(410) 668-4400 Lender's profile and map Rosedale Federal Savings & Loan Association 6810 York Road, Baltimore, MD, 21212 Lends in Maryland Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
4434907386 Lender's profile and map Trius Lending Partners 1104 Kenilworth Ave Ste 501, Towson, MD, 21204 Lends in Maryland Trius delivers fast, reliable private lending for real estate investors who need certainty to win deals. We move quickly, communicate clearly, and execute without delays. Fix & Flip and Fix-to-Rent loans (up to 100% rehab), all property types, $150K–$3.5MM. New investors welcome. Closings in as little as 48 hours. Contact us today 📩 henry@tr