USDA Vs. FHA your options comparison in Rossville, Baltimore County, MD
For the year 2025, the USDA loan limit in Rossville, located within Baltimore county, MD, is $466,400. The FHA limit for a single-family home is $632,500. These limits serve as guidance for determining borrowing potential.
With the Lendersa® USDA loan calculator, you can contrast today's top USDA and FHA rates. This tool assists in evaluating the required income, credit score, reserves, and documentation needed for eligibility. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in finding the best program for your specific financial context in .
2025 Loan Limits and Down Payment Requirements in Rossville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Routes in Rossville, MD
Lendersa® aims to efficiently secure the most suitable USDA or FHA loan without hassle. Choose from one of three starting points to connect with matched lenders and appropriate USDA programs.
A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. Available only in rural areas, this loan requires no down payment, contrasting with FHA loans that require at least a 3.5% down payment, thus offering a significant advantage for qualifying buyers.
1829 Reisterstown Road, Suite 350, Pikesville, MD, 21208
Mid-Atlantic Financial Group, LLC is a commercial mortgage brokerage firm in Baltimore, Maryland that specializes in financing for non-owner residential and commercial real estate. With over 10 years of commercial real estate experience, we are able to help structure and fund those tough non-bankable situations.
Ronis Mortgage Network, Inc. is a full-service mortgage company committed to provide you with personal service. The owner, Bruce Ronis, will review all your options with a no cost in home consultation. We get you the lowest rates possible and provide the attention and service you deserve.
1700 Reisterstown Road, Suite 122, Pikesville, MD, 21208
First Trust Financial, LLC is a boutique mortgage lending firm that helps homebuyers find and secure competitive home loans. We develop customized finance packages tailored to our clients’ needs and take pride in the one-on-one counseling that our team of experts provides along the way.
1709 Reisterstown Road, Suite 210-211, Pikesville, MD, 21208
OM Mortgage is a multi-state residential mortgage brokerage committed to one thing: YOU. We put you and your family above all else to make sure you get a low rate on the best mortgage product, fair fees, an unmatched service and advice. Our team of experts has a combined 100+ years in the mortgage industry.
Cofmar Financial Inc. is guided by relentless focus on our customers. We deliver operational excellence in every corner of the Company and meet or exceed our commitments to all our customers. All of our long-term strategies and short-term actions are molded by a set of core values that are shared by each and every employee.
600 Reisterstown Rd, Suite 602, Pikesville, MD, 21208
Pimlico Capital is a hard money lender based in Baltimore, Maryland. We are a direct lender (not a broker) and leading provider of hard money financing in all 50 states. Our team has real estate investor experience and knows what it takes to be successful in today’s competitive market.
Trius Lending Partners is a direct, private money and hard-money lender with headquarters in Maryland and the Mid-Atlantic.We lend on residential investment properties, fix and flip and rehab projects as well as commercial properties throughout the Mid-Atlantic region.We take into account the borrower, property, area and the overall opportunity.
212 Mortgage is small, agile team that is devoted to securing you the best possible home loan solution that fits the goals and objectives you have set for yourself and your family. As a team, we will go the extra mile to ensure that this process is simple, easy, and quick as possible.
Freedom Federal Credit Union is a federally-insured, community-chartered credit union serving members who live, work, worship, volunteer, or go to school in Harford County, Maryland, and their families, as well as businesses operating in the county. Freedom’s mission is to be a trusted partner by creating a culture of people helping people.
909 Ridgebrook Road, Suite 108, Sparks Glencoe, MD, 21152
At Coastal Lending Group LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Jarrettsville Federal Savings and Loan Association
3706 Norrisville Road, Jarrettsville, MD, 21084
Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
SECU embraces the credit union difference by giving back to the communities we serve through community outreach initiatives including scholarship programs and financial education workshops for high school and college students. With financial centers throughout Maryland, thousands of free ATMs, and mobile and online banking.
