USDA Vs. FHA your options comparison in Rossville, Baltimore County, MD
For the year 2025, the USDA loan limit in Rossville, located within Baltimore county, MD, is $466,400. The FHA limit for a single-family home is $632,500. These limits serve as guidance for determining borrowing potential.
With the Lendersa® USDA loan calculator, you can contrast today's top USDA and FHA rates. This tool assists in evaluating the required income, credit score, reserves, and documentation needed for eligibility. The advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in finding the best program for your specific financial context in .
2025 Loan Limits and Down Payment Requirements in Rossville, Baltimore, MD
Loan Type
Loan Limit
Down Payment
USDA
$466,400
0%
FHA
$632,500
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Routes in Rossville, MD
Lendersa® aims to efficiently secure the most suitable USDA or FHA loan without hassle. Choose from one of three starting points to connect with matched lenders and appropriate USDA programs.
A USDA home loan, backed by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. Available only in rural areas, this loan requires no down payment, contrasting with FHA loans that require at least a 3.5% down payment, thus offering a significant advantage for qualifying buyers.
We specialize in Purchase mortgages, refinances and Reverse Mortgage. We are also very familiar with the uniqueness of coastal properties and Jim Davis, Owner of Cash Mortgage Services, has over 30+ years experience in the Mortgage Industry and also We offer great rates and lightning fast service Conventional Loans Home Equity Loan and more.
Our mission here at Southern Coast Mortgage, LLC, is to serve our customers with Honesty, Integrity and Competence while helping them to secure mortgage financing to purchase or refinance their home. We provide the lowest interest rates and closing costs possible. We have over 45 years of home lending experience.
17047 El Camino Real, Suite 150, Houston, TX, 77058
Legend Lending is able to leverage the company’s volume of business throughout its various channels to secure competitive pricing and vendor relationships ensuring a better value and higher quality experience for our clients and We offer fast, reliable home financing solutions for most types of residential real estate.
2551 River Park Plaza, Suite 200, Fort Worth, TX, 76116
Venture Lending Group provides a competitive range of loan products to get home buyers into homes, whether it is their first home or their fifth home, our Clients enjoy a consistently applied standard of excellence; “Service Beyond Expectation”.
Some Products and Services we offer include:
Grandview Bank is Johnson County's oldest locally owned bank serving you since 1890. Founded in 1890, Grandview Bank is the fourth oldest state-chartered bank in Texas. Our full service banking offices are located in Grandview, Cleburne and Alvarado. We are the only bank in Johnson County with locally-based ownership.
The JRS Home Loans team is dedicated to helping you find & fund the home of your dreams. Contact a JRS Home Loans specialist today to start your search for a new home or mortgage loan. We make it easy for you to get pre-approved for your home loan. You have enough to worry about, we’ll handle all of the headaches & walk you through the process.
At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
Haven Mortgage is a residential mortgage company serving clients all over the great state of Texas. Backed by over 10 years of industry knowledge and experience, Haven Mortgage is proud to work one-on-one each and every client that comes through our doors. We take pride in the relationships that we build with our clients.
Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
Light Commerce Credit Union (“LCCU”) opened for business on January 31, 2004. Our field of membership includes all New Light Church members, A.I.M. Pastors, and residents/employees of Faith Village Apartments. Once a member of LCCU, all relatives by blood or marriage and friends are welcome to join.
At FINANCIER$ Mortgage Group, your Hardworking, Friendly, LOCAL, Mortgage Lender with over 35 years experience. FINANCIER$ is a Top Tier Lender which means our mortgages perform in the Top 10% nationwide. We think that’s mostly because we actually still talk to all our customers.
