USDA Loan Vs. FHA loan for Overlea, MD 2026

As of 2026, the USDA loan limit in Overlea, county of Baltimore, MD is $466,400. Meanwhile, for a single-family home, the FHA limit is $632,500.

Use the Lendersa® USDA loan calculator to evaluate today's USDA vs. FHA best rates. This tool helps determine the necessary income, credit, reserves, and documentation for qualification. With our comprehensive mortgage calculator, view USDA, FHA, Conforming, and VA options side by side to decide which program in best fits your financial circumstances.

USDA and FHA Loan Opportunities in Overlea, MD

The aim of Lendersa® is to efficiently secure the optimal USDA or FHA loan for you without hassles. Begin with one of three starting points to connect with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment.

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(402) 420-8344 Lender's profile and map Reviews Nebraska Bank of Commerce 6000 Village Drive, Suite 100, Lincoln, NE, 68516 Nebraska Bank of Commerce (NBC) was formed initially as Community Bank of Lincoln (CBL) in 2008 by a group of experienced Nebraska bankers working in partnership with an out of state bank holding company. The goal of that founding was to bring together a group of local investors who would invest their own capital to support the initial growth of th
(402) 434-2525 Lender's profile and map Reviews Frontier Bank 8380 Glynoaks Dr, Lincoln, NE, 68516 Frontier Bank was founded when a group of partners and friends, devoted to the ideals of community banking, purchased an interest in a small bank in south central Nebraska. In 2005, other acquisitions in the banking and insurance industries began to follow, bolstering our philosophy of community involvement, local service.
(402) 434-3456 Lender's profile and map Reviews West Gate Bank 6003 Old Cheney Rd, Lincoln, NE, 68516 Family-owned since we were established in 1968, West Gate Bank is a true community bank. This community focus is not only evident in all that we do, but in how we do it. As a full-service banking institution, we are large enough to serve all your personal or commercial banking needs.
(402) 421-3535 Lender's profile and map Reviews First State Bank Nebraska 4915 Old Cheney Rd, Lincoln, NE, 68516 First State is a community based organization that offers banking services, insurance and financial products. First State Bank Nebraska currently has 16 locations in the communities of Lincoln, Hickman, Yutan, Wilber, Hallam, Dorchester, Cortland, Firth, Filley, DeWitt, Pickrell, Western, Beatrice, Waverly, Nehawka and an insurance agency.
(402) 483-0000 Lender's profile and map Reviews US Home Mortgage Inc 5901 S 58th St A, Lincoln, NE, 68516 U.S. Home Mortgage was founded in May 2006. We are a locally owned & operated business. We offer all types of home loan financing including Purchase, Refinance, New Construction, Conventional, FHA, VA, NIFA, Home Equity, Bridge, Investment Property, & Interim financing. We established this company because we wanted the ability to offer the best
(402) 436-5365 Lender's profile and map Reviews MembersOwn Credit Union 1391 South 33rd Street, Lincoln, NE, 68510 MembersOwn Credit Union offers primary banking services with a “People helping People” philosophy. Being locally owned by individuals living in 10 southeast Nebraska counties makes them committed to their members, first and foremost. As a trusted financial partner, owners find the personal attention, care
(402) 486-3644 Lender's profile and map Reviews LPS Employees Federal Credit Union 5621 N Street, Lincoln, NE, 68510 The mission of the LPS Employees Federal Credit Union is to support its members by helping them achieve their current and future goals by providing member-driven services and financial education. We take pride in meeting our members’ needs with honesty, compassion, and integrity.
(402) 434-2265 Lender's profile and map Reviews Cornhusker Bank 8310 O Street, Lincoln, NE, 68510 Cornhusker Bank occupies a unique position in the Lincoln Nebraska area. In this day of mergers and acquisitions, the bank retains its hometown touch and all the personal services of a true "community bank." Individuals and business customers have access to all the products and services offered by larger national banks.
(402) 489-2099 Lender's profile and map Reviews Capital City Mortgage, Inc. 237 S 70th St, Suite 105, Lincoln, NE, 68510 Capital City Mortgage, Inc opened its doors in October 2003. We are celebrating our 10th Anniversary. We have been in the same location for 10 years, we did expand the office size in 2007. Have been very fortunate to have the same processor for 10 years. Our goal is to have the best rates and superior service.
(402) 467-1102 Lender's profile and map Reviews Spirit of America Federal Credit Union 325 N 52nd St, Lincoln, NE, 68504 Spirit of America Federal Credit Union was formed to serve federal employees and military personnel financially in Lincoln, NE. Starting from humble beginnings in 1932, we were chartered as a cooperative to help federal employees and their families by granting loans to meet extreme personal needs.
(402) 474-1400 Lender's profile and map Reviews Lincoln Federal Savings Bank 8400 Maddox Dr., Lincoln, NE, 68501 Lincoln Federal Savings Bank was formed in 1906 and is organized as a mutual holding company. This means that the Bank is essentially owned by the depositors of the Bank meaning there are no outside shareholders. This structure allows the Bank to offer highly competitive rates to customers on both loans