USDA Loan Vs. FHA loan for Overlea, MD [Baltimore County Rates 2023]

In 2025, USDA loan limit in Overlea, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Overlea, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(559) 227-8329 2337 miles Lender's profile and map Reviews United Local Credit Union 3650 E Ashlan Ave, Fresno, CA, 93726 United Local Credit Union is a cooperative corporation owned and operated by you, the members, for the benefit of all who belong. Formed in 1953, the purpose of the Credit Union is to encourage thrift and security and to provide a unique savings and lending service to its members. It offers credit at low rates
(559) 226-8282 2337 miles Lender's profile and map Reviews First California Federal CU 2525 East Shields Avenue, Fresno, CA, 93726 First California Federal Credit Union was established November 18, 1924, as Fresno Postal Employees Credit Union, Limited. When the Credit Union first came into existence there were no federal or state laws governing the operation of credit unions, therefore, it was chartered under the provisions of Canadian Credit Union Law.
3106228933 2338 miles Lender's profile and map Reviews First American Wholesale Lending Corp 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367 Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.
(818) 451-9655 2338 miles Lender's profile and map Reviews Loanbridge Funding 21045 Erwin Street, Suite 1A, Woodland Hills, CA, 91367 At Loanbridge Funding, we believe in educating clients about their options and guiding them through the entire process. We take great pride in being our clients’ biggest advocate and works tirelessly to get them the best terms. Our experience allows us to properly present each client with their best options
(310) 966-0677 2338 miles Lender's profile and map Reviews LendwithAlex 6200 Canoga Ave, Suite 103, Woodland Hills, CA, 91367 Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(818) 426-7600 2338 miles Lender's profile and map Reviews Priority Capital Corporation 6355 Topanga Canyon Boulevard, Suite 240, Woodland Hills, CA, 91367 At Priority Capital Corp., we have access to a variety of loan programs with best rates and fastest turnaround time possible. My goal is to offer the best options available to my clients and make the loan process as simple and worry-free as possible. I also work with seasoned real estate investors and developers of condominium developments
(818) 975-3643 2338 miles Lender's profile and map Reviews TLC Realty 5942 Pat Avenue, Woodland Hills, CA, 91367 TLC Property Management Company has strong communication skills and exemplifies responsive customer service. Our managers are exceptionally organized, knows the basics of marketing skills and are honest and trustworthy. Our managers know landlord-tenant laws and regulations and we respond quickly to maintenance requests.
(800) 653-8987 2338 miles Lender's profile and map Reviews LP Financial Inc. 6320 Canoga Ave, Suite 210, Woodland Hills, CA, 91367 Loan Professors on a misssion to simplify home buying and financing we believe home financing should be fast, transparent, and affordable for everyone. That’s why we’ve streamlined the entire mortgage process to make it faster and more efficient while reducing costs and passing on the savings to you
(818) 330-3919 2338 miles Lender's profile and map Reviews All Saints Lending Inc 21550 Oxnard Street, 3rd Floor, Suite 300, Woodland Hills, CA, 91367 All Saints Lending, Inc. has the expertise in helping customers find the right mortgage products. Whether you are a first-time home buyer, or an existing home owner on the move, we can help. Even if you want to buy an investment property or dream vacation home, we offer a variety of mortgage options and competitive mortgage rates.
(818) 668-3639 2338 miles Lender's profile and map Reviews Dwell California Real Estate & Investment Inc 22144 Clarendon Street, Suite 200, Woodland Hills, CA, 91367 We understand that finding the home of your dreams or selling the home you value so much is a very important process, just as much as, choosing the people who help you to accomplish it! Our dedicated team is here to fulfill your Real Estate needs and we want you to get to know us a little better.
(805) 444-4294 2338 miles Lender's profile and map Reviews Lend to America Inc 6355 Topanga Canyon Boulevard, Suite 100, Woodland Hills, CA, 91367 Take the next step in making your dream a reality, homeownership. At no cost or obligation, let our team help guide you through the process with just a few pieces of information. Michael W. is the business owner. With over 26 years of mortgage lending experience, I can assist you will all types of residential lending.