FHA Vs. USDA loan program for Overlea, Baltimore County, Maryland

In 2025, USDA loan limit in Overlea, county of Baltimore, MD is $466,400 while FHA limit is $632,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Overlea, MD

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Maryland?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(413) 447-7304 Lender's profile and map Reviews Pittsfield Co-operative Bank 70 South St, Pittsfield, MA, 01202 The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs.
(716) 634-3636 Lender's profile and map Reviews AFGM Enterprises Federal Credit Union 132 Cayuga Road, Cheektowaga, NY, 14225 AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
(518) 374-3830 Lender's profile and map Reviews Schenectady County Federal Credit Union 388 Broadway, Schenectady, NY, 12305 Schenectady County Employees’ Federal Credit Union was created in 1964, by the Employees’ of Schenectady County. As your Credit Union, we are proud to have to continue to serve our community for more than 50 years for which it was intended to do with the philosophy of “People helping People”.
(252) 654-9269 Lender's profile and map Reviews 1st Raleigh Mortgage, LLC 7751 Brier Creek Pkwy, Suite 100, Raleigh, NC, 27617 The mortgage process can be confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you customized options from great lenders and make sure to find the right loan for you and Our loan originators have access to a wide array of loan products, helping them.
(919) 674-3133 Lender's profile and map Reviews CrossOver Lending Group Inc 8801 Fast Park Drive, Suite 207, Raleigh, NC, 27617 The Crossover Lending Group, Inc team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(716) 847-1815 Lender's profile and map Reviews St. John United Federal Credit Union 184 Goodell Street, Buffalo, NY, 14204 The St. John United Federal Credit Union is a Community Development Credit Union (CDCU) a financial cooperative, owned by it’s members who live, work, worship or attend school in the city of Buffalo, NY. This credit union exists for the financial benefit of the membership and the community at large
(585) 352-6890 Lender's profile and map Reviews Spencerport Federal Credit Union 2775 Spencerport Road, Spencerport, NY, 14559 The Spencerport Federal Credit Union was founded in 1962 by a small group of members, and it has grown each year, continually improving its services, through the dedication and volunteer work of many of its members. Originally founded to serve the employees of the Spencerport School District, SFCU was granted a small Community Charter in 2006.
9195101108 Lender's profile and map Reviews Certified Home Loans 805 Spring Forest Road, Raleigh, NC, 27609 Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
(877) 807-9668 Lender's profile and map Reviews North State Bank 6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609 North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
(919) 539-9800 Lender's profile and map Reviews The Arkell Barnes Mortgage Team 900 Ridgefield Drive, Raleigh, NC, 27609 We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
(919) 647-7531 Lender's profile and map Reviews GoVa Loans 4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609 At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate. We combine today’s technology with the personal guidance needed during the mortgage process.