USDA Loan Vs. FHA loan pro & con White-Marsh, Baltimore County, MD

In 2025, USDA loan limits in White-Marsh, county of Baltimore, MD, are set at $430,500. Meanwhile, the FHA cap for a single-family home is $538,200.

Use the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, helping you choose the best program in tailored to your financial needs.

Available USDA and FHA Loan Options in White-Marsh, MD

Lendersa® aims to promptly obtain the best USDA or FHA loan for you without hassle. Choose one of three starting strategies to find matching lenders and access USDA loan programs.

USDA loan requests and matching results at Lendersa

Explaining USDA Loans in MD

A USDA home loan, ensured by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans require no down payment whatsoever.

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(214) 227-8910 Lender's profile and map Reviews Fox Lending Inc 14241 Dallas Parkway, Suite 650, Dallas, TX, 75254 Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
(469) 375-0785 Lender's profile and map Reviews On Time Lending, LLC 14850 Montfort Dr, Suite 165, Dallas, TX, 75254 On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.
(888) 972-6424 Lender's profile and map Reviews Simplifi Loans 14114 Dallas Parkway, Suite 560, Dallas, TX, 75254 Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
(469) 319-0660 Lender's profile and map Reviews The Tuttle Group 14900 Landmark Blvd, Suite 600, Dallas, TX, 75254 "The Tuttle Group is a branch of Mid America Mortgage, Inc in Dallas, Texas. With over 19 years of experience in the financial, Branch Manager Andy Tuttle offers ‘No Non-sense Financial & Real Estate Solutions’ so his listeners, family and friends can live healthy financial lives and enjoy themselves along the way."
(214) 346-5201 Lender's profile and map Reviews Reliance Mortgage Company 5220 Spring Valley Road, Suite 602, Dallas, TX, 75254 Reliance Mortgage Company has been in business since 1989 and has funded over $8 billion dollars in residential mortgage loans. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
(214) 396-3650 Lender's profile and map Reviews Sublime Financial, LLC 14785 Preston Road;, Suite 455, Dallas, TX, 75254 Sublime Financial provides home mortgages in Dallas and the entire state of Texas. We offer our customers many loan products and options, often times more than most larger mortgage brokers. If you're looking for the best home loan in Texas you can find, then contact us. Sublime Financial helps our customers refinance their current mortgage
(469) 438-5587 Lender's profile and map Reviews Mike Clover Group 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287 The Mike Clover Group at Homewood Mortgage is a close-knit group of experienced mortgage professionals dedicated to getting their clients the best loans in the shortest amount of time. Every member of the team has at least 10 years' experience in mortgage lending, and each shares Mike's strong belief in GOD, family, and doing the right thing
(214) 507-1480 Lender's profile and map Reviews Homewood Mortgage, LLC 18170 Dallas Parkway, Suite 304, Dallas, TX, 75287 Established in 2001, Homewood Mortgage was founded by CEO and President, John Rasor, as a small mortgage brokerage firm with a hands on-approach to meeting the needs of the consumer. Since then we have evolved into a full service mortgage banker servicing the needs of Texas and Florida.
(972) 415-8586 Lender's profile and map Reviews Lendid Loans, LLC 17440 Dallas Pkwy, Suite 111, Dallas, TX, 75287 Trey Bolen started working in the mortgage industry more than a decade ago, working in a number of areas including underwriting, processing, secondary marketing and sales. As his experience grew, Trey saw huge opportunities to make the mortgage industry better. Traditional lenders had a tedious and aggravating application process.
(936) 653-4395 Lender's profile and map Reviews The Bank of San Jacinto County, Coldspring, Texas 100 Hwy 150, Coldspring, TX, 77331 The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.
(936) 336-7236 Lender's profile and map Reviews Liberty County Teachers FCU 3712 North Main Street, Liberty, TX, 77575 Liberty County Teachers Federal Credit Union is a full-service, not-for-profit financial cooperative. It was formed for the purpose of encouraging savings by offering a good rate of return on savings and investments, using collective moneys to make loans at competitive, low rates and providing other useful financial resources.