USDA Loan Vs. FHA loan for Potomac, MD 2025

During 2025, the USDA loan limit in Potomac, county of Montgomery, MD, is $776,600. For a single-family home, the FHA limit is $1,089,300.

Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates and assess the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial needs in Alabama.

USDA and FHA Loan Choices in Potomac, MD

Lendersa® is dedicated to rapidly connecting you with ideal USDA or FHA loans without hassle. Choose from three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MD

A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and is available only in rural areas. Unlike FHA loans that need at least a 3.5% down payment, USDA loans require none.

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(800) 491-4309 Lender's profile and map Reviews Explorers Credit Union 609 West 21st St, Parkston, SD, 57078 On February 28, 1962, the employees of the Yankton State Hospital organized and chartered the Yankton State Hospital Employees Federal Credit Union. This small branch was renamed to Services Center Federal Credit Union (FCU) and grew to three branch locations with over 7, 700 members and $70 million in assets.
(800) 682-4578 Lender's profile and map Reviews Dakota MAC 225 Cedar Street, Yankton, SD, 57078 Dakota MAC was developed in 1993 by First Dakota National Bank to provide long-term ag real estate loans at competitive interest rates and terms. Our lending options are focused directly on you and your operation’s needs. We knew then, and still know now, how difficult it is to operate in 3- and 5-year short-term notes.
(402) 324-5444 Lender's profile and map Reviews Western National Bank 523 Thayer Ave, Chester, NE, 68327 Western National Bank Main Street is often viewed as the heart of a community. Where people come together, where dreams are formed, and where plans are put into action. Main Street might change over time but its purpose remains: to inspire prosperity among its residents. Similarly, Mainstreet Bank was founded to help fuel people’s dreams
(402) 329-6221 Lender's profile and map Reviews Midwest Bank 114 West Main, Pierce, NE, 68767 Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
(402) 675-2035 Lender's profile and map Reviews Battle Creek State Bank 202 W Main St, Battle Creek, NE, 68715 Battle Creek State Bank prides itself on being an independent, locally owned bank serving the financial needs of Battle Creek and its surrounding area in Northeast Nebraska. We are dedicated to providing professional banking services. We treat people the way we would like to be treated, with complete honesty and confidentiality.
(620) 628-4425 Lender's profile and map Reviews The State Bank of Canton, Canton, Kansas 103 South Main Street, Canton, KS, 67428 The philosophy of the State Bank of Canton has not changed since it was founded over 125 years ago. Quality service, community involvement, and overall stability are just as important today as when the bank was incorporated on May 15th, 1895. The State Bank of Canton served the Canton community at 112 N Main for 79 years.
(402) 759-3114 Lender's profile and map Reviews Heartland Bank - Nebraska 896 G Street, Geneva, NE, 68361 Heartland Bank is a family-owned, community bank serving the financial needs of Central Nebraska for over a century. We specialize in Personal, Business and Agricultural Banking. Our vision is to be a growing organization providing leadership that improves the lives of customers, associates and communities.
(316) 681-2265 Lender's profile and map Reviews Bankers’ Bank of Kansas 555 N Woodlawn St, Wichita, KS, 67208 Chartered Oct. 5, 1988, we began with 31 banks investing $1.5 million in capital and surplus. Our equity capital now exceeds our first day total assets. Today, as one of 14 bankers’ banks across the country, BBOK has nearly 200 shareholders and provides correspondent services to more than 90% of the banks throughout the state.
(316) 685-0205 Lender's profile and map Reviews Freedom 1st Federal Credit Union 57915 Leavenworth Street, McConnell AFB, KS, 67221 Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
(316) 687-4101 Lender's profile and map Reviews Wheat State Credit Union 1400 S Oliver Street, Wichita, KS, 67218 A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
(316) 945-2155 Lender's profile and map Reviews Kansas Mortgage Center LLC 840 S Oliver Ave, Wichita, KS, 67218 "Kansas Mortgage Center offers a wide variety of loan programs, including Home Purchase Programs, Refinance Programs and Home Renovation Programs. We lend on primary, secondary and investment properties. Let one of our trained specialists at Kansas Mortgage Center help you towards planning your future."
(316) 777-1171 Lender's profile and map Reviews Carson Bank 122 West Main Street, Mulvane, KS, 67110 Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.